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6 Things You Must Know Before You Get a Mortgage in Arizona

Mortgage Regulations Have Changed . . .

Mortgage regulations have changed significantly over the last few years, making your options wider than ever. Subtle changes in the way you approach mortgage shopping, and even small differences in the way you structure you r mortgage, can literally cost or save you thousands of dollars and years of expenses.

Get the Right Information

Whether you are about to buy your first home or are planning to make a move to your next home, it is critical that you inform yourself about the factors involved. Industry research has revealed that there are 6 common mistakes that most homebuyers make in mortgage shopping that can have a significant impact on the outcome of this critical negotiation. If handled correctly, these issues could result in a mortgage that will cost you less over a shorter period of time.

“Subtle changes in the way you approach mortgage shopping, and even small differences in the way you structure your mortgage, can cost or save you literally thousands of dollars and years of expense.”

6 Things You Must Know Before Obtaining a Mortgage

Before you commit your hard earned dollars to monthly mortgage payments, consider these 6 issues. Effective consideration of these important areas can make your payments work much harder for you.

  1. You can, and should, get pre-approved for a mortgage before you go looking for a home. Pre-approval is easy and can give you complete peace of mind when shopping for your home. Your local lending institution can provide you with written pre-approval for you at no cost or obligation, and it can all be done quite easily over the phone. More than just a verbal approval from your lending institution, a written pre-approval is as good as money in the bank. It entails a completed credit application and a certificate which guarantees you a mortgage to the specified level when you find the home you’re looking for.
  2. Know what monthly dollar amount you feel comfortable committing to. When you discuss mortgage pre-approval with your lending institution, find out what level you qualify for, but also pre-assess for yourself what monthly dollar amount you feel comfortable committing to. Your situation may give you a pre-approval amount that is higher (or lower) than the amount of money you would want to pay out each month. By working back and forth with your lending institution to determine what this monthly amount is and what value of home this translates into at today’s rates, you won’t waste time looking at homes that are not in your price range.
  3. You should be thinking about you r long term goals and expected situation to determine the type of mortgage that will best suit your needs. There are a number of questions you should be asking yourself before you commit to a certain type of mortgage. How long do you think you will own this home? What direction are interest rates going in and how quickly? Is your income expected to change (up or down) in the near term, impacting how much money you can afford to pay to your mortgage? The answers to these and other questions will help you determine the most appropriate mortgage you should be seeking.
  4. Make sure you understand what prepayment privileges and payment frequency options are available to you. More frequent payments (for example weekly or biweekly) can literally shave years off your mortgage. Structuring your payments so that they come out more frequently will significantly lessen the amount of interest that you will be charged over the term. For the same reason, authorized pre-payment of a certain percentage of your mortgage, or an increase in the amount you pay monthly, will have a major impact on the number of years you will have to pay and could shorten your payment term considerably. These two payment options can cut years off your mortgage and save you thousands of dollars in interest. However, not every mortgage has these prepayment privileges built in, so make sure you ask the proper questions.
  5. Ask if your mortgage is both portable and/or assumable. A portable mortgage, where available, is one that you can carry with you when you buy your next home and avoid paying any discharge penalties. This means that you will not have to go through the entire mortgage process again unless you are making a move up to a much more expensive home. An assumable mortgage is one that the buyer for your home can take over when you move to your next home. This can be a very powerful tool at the negotiating table making it much easier and more desirable for a buyer to buy your home and again saves you any discharge penalties.
  6. You should seriously consider dealing with a Mortgage Expert. Consider dealing only with a professional who specializes in mortgages. Enlisting their services can make a significant difference in the cost and effectiveness of the mortgage you obtain. For example, they can make the process faster thereby avoiding costly delays. Typically there is no cost or obligation to inquire.

$440,000
3 Beds ⋅ 2 Baths ⋅ 7058943 MLS ⋅ 1,831 SqFt.
Updated, move-in ready, and made for comfortable Arizona living! This 3-bedroom, 2-bath home with a versatile den offers 1,831 sqft of living space. Recent 2022 updates include stylish new flooring and beautifully refreshed bathrooms. The open kitchen overlooks the family room and features stainless steel appliances, a breakfast bar, and a sunny dining nook with a charming bay window. The private primary suite offers a walk-in closet, and a sliding glass door leading to the backyard. All three bedrooms include walk-in closets. Step outside to an entertainer's dream backyard complete with a sparkling play pool--perfect for relaxing, hosting friends, and enjoying Arizona's beautiful weather year-round.

5607 W Winnwood Avenue, Glendale
$399,000
3 Beds ⋅ 3 Baths ⋅ 7058937 MLS ⋅ 2,301 SqFt.
This roomy two-story home in Apache Junction offers 2,300 square feet with 3 bedrooms and 2.5 baths, plus flexible space downstairs that can work as a den or extra bedroom. Built in 1999 with stone accents and a tile roof, it features a big kitchen with walk-in pantry and breakfast bar, vaulted ceilings, an upstairs loft/family room, convenient laundry, and central air. Outside you'll find a fully fenced yard with grass, a patio, RV parking, and a 2-car garage. Great location near the Superstition Mountains with easy access to the 60 freeway, shopping, and nearby community paths and playground.

2722 W Jasper Avenue, Apache Junction
$535,000
3 Beds ⋅ 3 Baths ⋅ 7058936 MLS ⋅ 1,501 SqFt.
Home was a prior ''MODEL HOME''. a 3 bd/2.5ba has all the upgrades and everything you need. Kitchen has SS appliances, white cabinetry, quartz counters, blue accent backsplash & under cabinet lighting, beautiful light fixtures thru-out. First floor has wood plank tile, black hardware & 2-tone paint. Upstairs has extra storage & cabinetry next to laundry room. Split floor-plan with primary bedroom with accent painted wall. Backyard features a covered patio with pavers, built-in BBQ, & artificial turf with home backing to community park. See Document tab for more info about all the amenities of Eastmark

9349 S Solina Avenue, Mesa
$425,000
4 Beds ⋅ 2 Baths ⋅ 7058931 MLS ⋅ 1,754 SqFt.
Welcome Home, this charming 4-bedroom home in highly desirable Central Phoenix neighborhood checks every single box on your wish-list. Open Concept design to an updated kitchen with stainless steel appliances. Enjoy the piece of mind of a newer roof, updated pebble tech pool and new water heater. The backyard features a large covered patio and a refreshing pool to enjoy friends and family and cool off from the summer heat. The home boasts owned solar panels an upgraded insulation so that your energy bills will be at a minimum. The home sits on a charming street and close to all your favorite Central Phoenix restaurants and shops. Freeway access and the Light Rail at your fingertips. Be anywhere in the Valley in less then 30min!! The price is Right and its move in Ready!Hurry on this ONE!

7316 N 23rd Drive, Phoenix
$449,000
4 Beds ⋅ 2 Baths ⋅ 7058925 MLS ⋅ 1,920 SqFt.
Move-in ready and beautifully maintained, this 4-bedroom, 2-bath Verrado home offers 1,920 square feet of thoughtfully designed living space. The open-concept great room flows seamlessly into the kitchen, featuring white cabinetry, quartz countertops, stainless steel appliances, a walk-in pantry, and a large island with breakfast bar seating and designer pendant lighting. Sliding glass doors open to the covered patio, creating the perfect indoor-outdoor living experience. The spacious primary suite includes dual vanities, an oversized walk-in shower, and a walk-in closet. Additional features include tile flooring throughout the main living areas, carpet in the bedrooms, ceiling fans throughout, a dedicated laundry room, and a 2-car garage. Enjoy Verrado's exceptional lifestyle with Heritage Swim Park, neighborhood playgrounds, scenic walking and hiking trails, and outstanding community amenities just moments away.

19948 W Roma Avenue, Litchfield Park
$557,500
4 Beds ⋅ 2 Baths ⋅ 7058920 MLS ⋅ 2,108 SqFt.
This inviting single-level home features 4 bedrooms, 2 bathrooms, and 2,108 square feet of comfortable living space. The spacious kitchen offers a center island, gas range, stylish backsplash, built-in microwave, and abundant cabinet storage. The primary suite includes a walk-in closet, dual sinks, and a separate soaking tub and shower. Flexible living areas provide space for relaxing, working, or entertaining. Step outside to a private fenced backyard with a covered patio, perfect for outdoor enjoyment. Fresh interior and garage paint give the home a clean, move-in-ready feel.

2515 W Brookhart Way, Phoenix
$709,900
4 Beds ⋅ 2 Baths ⋅ 7058919 MLS ⋅ 2,581 SqFt.
Beautifully maintained 4-bedroom, 2-bath home on a desirable corner lot! This inviting home features vaulted ceilings, plantation shutters, recessed lighting, tile flooring, and a stunning stone fireplace. The spacious floor plan offers separate living and family rooms, perfect for everyday living and entertaining. The eat-in kitchen boasts granite countertops, white cabinetry, tile backsplash, stainless steel appliances, and ample pantry space. A versatile den with built-in shelving is ideal for a home office or flex space. The private primary suite includes dual sinks and a walk-in closet. Enjoy the low-maintenance backyard, 2-car garage, and convenient location near parks, shopping, dining, schools, and freeway access.

324 W Willow Avenue, Phoenix
$749,000
4 Beds ⋅ 2 Baths ⋅ 7058914 MLS ⋅ 2,409 SqFt.
Located in the prestigious Campo Verde community, this beautifully remodeled 4-bedroom single story home will take your breath away. Drive past the Palm-Line Entry Way of Campo Verde and enjoy it's Expansive Greenbelts & Play Areas. As you step into this beautiful home, you'll find inspiration, comfort, and design. All-in-one place. This home fully loaded boasts of updates. Including, Primary Bathroom Dual Shower Setup, Backyard Re-Design, Murphy bed, Water Softener System, Paid Off Solar, Primary Walk-in Closet, an upgraded kitchen with stainless steel appliances, electric-stove top, stainless hood, large island with built-in trash and recycling storage, Travertine Flooring, quartz countertops, and more. An ideal home to raise your family or perfect vacation home.

590 S Emerson Street, Chandler
$625,000
7058911 MLS
Experience Arizona living on this 9.6-acre Wittmann lot with stunning mountain views, colorful sunsets, and clean desert air. Ideally located just 3 miles from Highway 60 and minutes from Highway 303, with growth and development in every direction--perfect for a small developer.

N 221st Avenue Unit -/-/, Wittmann
$355,000
3 Beds ⋅ 2 Baths ⋅ 7058908 MLS ⋅ 1,258 SqFt.
Welcome home to this beautifully updated and move-in ready property! Featuring fresh interior paint, stylishly remodeled bathrooms, and a modern kitchen with gorgeous granite countertops, this home offers the perfect blend of comfort and style. The updated kitchen provides ample cabinet and counter space, making it ideal for everyday living and entertaining. Conveniently located near shopping, dining, schools, parks, and major freeways, this home is ready for its next owner. Don't miss the opportunity to make this beautifully refreshed home yours!

8926 W Vale Drive, Phoenix
$349,900
3 Beds ⋅ 3 Baths ⋅ 7058905 MLS ⋅ 1,464 SqFt.
Gated Community! HOA includes front yard landscaping. Beautiful remodel with new vinyl plank floors + tile at kitchen & baths. New paint including door frames, doors, baseboards & ceilings throughout. Large family room with entertainment niche + separate dining. New lighting & window coverings throughout. Kitchen offers new stainless appliances & new sink & touchless faucet. Separate pantry. New ceiling fans. New water heater. New hookups/drain pan at laundry. 9ft. Ceilings. Raised panel doors. 1/2 bath off kitchen. Oversized east facing backyard w/ covered patio and low maintenance landscaping. Newer AC Unit.

7505 S 13th Place, Phoenix
$859,000
5 Beds ⋅ 3 Baths ⋅ 7058904 MLS ⋅ 3,627 SqFt.
Gorgeous 5 BR+Loft /3 Full BA on a premium Cul-De-Sac lot in the highly desirable Cortina Crystal community. Discover expansive living areas filled w/natural light, soaring ceilings, and an open-concept layout. The Main Floor includes formal dining & living rooms, family/great room w/built-in entertainment center, guest BR w/arcadia door to back patio, pool, and yard, full BA, and laundry room plumbed for a utility sink. The Gourmet kitchen has granite counters, updated appliances, dining area, breakfast bar, and a large walk-in pantry. The upstairs includes primary BR + 3 large BRs, dual sink full BA, and big loft for the kids. Enter the luxurious primary thru double doors into oversize BR, dual vanities, jetted bathtub, shower, private toilet room, large walk-in closet, and huge patio overlooking the private resort style backyard which includes a Pebble Tec sport pool w/waterfall feature, secluded sitting area by the mature grotto / koi pond w/water feature, 2nd secluded sitting area by the large garden w/drip lines, and the Greenbelt. The 3rd garage bay is designed for conversion into a private office, gym, or additional BR. Upgraded hard wood & tile flooring throughout, new 2nd floor HVAC in 2026, Everything has been upgraded; WELCOME HOME !!

18586 E Cattle Drive, Queen Creek
$399,990
2 Beds ⋅ 3 Baths ⋅ 7058898 MLS ⋅ 1,324 SqFt.
Easy-to-maintain new home in the sought-after 55+ community of Victory at Verrado, located just 1 mile from the Victory Club! This thoughtfully designed home features wood-look plank tile flooring, beautifully aligned cabinetry with 42'' upper cabinets and soft-close doors and drawers, plus an extended-height and extended-depth garage that accommodates most trucks. 2nd bedroom ensuite. The spacious backyard is a blank canvas ready for your vision--add a putting green, hot tub, or create your own private outdoor retreat. HOA includes front yard landscaping maintenance and front yard water. Enjoy Victory's resort-style amenities, including 4 pools, fitness center, pickleball, tennis, golf, dining, and more. Ask about our exceptional financing incentives available for qualified buyers!

5606 N 205th Drive, Buckeye
$880,000
5 Beds ⋅ 3 Baths ⋅ 7058897 MLS ⋅ 2,825 SqFt.
Highly upgraded 5 bedroom, 3 bath home on a half acre lot with all the features! Starting with a 2-car garage, RV gate, circular driveway, manicured landscape, and a private courtyard. Inside, discover a large living room, dining area, and an impressive family room highlighted by a floor-to-ceiling stone fireplace. Vaulted ceilings add to the spacious feel, complemented by hickory wood flooring, ceiling fans, plantation shutters, and bountiful natural light. Gorgeous kitchen offers tile backsplash, recessed/pendant lighting, SS appliances, granite counters, abundant cabinetry adorned with crown moulding, a walk-in pantry, and a center island with a breakfast bar. PLUS a gorgeous pool with a waterfall/slide feature, see documents for complete list of upgrades and come view today!!! Romantic main retreat boasts plush carpet, direct outdoor access, an ensuite with a make-up desk, soaking tub, and a walk-in closet. Expansive backyard is an entertainer's dream, complete with a covered patio, play area, and a sparkling pool with a rock waterfall. This gem is the one you're looking for!

13653 N 69th Drive, Peoria
$405,000
3 Beds ⋅ 2 Baths ⋅ 7058896 MLS ⋅ 1,190 SqFt.
Beautiful modern home, move-in ready! 3 Bedroom/2 Bathroom with a one-car garage. The master bedroom features a walk-in closet. The kitchen has quartz countertops with floating shelves and a pantry, stainless steel appliances, and a movable island for storage. The living room is wired for a 5.1 sound system with a built-in floating console. The garage has built-in cabinets and overhead storage. The house has wood flooring throughout with tiled bathrooms. The exterior offers a paved driveway and back patio with an RV gate in the front and the backyard that runs directly through the property. Less than 2 miles to downtown Phoenix and easy freeway access to shopping and dining. Located within minutes of anywhere in town, don't miss out on this modern gem.

1233 S 15th Drive, Phoenix
$439,990
5 Beds ⋅ 3 Baths ⋅ 7058895 MLS ⋅ 2,221 SqFt.
Spacious and modern, this energy-efficient 5-bed, 3-bath, 2-car garage home spans 2,221 square feet. Its features a large kitchen with a generous sized island, lots of cabinets (toffee cabinet, Shaker style) with nickel finished hardware, stainless-steel appliances, tile (plank style) flooring throughout the home (Carpet in bedrooms only), Quartz counter tops throughout, 9ft ceilings. This is a Smart home and includes the latest and greatest security features, a video/chat doorbell and other Wi-Fi enabled tools linked to your cell phone. This lot has easy access to the trails and sits perfectly on the corner. This home is ready to be called home

18764 E Elsa Drive, Gold Canyon
$399,000
4 Beds ⋅ 3 Baths ⋅ 7058893 MLS ⋅ 2,469 SqFt.
At 14,475 square feet it's the BIGGEST LOT in Sundance, according to seller. Bring your RVs, Boats, trailers, build a swimming pool, all your toys will come thought the big RV Gate into this truly expansive lot with extended concrete and separate walled off storage/kennel area . No through traffic. 4 Bedrooms, 3 Full Baths, Guest Bedroom setup downstairs, loft (with office inset), two bedrooms, and gigantic Master Bedroom (dramatic double door entry) upstairs with en-suite dual vanities, walk-in closet and separate toilet room, of course. Fresh paint and new carpet throughout, also vinyl wood-look flooring. Big House, Big Lot, just waiting for you to make it your home! Walmart Supercenter, Fry's Marketplace, Aldi... Close to I-10!

1381 S 232nd Avenue, Buckeye
$495,000
3 Beds ⋅ 2 Baths ⋅ 7058886 MLS ⋅ 1,752 SqFt.
This home is strategically priced to create a competitive, transparent buying opportunity. Welcome to this beautifully updated waterfront townhome in Continental Villas East, offering the perfect blend of comfort, style, and Scottsdale living. This 3-bedroom, 2-bath residence has been thoughtfully updated with fresh interior and exterior paint, granite countertops, updated lighting, and remodeled bathrooms featuring tile surrounds and modern vanities. The functional floor plan provides comfortable living spaces filled with natural light, while the waterfront setting creates a peaceful backdrop to enjoy Arizona's beautiful weather. Whether you're relaxing indoors or taking in the tranquil water views, this home offers a serene retreat in one of Scottsdale's most established communities. Ideally located near Old Town Scottsdale, premier shopping, dining, golf, parks, and the Indian Bend Greenbelt, this home offers exceptional convenience while embracing Scottsdale's sought-after lifestyle.

7723 E Lewis Avenue, Scottsdale
$699,900
4 Beds ⋅ 3 Baths ⋅ 7058885 MLS ⋅ 2,345 SqFt.
Completely remodeled from top to bottom, this stunning Tempe home is nestled on a quiet cul-de-sac just minutes from Arizona State University. Exceptional curb appeal welcomes you with new landscaping, artificial turf, designer pavers, and a spacious carport. Inside, you'll find an open-concept layout filled with natural light, luxury wood-look flooring, designer lighting, and premium finishes throughout. The chef's kitchen features quartz countertops, custom shaker cabinetry, stainless steel appliances, a designer backsplash, and a waterfall island. A rare bonus is the fully equipped guest casita with its own private entrance, full kitchen, full bathroom, mini-split A/C, and washer/dryer hookups--perfect for multigenerational living or rental income. Nearly every major component has been replaced, including new plumbing, HVAC system and ductwork, water heater, windows, cabinetry, flooring, doors, hardware, showers, vanities, sinks, blinds, and fixtures. The oversized backyard offers endless possibilities for entertaining, a pool, or additional amenities. Conveniently located near ASU, Tempe Marketplace, Sky Harbor Airport, shopping, dining, and major freeways, this is a rare turnkey opportunity offering luxury finishes and incredible versatility.

1706 S Parkside Drive, Tempe
$460,000
2 Beds ⋅ 2 Baths ⋅ 7058884 MLS ⋅ 1,684 SqFt.
Welcome to the highly sought after community of Corte Bella Country Club. Enjoy this gorgeous backyard oasis that you've been dreaming of. The backyard features a rolling water fountain and beautiful landscaping. There are many upgrades including crown moldings, plantation shutters, remote window shades and wired surround system in family room and back patio. Take advantages of the many amenities that Corte Bella has to offer.

13144 W Junipero Drive, Sun City West
$414,990
4 Beds ⋅ 2 Baths ⋅ 7058883 MLS ⋅ 2,051 SqFt.
Spacious and modern, this energy-efficient 4-bed, 2-bath home spans 2,051 square feet. Its features a large kitchen with a generous sized island, lots of cabinets (toffee colored, Shaker style) with nickel finished hardware, stainless-steel appliances, tile (plank style) flooring throughout the home (Carpet in bedrooms only), Quartz counter tops throughout, 9ft ceilings. This is a Smart home and includes the latest and greatest security features, a video/chat doorbell and other Wi-Fi enabled tools linked to your cell phone. This lot has easy access to the trails and has incredible mountain views. This home is ready for you to claim it as your new home!

18828 E Elsa Drive, Gold Canyon
$399,990
4 Beds ⋅ 2 Baths ⋅ 7058880 MLS ⋅ 1,823 SqFt.
The Cali floor plan is the perfect blend of modern features and everyday comfort. This stunning single-story home offers 4 beds, 2 baths, & 1,823 sq ft of open, light-filled living space designed to impress. Don't let the size fool you. Step into this home and get lost in the space around you. A private primary suite doubles as a great retreat separated from the secondary bedrooms for added comfort and privacy. The kitchen flows seamlessly into the great room, creating an inviting setting for entertaining and connection. This home lives larger than expected and delivers functionality at every turn. This home is ready to be YOUR home!!

18794 E Elsa Drive, Gold Canyon
$392,500
3 Beds ⋅ 2 Baths ⋅ 7058879 MLS ⋅ 2,254 SqFt.
3 bedroom plus den home located on a cul-de-sac lot. Open floor concept. Kitchen has granite countertops with a HUGE island and walk in pantry. Great size backyard. No neighbors to the east of you. OWNED SOLAR!! Come see this home today!!

1195 E Riverton Place, Casa Grande
$349,000
2 Beds ⋅ 2 Baths ⋅ 7058878 MLS ⋅ 1,780 SqFt.
Charming 2 bed/2 bath home on a quiet cul-de-sac in Sunland Village, Mesa's premier 55+ golf community! Single-level layout with a spacious primary suite, light-filled living areas & brand-new appliances. Garage features a workshop, perfect for extra storage or your golf cart! Enjoy resort amenities: 2 pools, clubhouse, fitness center, tennis, pickleball & an 18-hole golf course.

4733 E Florian Circle, Mesa
$590,000
4 Beds ⋅ 3 Baths ⋅ 7058875 MLS ⋅ 2,732 SqFt.
Fresh exterior paint enhances this spacious 4-bedroom, 3-bath home in exclusive gated Citrus Mountain Estates, a community of 88 homes. Designed with families in mind, the split floor plan includes a convenient Jack-and-Jill bath. Living room captures beautiful South Mountain views, while the 3-car garage and expansive 10,000+ sq. ft. lot provide ample space inside and out. Opportunities in this sought-after neighborhood are rare, so don't miss your chance. Enjoy easy access to Chase Field, Mortgage Matchup Center, Gila River Resorts & Casinos for dining, concerts, and entertainment. South Mountain trails and Dobbins Lookout's panoramic downtown Phoenix views are nearby. Conveniently located near 202 bypass, I-10, I-17, and light rail, with shopping, dining, and daily conveniences nearby.

2621 W Piedmont Road, Phoenix
$370,000
4 Beds ⋅ 2 Baths ⋅ 7058873 MLS ⋅ 1,724 SqFt.
Welcome to this beautifully updated 4-bedroom home, rebuilt in 2017 and designed for modern living! Each bedroom offers spacious closets, while the generous primary suite features a huge walk-in closet and a beautifully remodeled en-suite bathroom. The open-concept floor plan showcases a stunning kitchen with granite countertops, a large center island, abundant cabinetry, and a brand-new designer backsplash. Fresh interior and exterior paint give the home a crisp, move-in-ready feel. The bathrooms were updated within the last year with beautiful new shower tile, Enjoy peace of mind with a new roof and AC system installed in 2023. The RV gate provides added convenience for extra parking or storage. Ideally located near Westgate, major freeways, schools, shopping, dining, and entertainment!

8807 W Catalina Drive, Phoenix
$324,990
3 Beds ⋅ 2 Baths ⋅ 7058871 MLS ⋅ 1,680 SqFt.
Move-in ready with no rear neighbors, a double side gate, and breathtaking panoramic mountain views in the highly sought-after Lakes at Rancho El Dorado! This professionally designed home features an extended covered patio, perfect for enjoying Arizona sunsets and the peaceful desert backdrop. Inside, you'll find oversized tile flooring throughout the main living areas, bathrooms, and laundry room, with upgraded carpet and premium padding in the bedrooms for added comfort. The designer kitchen showcases gourmet gas appliances, white quartz countertops, shaker-style cabinetry with soft-close doors and drawers, crown molding, matte black hardware, and a large single-basin undermount sink. The private owner's suite offers a welcoming foyer entry, a spacious bedroom with expansive closet.

22355 N Rummler Lane, Maricopa
$400,960
7058868 MLS ⋅ 1,442 SqFt.
Great use of space, 3 private offices, bathroom, break room, conference room, 2 storage closets and reception/work area. Paved parking. Commercial carpeting, tile and wood flooring. Great opportunity, in easy to access Central Phoenix.

2814 W Northern Avenue, Phoenix
$435,000
3 Beds ⋅ 2 Baths ⋅ 7058866 MLS ⋅ 1,105 SqFt.
Extensively Updated & Move-In Ready! This beautifully updated 3-bedroom, 2-bath home offers energy efficiency, modern upgrades, and exceptional value. With nearly $100,000 invested in recent improvements, this home has been thoughtfully renovated inside and out. The interior features updated flooring, paint, kitchen, bathrooms, bedrooms, and a garage. Step outside to your private backyard retreat, complete with a beautifully updated pool, decking, new covered patio, refreshed landscaping, new fencing, exterior stucco, paint, and a new roof. Energy-conscious buyers will appreciate the home's two solar systems. One solar system will be paid off at closing. The second system powers Tesla backup batteries for off-grid capability, which may be removed if buyer desires. Ring system and security cameras are also included. Additional highlights include a new RV gate, and storage shed. Highly desirable Mesa location within walking distance of Banner Desert Medical Center and Mesa Community College. Near the US 60 freeway, restaurants and more! A detailed list of improvements is available--this is truly a home you must see to appreciate!

2203 W El Moro Avenue, Mesa
$790,000
3 Beds ⋅ 3 Baths ⋅ 7058864 MLS ⋅ 2,004 SqFt.

17156 W Roseville Street, Surprise
$439,000
3 Beds ⋅ 2 Baths ⋅ 7058861 MLS ⋅ 1,720 SqFt.
Awesome 3 bedroom, with an open den, 2 bath home in the gated community of McClellan Ranch! Home features great room concept, eat in kitchen with gray cabinets, stainless appliances, quartz counters and pantry. Primary has large walk in closet, dual sinks, and walk in shower. Home has 10 ft doors, plantation shutters and tankless hot water heater. Backyard features extend patio, turf and pergola. Car people! This is your garage! Garage has epoxy floors, work station and hanging storage racks. This is a must see home!

7014 W Pedro Lane, Laveen
$585,000
3 Beds ⋅ 3 Baths ⋅ 7058856 MLS ⋅ 1,928 SqFt.
Just What you've been waiting for. Beautiful home Located in a Non HOA community. Bring your RV or Family sized toys and there is space for you here. Upon entry, you will find an updated home with upgrades much like new homes. Large island at this Remodeled Kitchen, White Designer Cabinets, Stainless Appliances, Granite Counters, Tiled backsplash, VAULTED Ceilings that make this grand entertaining space feel much larger than actual stated SF. Open greatroom and Kitchen, perfect for those large gatherings, newer energy efficient windows, AC replaced 2021, Variable Pool Pump 2023, Water Heater 2022. This home has a rare 1/2 bath as well. Primary bath updated 2020. Back Yard is your resort for those nice stay at home vacations. Relocation Forces the Sale.

5620 W Frye Road, Chandler
$499,000
4 Beds ⋅ 2 Baths ⋅ 7058855 MLS ⋅ 1,212 SqFt.
Step into timeless charm with this beautifully updated 1926 brick bungalow nestled in the heart of Phoenix's sought-after Garfield Historic District. Blending historic character with modern upgrades, this move-in-ready home features 4 spacious bedrooms and 2 updated bathrooms, offering the perfect balance of style, comfort, and functionality. Situated on an R-4 multifamily-zoned lot, this property presents an exceptional opportunity for homeowners and investors alike. With ample potential to add a detached garage, guest house, casita, or ADU (buyer to verify), the possibilities for multi-generational living or generating additional rental income are endless. Whether you're looking for a charming place to be home, your first home in a vibrant historic neighborhood, or a high-potential investment property, this one checks all the boxes. Conveniently located just minutes from downtown Phoenix, you'll enjoy easy access to restaurants, entertainment, sporting venues, museums, light rail, and everything the urban core has to offer. Don't miss this rare opportunity to own a piece of Phoenix history with incredible upside!

1514 E Fillmore Street, Phoenix
$1,575,000
3 Beds ⋅ 3 Baths ⋅ 7058854 MLS ⋅ 3,397 SqFt.
Come experience this exceptional 3 Bedroom + Office | 2.5 Bathroom residence, ideally situated on an oversized lot in a private cul-de-sac within the gated Montevista community. Thoughtfully designed for both everyday living and entertaining, the open floor plan showcases updated wood-look tile flooring, and spacious living areas filled with an abundance of natural light. The chef's kitchen features premium Sub-Zero and Viking appliances, custom cabinetry, a large center island, and a walk-in pantry. The private primary suite offers direct patio access and a luxurious bath with a soaking tub, split vanities, and a custom walk-in closet. Designed to embrace Arizona's indoor-outdoor lifestyle, the lush backyard features a resort-style pool and spa, built-in BBQ, gas fire pit, pergola with misting system and resort style park-like botanical garden landscaped grounds. Residents enjoy Montevista's premier community park, complete with a tot lot, basketball and pickleball courts, walking paths, and several neighborhood pocket parks. This gem of a home is truly one-of-kind, so come experience the very best of Arizona living and fall in love today.

5205 E Barwick Drive, Cave Creek
$559,900
4 Beds ⋅ 2 Baths ⋅ 7058853 MLS ⋅ 1,791 SqFt.
You'll LOVE this beautiful home in the gated Seasons at Dobbins! Displaying a manicured landscape & a 2-car garage w/paver driveway. The fabulous interior features a welcoming foyer, high ceilings, abundant natural light, neutral palette, recessed lighting, tile floors in common areas, and carpet in bedrooms. Designed for everyday living & entertaining, the seamlessly flowing open layout is paired with multi-sliding doors to the back! The impressive kitchen boasts SS appliances, black quartz counters, a pantry, subway tile backsplash, white shaker cabinetry, and an island w/pendant lights over the breakfast bar. Large main bedroom has an ensuite with dual sinks & a walk-in closet. Enjoy the backyard with artificial turf & paver-covered patio, complemented by great mountain views! Just WOW!

433 E Spirit Trail, Phoenix
$489,000
2 Beds ⋅ 2 Baths ⋅ 7058850 MLS ⋅ 1,655 SqFt.
Welcome to the Viva Villa in the highly sought after Pebblecreek Active Adult Community! You will love this model! 2 bedrooms 2 bath and den are the perfect combination along with the open floor plan. This Viva is so nice and bright inside with full interior and garage recently painted (2024) giving that fresh and new feeling. All windows are covered with plantation shutters for that resort feeling throughout. The kitchen is stunning! Bright white and cheerful including under cabinet lighting and the amazing center island allows plenty of room to entertain. The primary bedroom suite is the perfect size with updates made to the bathroom including waterfall glass in the huge shower for the added bit of privacy, mirrors and light fixtures. Features walk-in closet, spacious linen closet and dual sinks, The guest bedroom and den are the perfect size with split location from the primary allowing for the privacy to your guests. The extended north facing covered patio is a great area to relax or entertain. The pony wall, turf area and gate provide a little added "security" for your small pets to have a safe place as well. Extra thought went into storage solutions for this home, which include newly added ceiling storage racks in the garage, laundry room and primary bedroom closet storage units, slide out shelves in lower kitchen cabinets, trash & recycle pull out in kitchen. Most light fixtures and fans have been updated throughout the home in 2026. Whole house water softener and filtration, and kitchen RO system with new faucet replaced in June 2026. New smart thermostat was installed in 2026. This Viva gives that resort vibe throughout! Dining table, chairs, buffet and matching bars stools included. Newer (2024) front load washer and dryer with pedestal also included. This is a fantastic opportunity to have "living " in the Active Adult community dream come true! 3- 18 hole golf courses, indoor/outdoor swimming pools, Pickleball courts, Tennis, Softball, 2 restaurant/bars, Fitness center, Creative Arts center and so much more!! Come visit this great Villa and Community!

16948 W Palm Lane, Goodyear
$684,900
4 Beds ⋅ 4 Baths ⋅ 7058849 MLS ⋅ 2,758 SqFt.
Stunning home located in a master planned community near the 24 freeway and the new downtown Queen Creek! This single story home will take your breath away with rich wood cabinetry with stacked uppers! 10' ceilings, wide hallways, 8' doors and 5'' baseboards are just a few of the features that make this home standout. Gourmet kitchen features GE Profile appliances, quartz countertops, tile backsplash and more! This plan is our best seller. ONe look and you'll understand why. Ask about our special rates or flex cash incentives!!

769 W Longwood Drive, Queen Creek
$399,900
3 Beds ⋅ 2 Baths ⋅ 7058848 MLS ⋅ 1,598 SqFt.
Your Search Ends Here! Gorgeously updated Single-Level home in sought after Mountain Vista Ranch neighborhood! This home has been graciously cared for and it shows. New Quartz countertops (2023), New LVP floors (2023), toilets replaced (2023), New AC fan and motor (2025), New Master Shower (2023), New Lighting (2023), Tesla Electric car plug installed! Home is conveniently located near Prasada Shopping Center, Costco, 303 Freeway, and some of the best schools in Surprise. Home features Open Concept and Split Floorplan, Grand Entrance, Turf backyard, and spacious bedrooms! Come take a look, this home will not disappoint!

15727 N 162nd Lane, Surprise
$595,000
5 Beds ⋅ 3 Baths ⋅ 7058847 MLS ⋅ 2,416 SqFt.
Estimated Completion: Fall 2026. First floor primary suite! Front yard landscaping, fridge, washer & dryer included! Introducing the Keswick plan, a new addition to the exclusive staff-gated community, Sterling Grove. This home boasts a guest bedroom and full bathroom downstairs and 3 additional rooms upstairs with an ovesized loft. Situated in the heart of a resort-style community, residents enjoy world-class amenities including a championship golf course, vibrant clubhouse activities, sparkling pools, sport courts, a full-service spa, pickleball, and on-site dining featuring exceptional restaurants and bars.

11682 N Fredericksburg Street, Surprise
$520,000
3 Beds ⋅ 3 Baths ⋅ 7058845 MLS ⋅ 1,925 SqFt.
Like NEW, bright and shiny, Three Bedroom, Two-and-a-half Bathroom modern beauty! Granite counter tops in bathrooms and kitchen. Lots of kitchen space with loads of contemporary white cabinets and hardware, big pantry, elegant stainless/black combo, with kitchen island granite overhang, making the kitchen which merges into the great room the place to hang for family meals and entertaining friends. Powder Room downstairs, upstairs you're greeted by the huge loft. Big Master Suite, stately dual sink master bath and closet, separate toilet room, of course! Ceiling fans throughout. Good-sized laundry room, washer and dryer included. Clean Two-Car Garage, tank-less gas hot water heater. Beautiful, well-kept community with luxurious pool, very close to shopping and restaurants.

683 N Abalone Drive, Gilbert
$335,000
3 Beds ⋅ 3 Baths ⋅ 7058843 MLS ⋅ 1,344 SqFt.
GREAT DETATCHED SINGLE FAMILY/TOWN HOME STYLE. 3 BEDROOMS, 2.5 BATHROOMS, 2 CR GARAGE IN SURPRISE. LOSE TO SCHOOL, FREEWAY, LOTS OF SHOPS AND RESTAURANTS. PERFECT FOR FIRST HOME OR INVESTMENT. FRESHLY PAINED, NEW CARPET, IMMCULATED CLEAN , ALL APPLIANCES INCLUDED , HOUSE IS READY FOR NEW OWNERS.

17732 W Mandalay Lane, Surprise
$1,250,000
4 Beds ⋅ 4 Baths ⋅ 7058840 MLS ⋅ 2,877 SqFt.
Some homes are remarkable not because they have already been transformed, but because they offer something far more difficult to find: an extraordinary lot, a peaceful setting, and a story of care that spans generations. Set within one of the subdivision's most coveted interior pockets, this premier flood-irrigated lot is one of the largest in the neighborhood. According to the seller, the lot was originally selected by the subdivision's designer for his own residence - a choice that still feels unmistakably intentional today. Positioned within the neighborhood's distinctive circular enclave, the home enjoys a rare front-facing perspective with views of mature trees, lawns, and neighboring yards, and no home positioned directly across from its front windows. Owned, expanded, and carefully maintained by architect/designer owner for decades, the home reflects a long history of thoughtful stewardship and gracious living. This is a home from an era when rooms were generous, gatherings were grand, and the backyard was meant to be filled with music, dinner parties, and celebration. Swarovski crystal chandeliers, oversized closets, expansive glass doors, and large picture windows speak to the home's sense of glamour and occasion, while original and long-held finishes offer the next owner the opportunity to renovate, reconfigure, or reimagine the home around an irreplaceable lot. The flexible east-side addition offers separate entrances, a bathroom, generous storage, and existing utility connections, creating intriguing potential for multigenerational living, guest quarters, a private studio, office wing, or future attached suite. For buyers envisioning a luxury redesign, future expansion, EV charging, workshop space, or high-demand equipment, the home's rare three-phase electrical service offers an uncommon infrastructure advantage. Additional features include flood irrigation, mature landscaping, a reinforced concrete tile roof, a recently installed electrical panel, and a 220V garage outlet for EV charging readiness. Seller also reports unusually low electric costs for a home of this size. With mature trees, flood irrigation, generous lawns, and close proximity to dining, trails, and premier school options, this home captures the quintessential North Central lifestyle. Walls can be repainted. Floors can be replaced. Flow can be reimagined. But this lot, this position, this provenance, and this sense of arrival cannot be recreated. It is available here, and it is available now.

1001 W Kaler Drive, Phoenix
$750,000
3 Beds ⋅ 3 Baths ⋅ 7058839 MLS ⋅ 1,862 SqFt.
This stunning home seamlessly blends style and functionality with an open-concept floor plan, rich flooring, and sophisticated modern finishes throughout. The gourmet kitchen is thoughtfully designed for both everyday living and effortless entertaining, featuring stainless steel appliances, upgraded countertops, sleek cabinetry, and a designer tile backsplash. Spacious living and dining areas flow together beautifully, creating a warm, inviting atmosphere filled with natural light. Located within the exclusive gated community of Sterling Grove, residents enjoy an exceptional resort-style lifestyle with access to a championship golf course, sparkling resort pools, upscale dining, a full-service spa, state-of-the-art fitness center, tennis and pickleball courts, and an clubhouse.

17164 W Roseville Street, Surprise
$749,999
2 Beds ⋅ 3 Baths ⋅ 7058838 MLS ⋅ 2,001 SqFt.
Experience luxury living in this highly coveted Potomac Spanish residence, located within the prestigious Sterling Grove Golf & Country Club community in Surprise, Arizona. Designed with an optimal split-bedroom layout for maximum privacy, this exceptional property features a bright, open-concept great room that flows effortlessly into a private home office. At the heart of the home is a chef-inspired gourmet kitchen, fully equipped with a gas cooktop, wall oven, built-in microwave, and premium cabinetry. A large quartz island serves as the perfect centerpiece, complemented by a stylish tile backsplash. Elegant window treatments and durable, high-end vinyl flooring run throughout the home's main living areas. The interior transitions seamlessly to a private outdoor oasis via... ...upgraded, multi-panel stacking glass doors. Outside, you can enjoy resort-style Arizona living with a pristine heated pool and spa, completely framed by the rare advantage of having no rear neighbors behind you. When it is time to unwind, the generous master suite offers a peaceful retreat, complete with a spa-like bathroom featuring dual sinks, a dedicated vanity station, a spacious walk-in shower, and an expansive walk-in closet. Sterling Grove Golf & Country Club is the West Valley's newest golf experience. The Golf Course is a world-class Nicklaus Design course, operated by the renowned Troon Golf Management Services and designed to be enjoyed by golf enthusiasts and newcomers alike. The state-of-the-art practice facilities are second to none. Home your skills at the driving range, putting and chipping greens, or in the golf simulator. This neighborhood has first-class amenities and beautiful views of the White Tank Mountains, lakes, and ponds. You'll also enjoy the neighborhood greenery on your walks, jogs, and bike rides.

12075 N Luckenbach Street, Surprise
$635,000
3 Beds ⋅ 2 Baths ⋅ 7058837 MLS ⋅ 1,995 SqFt.
Nestled on a quiet street in the highly sought-after Boulder Creek community, this beautifully remodeled single-level home offers the perfect blend of style, comfort, and modern convenience. Boasting 1,995 square feet, this move-in-ready residence features 4 spacious bedrooms, or a dedicated home office designed for today's lifestyle, and 2 stunning updated bathrooms. Step inside to an inviting open-concept floor plan enhanced by soaring ceilings, abundant natural light, and newly installed windows specifically engineered for superior energy efficiency, going beyond current Energy Star requirements. The chef-inspired kitchen showcases Calacatta Laza marble-like Quartz, a large center island, custom cabinetry, and stainless-steel appliances. Designed with a split-bedroom layout, the primary suite offers a fully remodeled ensuite bath featuring today's most desirable finishes. Frosted glass hinged shower doors and water closet door. Smart home enhancements add comfort and convenience throughout. Escape to your own backyard oasis, where a resurfaced Pebble Tec play pool, lush grassy area, and mature hop seed landscaping create a serene and private setting.

7919 E Posada Avenue, Mesa
$308,489
3 Beds ⋅ 2 Baths ⋅ 7058835 MLS ⋅ 1,406 SqFt.
Rock bottom CASH price on a BRAND NEW North/South facing home that delivers style, space, and savings! | Pool Sized Lot | The Sedona| Come experience this perfectly laid out floor plan with 3 beds, 2 baths | Paver driveway & walkway| Open Great Room/Dining Room layout with a patio for entertaining! Quartz countertops in kitchen and baths, SS undermount sink, 18 x 18 tile in main areas, carpet in bedrooms only, Oyster cabinets, trash pull-out, front yard landscape, garage door opener, Smart home technology, 14.3 -Seer2 Cooling/Heating, gas community, front yard landscaped, 50 gallon gas water heater, energy efficient Vinyl windows and stainless steel appliances. Plus, spacious walk-in closet in the owner's suite! Don't miss your chance to get in at Magma Ranch III!

10017 E Prickly Pear Lane, San Tan Valley
$1,019,000
4 Beds ⋅ 5 Baths ⋅ 7058833 MLS ⋅ 3,339 SqFt.
New home scheduled for completion in mid 2027 so there is time to add personal touches! The Orangevale Spanish plan, located in a gated community, blends classic design elements with a modern twist. Exceptional curb appeal draws you in from the moment you arrive. The inviting entry flows effortlessly into the kitchen and great room, creating a warm and welcoming atmosphere. This home provides the perfect backdrop for entertaining. From the expansive kitchen island to the great room, you'll have plenty of space to host family and friends. The spacious primary bedroom includes a luxurious bathroom with a separate soaking tub and shower, as well as a generous walk-in closet. The three additional bedrooms also feature walk-in closets. Don't wait--this caliber of home won't last

30860 N Amethyst Court, Queen Creek
$330,000
3 Beds ⋅ 2 Baths ⋅ 7058832 MLS ⋅ 1,480 SqFt.
Very clean and well kept home..two bedrooms and a large den which can easily be converted into a third bedroom. It features 18'' tile on all traffic areas. carpet in bedrooms. corian counter tops.ceiling fans on most rooms.ceiling wired for surround system.double doors in the den.pre-plumbrd for sater softener loop.front gated courtyard.covered patio. fridge, washer and dryer to stay with a good offer. A/C unit is brand new. garage mechanical ietms and motor recently replaced. water heater is less than 2 years old.Recently painted on the exterior.Large backyard

209 N 193rd Drive, Buckeye
$316,423
3 Beds ⋅ 2 Baths ⋅ 7058830 MLS ⋅ 1,493 SqFt.
Rock bottom CASH price on a BRAND NEW North/South facing home! | Pool Sized Lot | The Bisbee | Open Great Room/Dining Room layout with 3 beds, 2 baths plus, a spacious walk-in closet in the owner's suite! Enjoy your patio for entertaining, paver driveway & walkway, Quartz countertops in kitchen and baths, SS undermount sink, 18 x 18 tile in main areas, carpet in bedrooms only, Oyster cabinets, trash pull-out, front yard landscape, garage door opener, Smart home technology, 14.3 -Seer2 Cooling/Heating, gas community, front yard landscaped, 50 gallon gas water heater, energy efficient Vinyl windows and stainless steel appliances. Don't miss your chance to get in at Magma Ranch III!

10031 E Prickly Pear Lane, San Tan Valley
$980,000
4 Beds ⋅ 5 Baths ⋅ 7058829 MLS ⋅ 3,339 SqFt.
New home scheduled for completion in mid 2027, so there is time to add personal touches! The Orangevale Desert Contemporary plan, located in a gated community, blends classic design elements with a modern twist. Exceptional curb appeal draws you in from the moment you arrive. The inviting entry flows effortlessly into the kitchen and great room, creating a warm and welcoming atmosphere. This home provides the perfect backdrop for entertaining. From the expansive kitchen island to the great room, you'll have plenty of space to host family and friends. The spacious primary bedroom includes a luxurious bathroom with a separate soaking tub and shower, as well as a generous walk-in closet. The three additional bedrooms also feature walk-in closets. Don't wait--this caliber of home won't last

6092 W Quartz Lane, Queen Creek
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