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Need help with ANY AZ Mortgage or Down Payment Assistance Programs in AZ?

We can help you get qualified for ANY AZ mortgage so you can buy a home including the several Down Payment Assistance Programs in AZ!   There are a few First Time Home Buyer Programs in AZ as well!! Which mortgage program is best for you?  What program will get you the best payment?  Are you looking for an FHA Loan, VA Loan, USDA Loan, Jumbo Loan or a Conventional Loan?  We're here to help get you the most up to date mortgage rates in Arizona with the best payment that fits your situation!

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What Are AZ Home Buyer Grants?

Many home buyers search for home loan grants Arizona. How do they work?  Grants are given by the federal, state or local governments and, when available, are great to help with down payment assistance and closing costs.

Unlike some types of assistance, grants are not expected to be repaid.

There are a variety of different down payment assistance programs available in Arizona. They are offered through the state, county and city governments and state housing agencies and are made available to serve low to average income earning Arizona families.  They also help revitalize areas that have been hit hard by foreclosures to help boost and stabilize home values.

At times, instead of a true grant program, many of the down payment assistance programs will provide the assistance funds in the form of a silent second that has no interest, no payment and is forgiven monthly over the first three years of home ownership.

List of Arizona Down Payment Assistance Programs

Home Buyer Grants Available in Arizona Offered by the Federal Government

Programs offered by the federal government are typically administered through the Department of Housing and Urban Development (HUD).  Please note that arizonadownpaymentassistance.com is not a government agency and is not affiliated with HUD.

Programs including home loan grants in Arizona that HUD offers include (but are not limited to) the following:

  • Good Neighbor Next Door provides substantial discounts on homes in key revitalization areas to teachers, law enforcement officers, firefighters and EMTs.
  • Homeownership Voucher Program provides assistance in the form of home buying subsidies to first time homebuyer low-income families.
  • Homeownership for public housing residents provides assistance for public housing residents in becoming homeowners.
  • Neighborhood Stabilization Program help revitalize Arizona communities that have been hit hard by foreclosures and abandonment to help boost and stabilize home values. The program aims for the purchase and redevelopment of foreclosed and abandoned homes and residential properties.

Assistance for Existing Homeowners

In addition, the government offers affordable housing help to existing homeowners that are struggling to maintain their higher mortgage payments through various refinance, modification, short sale or deed-in-lieu programs.

Two of the most popular recent government affordable housing mortgage programs include the Making Home Affordable Program and the Home Affordable Foreclosure Alternatives Program.

HOMES WE CAN HELP YOU FINANCE

$449,000
3 Beds 3 Baths 7060305 MLS 1,380 SqFt.
Welcome to this beautifully appointed 3-bedroom, 2.5-bath corner-end unit located in a gated community in one of Tempe's most desirable locations. Offering the perfect combination of style, comfort, and convenience, this home is ideal for both owner-occupants and investors alike. Step inside to discover soaring ceilings, abundant natural light, and an open-concept great room enhanced by recessed lighting. The thoughtfully designed kitchen features stainless steel appliances, a spacious dining area, and a large island with bar seating--perfect for entertaining or casual everyday living. A convenient powder room completes the main level. Upstairs, you'll find a private primary suite, two generously sized guest bedrooms, a full secondary bathroom, and an upstairs laundry room for added convenience. Enjoy one of the larger outdoor spaces in the community with a spacious backyard that's perfect for pets, entertaining, or creating your own outdoor retreat. A private two-car garage adds even more functionality. Residents enjoy exceptional community amenities, including an Olympic-size swimming pool, heated spa, BBQ area, and a dedicated dog park. Location is everything, and this home delivers. Just minutes from Sloan Park, home of the Chicago Cubs Spring Training, Tempe Marketplace, Mesa Riverview, and Arizona State University, you'll have easy access to premier shopping, dining, entertainment, and recreation. With quick access to major freeways and close proximity to ASU, this property also presents an outstanding opportunity for investors seeking strong rental demand from students and professionals alike. Whether you're searching for your next home or a smart investment in the heart of the Valley, this exceptional Tempe condo offers the lifestyle, location, and value you've been waiting for.

280 S Evergreen Road Unit 1368, Tempe

$360,000
4 Beds 3 Baths 7060233 MLS 1,963 SqFt.
Welcome to this move-in-ready 3-bedroom, 2.5-bath tri-level townhome in the gated Lake Park community of Dobson Ranch, one of Mesa's most sought-after neighborhoods. Ideally situated with golf course VIEWS and directly across from the community pool, this beautifully maintained home offers fresh interior paint, newer windows, new stainless steel appliances, a water softener, and durable hard-surface flooring throughout. The main living level features an open living and dining space, an inviting kitchen, guest bath, and a private balcony overlooking the Dobson Ranch Golf Course. Upstairs, the spacious primary suite is joined by two generously sized secondary bedrooms and a full guest bath, while the lower level provides a flexible bonus room perfect for a home office, media room, fitness studio, guest suite, or second living area with walkout access to a private patio and grassy yard. An oversized laundry room offers additional storage and potential to add another bathroom. Additional highlights include a gated front courtyard, detached one-car garage with storage, and access to Dobson Ranch's renowned amenities including lakes, walking and biking paths, community pool, dog park, golf, and beautifully maintained common areas. Conveniently located near US-60, Loop 101, shopping, restaurants, parks, and entertainment, this home offers the perfect combination of low-maintenance living, flexible space, and an exceptional Mesa lifestyle.

2524 S El Paradiso Drive Unit 40, Mesa

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