6 Things You Must Know Before You Get a Mortgage in Arizona

Mortgage Regulations Have Changed . . .

Mortgage regulations have changed significantly over the last few years, making your options wider than ever. Subtle changes in the way you approach mortgage shopping, and even small differences in the way you structure you r mortgage, can literally cost or save you thousands of dollars and years of expenses.

Get the Right Information

Whether you are about to buy your first home or are planning to make a move to your next home, it is critical that you inform yourself about the factors involved. Industry research has revealed that there are 6 common mistakes that most homebuyers make in mortgage shopping that can have a significant impact on the outcome of this critical negotiation. If handled correctly, these issues could result in a mortgage that will cost you less over a shorter period of time.

“Subtle changes in the way you approach mortgage shopping, and even small differences in the way you structure your mortgage, can cost or save you literally thousands of dollars and years of expense.”

6 Things You Must Know Before Obtaining a Mortgage

Before you commit your hard earned dollars to monthly mortgage payments, consider these 6 issues. Effective consideration of these important areas can make your payments work much harder for you.

You can, and should, get pre-approved for a mortgage before you go looking for a home. Pre-approval is easy and can give you complete peace of mind when shopping for your home. Your local lending institution can provide you with written pre-approval for you at no cost or obligation, and it can all be done quite easily over the phone. More than just a verbal approval from your lending institution, a written pre-approval is as good as money in the bank. It entails a completed credit application and a certificate which guarantees you a mortgage to the specified level when you find the home you’re looking for.
Know what monthly dollar amount you feel comfortable committing to. When you discuss mortgage pre-approval with your lending institution, find out what level you qualify for, but also pre-assess for yourself what monthly dollar amount you feel comfortable committing to. Your situation may give you a pre-approval amount that is higher (or lower) than the amount of money you would want to pay out each month. By working back and forth with your lending institution to determine what this monthly amount is and what value of home this translates into at today’s rates, you won’t waste time looking at homes that are not in your price range.
You should be thinking about you r long term goals and expected situation to determine the type of mortgage that will best suit your needs. There are a number of questions you should be asking yourself before you commit to a certain type of mortgage. How long do you think you will own this home? What direction are interest rates going in and how quickly? Is your income expected to change (up or down) in the near term, impacting how much money you can afford to pay to your mortgage? The answers to these and other questions will help you determine the most appropriate mortgage you should be seeking.
Make sure you understand what prepayment privileges and payment frequency options are available to you. More frequent payments (for example weekly or biweekly) can literally shave years off your mortgage. Structuring your payments so that they come out more frequently will significantly lessen the amount of interest that you will be charged over the term. For the same reason, authorized pre-payment of a certain percentage of your mortgage, or an increase in the amount you pay monthly, will have a major impact on the number of years you will have to pay and could shorten your payment term considerably. These two payment options can cut years off your mortgage and save you thousands of dollars in interest. However, not every mortgage has these prepayment privileges built in, so make sure you ask the proper questions.
Ask if your mortgage is both portable and/or assumable. A portable mortgage, where available, is one that you can carry with you when you buy your next home and avoid paying any discharge penalties. This means that you will not have to go through the entire mortgage process again unless you are making a move up to a much more expensive home. An assumable mortgage is one that the buyer for your home can take over when you move to your next home. This can be a very powerful tool at the negotiating table making it much easier and more desirable for a buyer to buy your home and again saves you any discharge penalties.
You should seriously consider dealing with a Mortgage Expert. Consider dealing only with a professional who specializes in mortgages. Enlisting their services can make a significant difference in the cost and effectiveness of the mortgage you obtain. For example, they can make the process faster thereby avoiding costly delays. Typically there is no cost or obligation to inquire.

$825,000

3 Beds ⋅ 2 Baths ⋅ 7098430 MLS ⋅ 2,350 SqFt.

MOUNTAIN VIEWS, PRIVACY & AN EXCEPTIONAL SCOTTSDALE LOCATION! Discover the beauty of Sonoran Desert living in this spacious, single-level home near the McDowell Mountain Preserve. With approximately 2,350 square feet, fresh interior paint, and a versatile floor plan, this home offers an inviting combination of comfort and possibilities. Highlights include a distinctive custom office with rich alder cabinetry, a generous great room, and flexible guest accommodations. Outdoors, enjoy your private pool, built-in BBQ, fireplace, and beautiful mountain views against a backdrop of natural desert scenery. Scenic walking paths are just outside your door, with Sunrise and Lost Dog trailheads nearby. An outstanding opportunity to enjoy the Scottsdale lifestyle in a spectacular setting at a compelling price!

14214 E Cheryl Drive, Scottsdale

$639,990

4 Beds ⋅ 3 Baths ⋅ 7098425 MLS ⋅ 2,421 SqFt.

Welcome to this stunning, brand-new home in the highly sought-after Bella Storia community of Gilbert! Offering 2,441 square feet of thoughtfully designed living space, this beautiful residence features 4 bedrooms, 3 bathrooms, and a 2-car garage. The kitchen is equipped with a gas cooktop, upgraded 42-inch white cabinetry, and opens seamlessly to the spacious living and dining areas--perfect for entertaining. Throughout the home, you'll find elegant upgraded wood-plank tile flooring that adds both style and durability. Upstairs, a generous loft provides the ideal space for a game room, home office, or additional family living area. Reach out today!

4600 E Toledo Street, Gilbert

$499,990

4 Beds ⋅ 3 Baths ⋅ 7098424 MLS ⋅ 2,489 SqFt.

December Move-in! The popular Ozark floor plan offers spacious two-story living with an open-concept kitchen, dining area, and great room that flow seamlessly to a covered patio, perfect for indoor-outdoor entertaining. Enjoy stylish finishes including quartz countertops and plank tile flooring throughout the main living areas. The first-floor primary suite features a full bath and walk-in closet, while an additional bedroom and full bath downstairs provide flexibility for guests or a home office. Upstairs, you'll find a large game room, two secondary bedrooms, and a full bath. Additional highlights include gas cooking, oversized bedrooms, a backyard gas pre-plumb, smart home features, WiFi garage door opener, electronic front door lock/ keypad, and a 220V garage outlet

17454 W Southgate Avenue, Goodyear

$530,990

4 Beds ⋅ 2 Baths ⋅ 7098419 MLS ⋅ 2,555 SqFt.

Custom-built home situated on 1+ acre of land, offering exceptional privacy, space & room to entertain! Located at the end of the road with no through traffic, this property features block fencing, 2 RV gates, ample parking & an oversized 3-car garage with extended depth & high ceilings, ideal for larger vehicles & trucks. The spacious kitchen features granite countertops, double ovens & a generous pantry. Inside, you'll find 10-foot ceilings, spacious bedrooms with walk-in closets, ceiling fans & a cozy fireplace. Step outside to enjoy the expansive covered patio, perfect for entertaining or relaxing in your own private retreat. The spacious backyard features several fruit trees. Bedroom carpeting has been removed, leaving exposed concrete floors ready for the buyer's choice of flooring.

28324 N 224th Avenue, Wittmann

$550,000

3 Beds ⋅ 2 Baths ⋅ 7098418 MLS ⋅ 1,644 SqFt.

Beautiful Move-In Ready Horse Property with Pool & Paid-Off Solar! Enjoy the best of country living with this inviting 3-bedroom, 2-bath 2 car garage home situated on just over an acre! Perfect for horse lovers and anyone looking for space to spread out. Features include 8 horse stalls, private pool, and plenty of room to enjoy your lifestyle. The open floor plan creates a welcoming flow throughout the home, while the kitchen boasts beautiful quartz countertops, lots of cabinets and propane stove. Primary offers a walk-in closet, bathroom featuring double sinks and a walk-in shower. Outside, you'll appreciate the carport with an attached workshop, providing extra space for projects, storage, or hobbies. The fully paid-off solar system adds even more value and energy-saving potential. Bring your horses and make this special property your own! Furniture and artwork may be available through a separate bill of sale.

29305 N 256th Drive, Wittmann

$599,900

4 Beds ⋅ 3 Baths ⋅ 7098417 MLS ⋅ 2,036 SqFt.

ATTENTION INVESTORS!! Here is a great home located in even better location! There is a tenant in place until September 2027 but these awesome tenants are my be willing to leave early (Feb 2027) or they will also stay. Home features 4 bedrooms and 3 full baths. 2 car garage, vaulted ceilings, formal dining room and family room with fireplace. Outside features outdoor built in BBQ and a pool. (pool works great but needs aesthetic work, pics of pool are older). There is a solar lease. The lease payment covers, most, if not all, electric bill.

830 N Woodside Drive, Chandler

$573,265

4 Beds ⋅ 4 Baths ⋅ 7098415 MLS ⋅ 3,222 SqFt.

December Move-in! This stunning new-construction two-story home in Goodyear, AZ offers a spacious, versatile layout with 4 bedrooms, 3.5 baths, a dedicated media room, game room, tandem garage space w/ double gate backyard access, and formal dining room. The open-concept kitchen, breakfast area, and great room are perfect for everyday living and entertaining. Enjoy white quartz countertops in the kitchen and bathrooms, 6x24'' ceramic tile, and 9' flat ceilings. The first floor features the primary suite while upstairs offers three bedrooms (one en-suite with walk in closet and private bathroom) and expansive entertainment space. Located in fast-growing Goodyear, enjoy convenient access to new shopping, dining, parks, entertainment, and major commuter routes.

17459 W Vista Norte Street, Goodyear

$539,990

5 Beds ⋅ 3 Baths ⋅ 7098412 MLS ⋅ 2,830 SqFt.

December Move-in! Discover the Stork, a spacious two-story home on an oversized lot with double gate access to the backyard. Designed for modern living, the open-concept layout features the Primary bedroom and guest room on the main level, a private dining room, and a large great room with 20' vaulted ceilings that flows seamlessly to a covered patio for easy indoor-outdoor entertaining. Upstairs, enjoy a versatile game room, flex space, and an open overlook to the great room below. Located in desirable Goodyear, you'll enjoy gas cooking, convenient access to I-10, top shopping and dining destinations, parks, golf courses, and major employers, while being just a short drive from Phoenix. This thoughtfully designed home offers the perfect blend of space, comfort, and location.

17471 W Vista Norte Street, Goodyear

$335,000

3 Beds ⋅ 2 Baths ⋅ 7098409 MLS ⋅ 1,601 SqFt.

This home offers 3 Bedrooms, 2 full Baths PLUS a Den! Eat in kitchen, good size living/great room just off kitchen, all tiled. Landscaped back yard with fully fenced block wall and Spa on covered patio. 2 car garage with easy access, corner lot. close to I10 for commuters. $50,000 in solar panels included and paid at closing. Short Sale

1377 E Linda Drive, Casa Grande

$359,990

4 Beds ⋅ 2 Baths ⋅ 7098405 MLS ⋅ 1,697 SqFt.

RED TAG SALES EVENT HAPPENING NOW! A new home with all the desirable features. The Easton plan has 4 bedrooms & 2 bathrooms, designed with an open plan. Great for entertaining! A huge kitchen island and beautiful white soft-close cabinets and granite throughout with the latest upgrades and features. This home is technologically designed featuring SMART home features. Ask about our BELOW MARKET financing with in-house mortgage. **Images and virtual tour represent the Easton plan only and may vary from homes as built.

1527 E Fletcher Drive, Casa Grande

$449,900

2 Beds ⋅ 1 Baths ⋅ 7098404 MLS ⋅ 1,383 SqFt.

Discover the possibilities in this charming single-level home near the heart of Tempe. Behind the welcoming white picket fence, past the evergreen turf, you'll find an inviting floor plan with two bedrooms, bonus room, a spacious living area, an eat-in kitchen, and a light-filled family room overlooking the backyard. The kitchen features granite countertops, stainless steel appliances, and abundant cabinetry, while the bathroom offers dual sinks and updated finishes. Enjoy Arizona evenings in the generous backyard, a patio, and plenty of room to create your ideal outdoor retreat. With indoor laundry, easy-care tile, and convenient access to ASU, shopping, dining, and major freeways, this home offers comfort, character, and opportunity in an established Tempe neighborhood!

1019 S Butte Avenue, Tempe

$375,000

2 Beds ⋅ 2 Baths ⋅ 7098402 MLS ⋅ 1,302 SqFt.

Welcome to this exceptionally maintained single-level townhome offering 1,302 square feet of low-maintenance living. Properties in this desirable, intimate community rarely become available, making this 2-bedroom, 2-bathroom residence a unique opportunity. The functional single-story layout flows seamlessly and features premium custom Pella windows throughout alongside two natural skylights, flooding the space with beautiful daylight while ensuring excellent energy efficiency. Big-ticket structural upgrades are already taken care of, including a brand-new roof and a new HVAC system both installed in 2023. Enjoy ultimate convenience with quick access to the vibrant retail, high-end dining, and central park space at the nearby PV development hub. Whether you want to downsize or secure a low-upkeep seasonal residence, this property delivers incredible location value. Schedule your private tour today!

4001 E Lupine Avenue, Phoenix

$545,000

3 Beds ⋅ 2 Baths ⋅ 7098398 MLS ⋅ 1,593 SqFt.

Model-Like Gorgeous Single Story Custom K. Hovnanian New Build (2024) in North Phoenix! Minutes from TSMC Campus, Norterra, Sonoran Preserve, shopping, dining & more. Builder warranties in place! So many upgrades...where do we begin! Artificial Turf, Built-In Grill & Pergola, Wainscoting, Decorative Wall Treatments, Crown Molding, Concrete/Modern Industrial Entertainment Center, Bookcase w/Added LED Lighting & Electric Fireplace, Custom Laundry w/Butcher Block, GE Gas Profile Stove & Matching Appliances, Wood-like Tile, New Fixtures, Whole Home Water Filter System, North/South Facing, Smart Home Features, Electric Drop Shades, Holiday Exterior Lighting & so much more! Turn Key & Move-In Ready! All Appliances Included. This home is perfect for a family, as a rental or for Corporate housing!

3011 W Bent Tree Drive, Phoenix

5250 E Deer Valley Drive Unit 353, Phoenix

$1,450,000

3 Beds ⋅ 3 Baths ⋅ 7098397 MLS ⋅ 2,175 SqFt.

Experience contemporary luxury at The Luxe at Desert Ridge, a prestigious guard-gated community offering an exceptional collection of resort-inspired amenities in a premier North Phoenix location. This desirable third-floor end-corner residence features three bedrooms and two-and-a-half baths, showcasing sophisticated, contemporary open living w/a neutral palette, custom chandeliers, recessed lighting, and refined designer finishes throughout. The great room makes a striking statement w/a floor-to-ceiling tile-surround linear fireplace and an expansive four-panel glass door opening to the outdoor living space. The gourmet kitchen is beautifully appointed w/a large quartz island w/seating, quartz countertops, a herringbone tile backsplash, premium stainless steel appliances, a gas range with vent hood, and ceiling-height shaker cabinetry accented by glass display cabinets and under-cabinet lighting. The primary suite offers a beautifully finished bath featuring dual vanities, quartz countertops, custom lighting and mirrors, and a distinctive herringbone tile accent wall. Both full bathrooms feature quartz countertops and thoughtfully selected finishes. A well-appointed utility room adds exceptional functionality with quartz countertops, a prep sink, and Electrolux washer and dryer. The expansive wraparound balcony extends the living space outdoors, featuring a built-in Coyote BBQ with vent hood, quartz countertop, and herringbone tile backsplash, along with select mountain views. Additional conveniences include two underground parking spaces with wiring for an EV charging station and a large private storage unit adjacent to the parking spaces. The Luxe's impressive community amenities elevate everyday living, highlighted by a 12,767-square-foot clubhouse, Olympic-size community pool, state-of-the-art 4,000-square-foot fitness center, and infrared sauna. Residents can also enjoy beer-garden-inspired outdoor gathering spaces, outdoor kitchens, a catering kitchen, a luxury wine room, a multi-seat movie room, an indoor mail room, and a business center, along with a sports court and playground. Ideally located near Desert Ridge Marketplace, Mayo Clinic Hospital, premier Scottsdale shopping and dining, championship golf, hiking trails, and convenient freeway access, this exceptional residence offers a sophisticated lock-and-leave lifestyle with contemporary design, resort-style amenities, and outstanding convenience.

5250 E Deer Valley Drive Unit 353, Phoenix

$385,000

2 Beds ⋅ 2 Baths ⋅ 7098394 MLS ⋅ 1,612 SqFt.

Enjoy the Sun City Festival lifestyle in this updated Gala with a dedicated golf cart garage! Mature landscaping surrounds the fenced backyard, creating a private outdoor retreat with an extended patio, covered seating and fire pit area--ideal for relaxing or entertaining. Inside, the split-bedroom floor plan offers 2 bedrooms, a separate den and inviting great room with fireplace. The kitchen features quartz countertops, an island and updated appliances. Diagonal tile flooring, luxury vinyl in the bedrooms, baths and den, and a beautifully remodeled primary shower add to the appeal. A private front courtyard offers another inviting place to unwind. Enjoy Festival golf, pools, fitness, pickleball and clubs!

26472 W Burnett Road, Buckeye

$399,000

2 Beds ⋅ 2 Baths ⋅ 7098393 MLS ⋅ 1,371 SqFt.

Fabulously updated 2 bedroom, 1.75 bath Cameron floor plan offers 1,371 sq ft of inviting living space and an AMAZING backyard escape! New windows and sliding glass doors bring in natural light, while beautiful LVP flooring flows throughout the home. The refreshed kitchen and bathrooms add style and comfort. Step outside to a beautifully landscaped, fully fenced backyard featuring lush artificial turf, an extended covered paver patio and hot tub--perfect for entertaining or unwinding under Arizona skies! More improvements include a hot water recirculation system and updated garage door with smart control and camera. Leased fixed payment solar panels pair with a brand-new OWNED Tesla solar battery. Don't miss this exceptional home, with an incredible backyard retreat and much more!

13935 W Rico Drive, Sun City West

$449,000

3 Beds ⋅ 2 Baths ⋅ 7098392 MLS ⋅ 1,632 SqFt.

This 3-bedroom, 2-bathroom home offers comfortable living in a well-maintained HOA community. The home features vaulted ceilings, a spacious family room, and ceiling fans throughout for year-round comfort. The kitchen includes a pantry for extra storage, and the master suite offers a double vanity and walk-in closet. Outside, enjoy low-maintenance desert landscaping with an automatic watering system, plus a covered patio--perfect for relaxing outdoors. A 2-car garage adds convenience and additional storage.

507 W Bluefield Avenue, Phoenix

$485,000

3 Beds ⋅ 3 Baths ⋅ 7098390 MLS ⋅ 1,534 SqFt.

Begin Life Here. Welcome to 38 North, a gated collection of just 22 contemporary residences in the heart of Arcadia Lite, where some of Phoenix's best restaurants, coffee spots and neighborhood hangouts are part of the everyday scene. This three-bedroom townhome brings together modern architecture, clean lines and a floor plan made for entertaining. Hardwood floors, 10-foot ceilings and an open-concept main level set the tone, while the kitchen delivers quartz countertops, stainless steel appliances, a gas cooktop and plenty of room to gather. Upstairs, three bedrooms and a versatile loft offer space to live, work and recharge. The generous primary suite features a walk-in closet, oversized shower and dual vanities, while the secondary bedrooms capture views of Camelback Mountain. Outside, a private patio and side yard with expansive pavers create an inviting outdoor retreat with minimal upkeep. An attached two-car tandem garage adds convenience and storage. And then there's the location. Postino, La Grande Orange and an ever-growing lineup of local favorites are just minutes away. Coffee runs, dinner plans, weekend brunch and everything that makes Arcadia Lite one of Phoenix's most exciting neighborhoods. Arcadia Lite Looks Good on You.

3030 N 38th Street Unit 105, Phoenix

$708,000

4 Beds ⋅ 2 Baths ⋅ 7098389 MLS ⋅ 2,346 SqFt.

Welcome to your new home located in GOLF COURSE COMMUNITY with double Oversized PREMIUM LOT with BEAUTIFUL VIEWS, in Estrella Mountain Ranch! This 4 bed, 2 bath home has a great open layout that's perfect for gathering with friends and family. The kitchen has tons of storage, granite counters, gas cooktop, big island with seating, wine fridge, and a walk-in pantry. You'll love how it opens right up to the living room with lots of natural light and space to relax. The primary suite has a large bathroom with double sinks, soaking tub, walk-in shower, and a big closet. Step outside to your own backyard getaway-- with a covered patio, low-maintenance turf, pavers, built-in spa, and a sparkling pool surrounded by custom landscaping. A great spot to enjoy the Arizona sunsets! 3 car garage Bonus / Craft Rom or Teen Room (many possibilities) with separate entrance through the 3rd car garage. Entertainers delight Galore!!! Chefs kitchen & outside Raised Hurth fireplace. There is even a HUGE Shed / workshop area. Located on the 4th Green of Golf club of Estrella designed by Jack Nicholas. Estrella MTN Ranch is a resort style community with all inclusive community pools, water slides, heated pools, work out facilities, Lakes, fishing, hiking and biking Club houses and much much more!*** Priced to sell**** double golf course lot!

18199 W Buckhorn Drive, Goodyear

$385,000

4 Beds ⋅ 2 Baths ⋅ 7098388 MLS ⋅ 1,977 SqFt.

Welcome to 8712 W Magnolia St in Tolleson's desirable Farminton Place! This solid single-family home offers approximately 1,977 square feet of comfortable living space with 4 bedrooms, 3 bathrooms, and a convenient 2-car garage. Situated on a practical ~0.14-acre lot in the established 91st Ave & Lower Buckeye community, it provides the room and functionality families and everyday buyers are looking for. With its functional layout, garage parking, and solid location, this home delivers real value in a convenient Tolleson neighborhood. Ready for its next chapter--come see it for yourself! Enjoy a well-located West Valley address with easy access to shopping, dining, and major freeways. The neighborhood offers a friendly, community-oriented setting with the kind of practical living.

8712 W Magnolia Street, Tolleson

$1,650,000

3 Beds ⋅ 3 Baths ⋅ 7098386 MLS ⋅ 2,461 SqFt.

MODEL HOME LEASEBACK FULLY FURNISHED.

32529 N 134th Lane, Peoria

$575,000

2 Beds ⋅ 3 Baths ⋅ 7098383 MLS ⋅ 2,294 SqFt.

Discover exceptional living in Westbrook Village! This beautifully refreshed home features a spacious foyer, split floor plan, private office, separate family room, generous dining area, and cozy breakfast nook. The chef's kitchen offers abundant storage, dual roll-out drawers, and a hidden spice rack. Plantation shutters, all-new recessed lighting, and natural light create a bright, welcoming ambiance. Enjoy fresh interior paint, NEW ROOF underlayment, and a NEWER TRANE A/C installed spring 2026. A spacious 3-car garage with mud wash station adds convenience and flexibility. Westbrook Village, renowned for its vibrant active adult lifestyle, resort style amenities, golf, pools, fitness, and social activities, this home is in the community's only gated subdivision, a rare opportunity!

8719 W Sequoia Drive, Peoria

$315,000

2 Beds ⋅ 2 Baths ⋅ 7098382 MLS ⋅ 1,120 SqFt.

Welcome to easy, low-maintenance living in the desirable Pepperwood community in the heart of Tempe! Tucked away on a quiet cul-de-sac with no homes directly behind, this well-maintained 2-bedroom, 2-bath townhome offers a wonderful combination of privacy, comfort and convenience. The inviting, functional layout features two skylights that fill the home with natural light, an updated primary bathroom, and a kitchen with select newer appliances. Step outside to a private backyard featuring a spacious covered patio, storage shed and low-maintenance landscaping in both the front and back, creating the perfect setting to relax and enjoy Arizona's beautiful weather without the upkeep. A private 2-car carport adds everyday convenience. Additional highlights include a roof updated in September 2026 and an HVAC system that has been serviced annually, reflecting pride of ownership and ongoing care. Enjoy nearby community amenities, including a heated pool, spa and RV/boat storage, with the pool and neighborhood school just a short distance away while maintaining comfortable separation. Ideally situated near Kiwanis Park, Arizona State University, shopping, dining and entertainment, with convenient access to US-60, Loop 101 and Loop 202 for easy travel throughout the Valley. Whether you're looking for a primary residence, seasonal retreat or investment opportunity, this Pepperwood townhome offers an appealing blend of location, privacy and easy Arizona living.

744 W Harvard Drive, Tempe

$404,900

3 Beds ⋅ 2 Baths ⋅ 7098379 MLS ⋅ 1,825 SqFt.

Your Search Is Over! This inviting 3-bedroom, 2-bath home offers the perfect blend of comfort & style. Step inside to soaring ceilings, a soothing color palette, & contemporary wood-look flooring. The spacious great room opens to the backyard through sliding glass doors, creating the perfect setting for entertaining. The well-appointed kitchen features abundant cabinetry, built-in appliances, recessed lighting, a pantry, & a center island with breakfast bar. Double doors lead to the relaxing primary suite, complete with plush carpeting, an ensuite bath with dual sinks, and a walk-in closet w/mirrored doors. Enjoy your morning coffee or unwind in the backyard under the covered patio, with plenty of room to create your dream outdoor retreat. Don't miss your opportunity to make this your home

5664 W El Caminito Drive, Glendale

$575,000

3 Beds ⋅ 2 Baths ⋅ 7098377 MLS ⋅ 2,055 SqFt.

Beautiful 10' flat ceiling home bright and clean! Single level 3 bedrooms plus den/office. Close to 202 & San Tan Mall for shopping & dinning. Next to a new charter school. Home features: Tinted energy efficient windows, programmable thermostat, granite countertop with back splash and dark cherry staggered cabinets. Double-sinks in both bathrooms. Covered patio and easy care back yard with pavers. Walking distance to two community parks including one with water play area. New laminated wood floor. Fresh painted.

1490 E Hummingbird Way, Gilbert

$317,000

5 Beds ⋅ 3 Baths ⋅ 7098376 MLS ⋅ 2,073 SqFt.

SHORT SALE opportunity!! Modern 2020 horse property on 2.5 acres with NO HOA, located just 14 miles from Maricopa. This move-in ready, updated home features 5 bedrooms and 3 full bathrooms in a functional split floorplan. The heart of the home is an open-concept kitchen and living area anchored by a large center island, ample cabinets, and a farmhouse sink. Outside, a fully fenced backyard is already set up for horses and chickens, while the massive front yard provides endless space for vehicles and projects. Refrigerator, washer, and dryer are included. Subject to bank approval--bring your offers today!

4318 N White Road, Maricopa

$395,000

3 Beds ⋅ 2 Baths ⋅ 7098375 MLS ⋅ 1,540 SqFt.

Welcome to 1640 N Markdale in Mesa! This freshly painted 3-bedroom, 2-bathroom home with a versatile den offers the perfect blend of comfort and functionality. Step inside to a bright, inviting interior with fresh paint throughout, creating a clean and updated feel. The spacious living areas are ideal for entertaining or relaxing with family and friends. The additional den provides endless possibilities as a home office, playroom, media room, or flex space. With a functional floor plan, comfortable bedrooms, and plenty of room to make it your own, this home is ready for its next chapter. Don't miss this great opportunity to own a beautiful home in Mesa!

1640 N Markdale --, Mesa

$359,900

4 Beds ⋅ 2 Baths ⋅ 7098374 MLS ⋅ 1,787 SqFt.

Incredible Solar Savings! Discover this newer MOVE-IN Ready SOLAR 4-bedroom home with a 2-car garage, an RV gate, tasteful stone accents, and an inviting front patio. You'll be delighted by the spacious great room with high ceilings NEW PAINT, and NEW CARPET. The gourmet kitchen comes with GRANITE counters, ample wood cabinetry with crown moulding, recessed lighting, stainless steel appliances, a practical pantry, and an island with a breakfast bar for casual dining. The primary bedroom features soft carpeting, an ensuite with dual sinks, and a walk-in closet. Venture out onto the backyard, which offers a covered patio and plenty of space for crafting your dream outdoor oasis. Don't miss out on FREE Energy with this charming gem!

24343 W Wood Street, Buckeye

$695,000

4 Beds ⋅ 3 Baths ⋅ 7098370 MLS ⋅ 2,475 SqFt.

The floor plan everyone wants, with the space and finishes that make it stand out. Set on a generous lot in Eastmark, this beautifully appointed four bedroom, two and a half bathroom home pairs an open, light filled layout with designer touches and thoughtfully selected finishes throughout. The main living spaces flow seamlessly together, creating an inviting setting for entertaining and an effortless layout for everyday living. Abundant natural light enhances the interiors, while four bedrooms offer flexibility for guests, a home office, or room to grow. Outside, the expansive backyard extends the living experience with plenty of space to gather, play, and create your ideal outdoor retreat. Life in Eastmark brings just as much to love beyond your front door.Enjoy the resort style community pool and The 'Mark, the resident community center with games, gathering spaces, and activities. Eastmark Great Park adds open green spaces, walking paths, a splash pad, and places to explore, while community events make it easy to connect with neighbors. Nearby shopping, dining, and everyday conveniences round out a lifestyle that feels as connected as it does comfortable. A sought after floor plan, a spacious backyard, and beautifully finished interiors, all in a community designed to make coming home the best part of your day.

10744 E Sheffield Drive, Mesa

$314,900

3 Beds ⋅ 2 Baths ⋅ 7098369 MLS ⋅ 1,154 SqFt.

Welcome to this charming 3-bedroom, 2-bath home in the desirable Bell West Ranch community of Surprise! Offering 1,154 square feet of thoughtfully designed living space, this single-story home features an inviting open-concept great room, vaulted-feeling 9-foot-plus ceilings, and an abundance of natural light. The spacious eat-in kitchen offers maple cabinetry, generous counter space, and a functional layout that flows seamlessly into the main living area. The primary suite features a walk-in closet and private bathroom, while two additional bedrooms provide flexibility for guests, a home office, or everyday living. Step outside to a private, low-maintenance backyard featuring an extended covered patio, mature shade trees, and plenty of room to relax, entertain, or create your own outdoor retreat. Additional highlights include a two-car garage, ceiling fans throughout, and a combination of tile and carpet flooring. Conveniently located near neighborhood parks, walking paths, shopping, dining, and Loop 303, this home offers comfort, convenience, and easy access to everything Surprise has to offer. Whether you're looking for your next home or an investment opportunity, this Bell West Ranch property is one you won't want to miss!

17040 W Aberdeen Drive, Surprise

$376,900

4 Beds ⋅ 2 Baths ⋅ 7098364 MLS ⋅ 1,617 SqFt.

Move-in ready ! You will fall in love with this fully remodeled corner lot home. This property features an open-concept floor plan.Spaciouslayout. Full remodeled kitchen, quartz countertops, island, light fixtures, stainless steel appliances, new cabinets... you name it! Upgraded from ceiling tofloor. All new Windows throughout. There is also new flooring on the whole house.Neutral color paint with new texture, paint inside and outside.New doors on the whole house.New laundry room, new water heater, new a/c ducts whole house, recessed lights.Step outside to a large backyard with a covered patio, providing plenty of space to relax, entertain, or create your dream outdoor oasis.This house is waiting for you to make it a home! No HOA.

5703 W Sells Drive, Phoenix

$310,000

3 Beds ⋅ 2 Baths ⋅ 7098361 MLS ⋅ 1,344 SqFt.

Owned Solar system & Tesla battery! Integrated battery storage designed to eliminate peak rate untility charges, plus seamless energy backup power. NO HOA! Low-care landscape. Inside, you'll find split floorplan, 3bed, 2 baths. The eat-in kitchen boasts ample wood cabinetry & counter space, built-in appliances, and a pantry. A versatile open den can serve as a bonus room or additional living space. The sizable main bedroom includes a private bath. Outside, your backyard is complete with a covered patio, a separate storage shed, and a spacious artificial turf area, ideal for relaxing and entertaining. Seller to pay Solar off at close of escro. Enjoy a convenient location near neighborhood parks, shopping, dining, and everyday amenities, with easy access to US 60. Don't miss this ge

3901 E Baywood Avenue, Mesa

$495,000

3 Beds ⋅ 2 Baths ⋅ 7098358 MLS ⋅ 1,710 SqFt.

No HOA never looked so good! This charming 3 bed + den, 2 bath Tuscan-style home in highly desirable North Mesa sits on wide, open streets in a sought-after neighborhood, with curb appeal and room to breathe. Enjoy being minutes to the Red Mountain Freeway, with walking trails, biking, parks close by. Inside, fresh interior paint in warm neutral tones pairs beautifully with tile flooring throughout the spacious layout. The kitchen features granite countertops and an island, perfect for casual breakfasts or gathering with friends. The garage is a bonus hangout spot! With a portable A/C and covered flooring, it easily becomes a game room, workout space, or garage parking. Out back, the fully landscaped yard has artificial turf for easy maintenance, & large porch for entertaining

3321 N Reynolds --, Mesa

$1,149,999

3 Beds ⋅ 2 Baths ⋅ 7098356 MLS ⋅ 2,129 SqFt.

Beautifully remodeled single-story home situated on an oversized cul-de-sac lot, featuring high-end finishes, contemporary design, and a sparkling swimming pool. The fully upgraded kitchen showcases Forno appliances, two-tone shaker cabinetry, porcelain countertops, and a large breakfast bar. An open floor plan, skylights, and recessed lighting create a bright atmosphere throughout. The bathrooms feature premium shower systems, custom vanities, framed mirrors, and designer tile niches. Additional highlights include a striking glass pivot front door, mature palm trees in both the front and backyard, a luxurious walk-in shower with rainfall showerhead, & more. The expansive covered paver patio overlooks the sparkling pool, creating the perfect setting for enjoying Arizona days and evenings.

4430 N 84th Place, Scottsdale

43XXX E Fleming Springs Road E Unit -, Cave Creek

$315,000

7098355 MLS

Exceptional, approx. 5 acre, mountain top sanctuary awaits! This high desert, amazing, elevated view lot is perched dramatically above the surrounding valley, and offers a rare Arizona luxury of absolute privacy and an uninterrupted sense of peace. Stunning topography and exquisite desert scenery as far as the eye can see. Incredible desert flora and fauna and surrounding Saguaro cacti forest. Endless views of mountains, mountain ranges and breathtaking sunsets. Design and build your luxury mountaintop estate, rooted in the magnificent landscape, and built to capture stunning sunsets and dramatic desert and mountain views. No HOA, horse property, unincorporated Maricopa County with Cave Creek address. Development will be coming to this area of the mountain that has been landlocked for decades. Exceptional value and a Great opportunity to buy a lot here now, before prices go up! This amazing property is offered at approx. 5 acres, with the option to purchase additional parcels to expand your estate. Seller owns additional, adjacent acreage and may consider selling an additional parcel to the buyer of this parcel. Limitless possibilities here, surrounded by natural beauty and seclusion and privacy. Perfect for those who appreciate privacy, natural desert surroundings, and prioritize million dollar views.

43XXX E Fleming Springs Road E Unit -, Cave Creek

$369,900

3 Beds ⋅ 2 Baths ⋅ 7098351 MLS ⋅ 1,428 SqFt.

Charming 3-Bedroom, 2-Bath Home Near 75th Ave & Camelback! Charming 3-bedroom, 2-bath home near 75th Avenue and Camelback Road! Offering 1,428 sq. ft. of living space on a spacious 6,974 sq. ft. lot, this property features a cozy fireplace, a converted garage providing an additional bedroom, an RV gate, and extra parking space in the back. The flexible floor plan offers plenty of possibilities for homeowners or investors. Conveniently located near shopping, dining, and major roadways, this home is a great opportunity with room to make it your own. Don't miss out!

7250 W Medlock Drive, Glendale

$325,000

7098349 MLS

5-Acre Residential Lot in Buckeye with Mountain Views! Great opportunity to own 5 acres of land in Buckeye with plenty of space and potential for future development. Zoned R-43 for single-family residential use, this property offers room to build a custom home, accommodate horses, or hold as a long-term investment. Enjoy wide-open desert surroundings, beautiful Arizona sunsets, and mountain views.

S Norton Drive Unit 6 6, Buckeye

$724,990

4 Beds ⋅ 4 Baths ⋅ 7098345 MLS ⋅ 2,647 SqFt.

CORNER LOT! | This home is to-be-built, with plenty of time to select interior package and options. 3-car tandem garage offers the perfect solution to storage or toys. Optional 5th bedroom & full bathroom in lieu of downstairs study & powder room. Huge Great Room for entertaining & Gourmet Kitchen. 10' ceilings downstairs and 9' upstairs. Primary suite with his & hers closets located upstairs, as well as 3 additional bedrooms, one with a full, attached bathroom. Energy efficient home with tankless gas water heater & spray foam insulation. Paver driveway & entry for added curb appeal. Community amenities are under construction and will include a community clubhouse, indoor fitness facility, resort-style pool, spa/hot tub, pickleball & basketball courts, adventure playground, ramadas, shade structures, & picnic tables. Resort-style living with mountain views!!

2520 W Windsong Drive, Phoenix

$500,000

3 Beds ⋅ 2 Baths ⋅ 7098344 MLS ⋅ 2,300 SqFt.

Welcome to this beautifully updated, one-owner home in the highly desirable Leisure World community, celebrated for its exceptional amenities. Since 2004, this home has undergone extensive updates, including new LVP flooring in the kitchen, all new carpet, and paint both inside and out, and a newer roof. Both bathrooms and the kitchen have been stylishly renovated, featuring custom cabinetry, granite countertops, and modern appliances. The master bath offers a zero-step shower and grab bars for ease of access. The home is ADA compliant. Enjoy the large front patio with a rose garden, pergola, and travertine pavers--perfect for entertaining. Plus, it's equipped with surround sound and wiring for data and security systems. Among the lowest HOA fees in the neighborhood.

930 Leisure World --, Mesa

$424,900

4 Beds ⋅ 3 Baths ⋅ 7098341 MLS ⋅ 2,103 SqFt.

**Seller is offering to pay buyers closing costs up to 3%** Beautiful 5-acre homestead featuring a covered horse stall, large chicken coop, and expansive acreage with panoramic views. Ready for your kids, your animals, 4wheeling adventures, and your fall garden homestead dreams! Private well with brand new pump and pressure tank (2026) means no hassles with the neighbors. New 12x24 shop (2025) means space for all your hobbies and stuff. New roof and exterior paint (2025) with a newer A/C (2023) means worry free comfort. This spacious 4-bed, 3-bath home offers a large primary suite and easy-care tile throughout open living spaces. Outdoors, enjoy a fenced oasis with lush real grass, flowers, and shade with professionally installed irrigation. Multiple flagstone and brick patios, fenced and raised garden beds, and miles of off-road trails right from your door make this move-in-ready desert homestead truly special. This property is close to schools, freeway, church, and very private! This is what buyers are always looking for in Tonopah.

33514 W Indian School Road, Tonopah

$3,950,000

4 Beds ⋅ 4 Baths ⋅ 7098339 MLS ⋅ 3,952 SqFt.

Set against a dramatic mountain backdrop, this 3,952 Sq. Ft. New Construction Modern Desert Home pairs clean architectural lines with warm natural materials for elevated desert living. The Light-Filled Great Room is the heart of the home. Soaring tray ceilings, wide-plank white oak floors, and a linear gas fireplace framed in fluted limestone set the tone. A multi-panel sliding glass wall blends indoor and outdoor living and frames sunset views across the McDowell Mountain Preserve. The chef's kitchen is built for both everyday cooking and entertaining integrating a Taj Mahal Waterfall-Edge Surround, Custom Flat-Panel Oak Cabinetry with Panel-Ready Sub-Zero/Wolf Appliances & an expansive Butler's Pantry. This is luxury desert living at it's finest!

13944 E Bighorn Parkway, Fountain Hills

$579,000

3 Beds ⋅ 3 Baths ⋅ 7098337 MLS ⋅ 2,459 SqFt.

LAKEFRONT LUXURY LIVING in the Coveted Master Planned Lake Community of The Islands. When your Backyard is a Lake...everyday feels like a stay-cation! ROOF- RECOATED IN 2024/ 2 NEWER ACs 2019/2025 / WHOLE HOUSE H20 CONDITIONER-PURIFIER. KITCHEN & BATHS UPDATED- SPARKLING WHITE CABINETRY -HARDWARE/LIGHTS/GORGEOUS QUARTZ COUNTERS & STAINLESS APPLIANCES. Enjoy the space (nearly 2500sqft) of a single-family home & pool without its upkeep! Wonderful Open&Bright Floorplan allowing for 3 Bedroom + Den + Loft/Bonus room plus plenty of Storage & Garage Space. Beautiful views of both the Lake & the Community Pool. If you'd enjoy boating, kayaking, fishing and incredible Sunsets--this is the place for you! Bonus: Only 2mi. to hopping Downtown Gilbert! See Photos!

1418 W Coral Reef Drive, Gilbert

$399,900

2 Beds ⋅ 1 Baths ⋅ 7098334 MLS ⋅ 930 SqFt.

Stop the car!! This is the perfect starter home, rental investment or a home with room to expand. Situated a large lot with no HOA, this home has a brand new roof, new flooring, fresh paint and a new sewer line. It's just steps away from the free regional bus that goes to ASU and light rail. It's a short walk to Tempe High School and to Clark Park which has a heated pool with a 17ft spiral slide, community garden, adult/kids educational center and so much more. Take advantage of the RV gate, ample RV parking, block fenced yard, large covered patio and workshop.

527 W 16th Street, Tempe

$759,000

4 Beds ⋅ 3 Baths ⋅ 7098331 MLS ⋅ 2,837 SqFt.

Welcome to the beautiful Sentinel at Oro Ridge community! Nestled at the end of a quiet cul-de-sac, this newly built home offers 4 spacious bedrooms, a dedicated office, 3 bathrooms, and 2,837 square feet of thoughtfully designed living space. Enjoy breathtaking mountain views from the backyard and a bright, open-concept floor plan filled with natural light. The heart of the home features an expansive living, dining, and kitchen, perfect for entertaining. The chef-inspired kitchen boasts custom quartz countertops, abundant cabinetry, and a large walk-in pantry, providing both style and functionality. Ideally located just minutes from the best of Queen Creek. With its prime cul-de-sac location, stunning views, modern finishes, and exceptional layout, this home truly has it all.

4784 W Lost Camp Lane, Queen Creek

$429,000

3 Beds ⋅ 3 Baths ⋅ 7098329 MLS ⋅ 2,526 SqFt.

This beautifully appointed Courtland Communities home estimated DECEMBER COMPLETION Washer/Dryer/Refrigerator included plus 6% seller concessions to cover buyers closing costs and/or interest rate buydowns features 3 bedrooms, 2.5 baths, a three-car tandem garage, designer details, a covered patio, solar-ready features and an EV charging station. Set within Teravalis, a Howard Hughes master-planned community, residents enjoy neighborhood parks, playgrounds and miles of paths and trails. The planned Echo Community Center, anticipated to open in early 2027, will feature two resort-style pools, fitness facilities, gathering spaces and a 17-court pickleball pavilion.

30391 W Hackberry Lane, Buckeye

$850,000

4 Beds ⋅ 2 Baths ⋅ 7098326 MLS ⋅ 2,592 SqFt.

STUNNING single-story home featuring a private backyard oasis in Gilbert's highly sought-after Islands community! Meticulously maintained and move-in ready, this home boasts over $100,000 in custom, upgraded travertine tile work throughout the interior, bathrooms, and outdoor living spaces, along with major big-ticket updates: NEW Roof, NEW HVAC, NEW Pool Filtration System, and NEW Landscape Irrigation & Upgraded Lighting. Step inside to soaring vaulted ceilings and expansive family room windows that flood the home with natural light. The inviting layout features elegant travertine tile flooring, sleek granite countertops, and a cozy wood-burning fireplace. Double French doors welcome you into the spacious primary suite, complete with custom travertine bathroom finishes. Escape to your private outdoor retreat, featuring a premium travertine pool deck and patio topped with a modern louvered pergola for adjustable shade. Relax year-round with a sparkling heated pool & spa and lush mature landscaping, perfect for quiet afternoons or lively evening entertaining. Additional highlights include an epoxy-coated garage floor, built-in garage cabinets, and an updated water heater. Enjoy resort-style living with access to private community lakes, permitted boating, catch-and-release fishing, scenic walking paths, and parks, all just minutes from Downtown Gilbert, Chandler dining, shopping, and major freeways!

844 W Wagner Drive, Gilbert

$739,990

5 Beds ⋅ 3 Baths ⋅ 7098321 MLS ⋅ 2,809 SqFt.

Step into the Stork, a captivating two-story residence boasting an open concept layout and an array of impressive features. The main floor, you'll find two spacious bedrooms, providing ample space for guests or family members. A secluded dining room offers a peaceful setting for enjoying meals, while a large great room creates the perfect space for relaxation and entertaining. Step outside to the covered backyard patio and enjoy outdoor living at its finest. Venture to the second story, where you'll discover even more to love about the Stork. A spacious game room invites leisurely moments and fun-filled activities, while a multi-purpose room adds versatility to the home's layout. From the balcony, take in views of the great room below, creating a sense of connectivity throughout the home

2524 W Windsong Drive, Phoenix

$845,000

8 Beds ⋅ 14 Baths ⋅ 7098319 MLS

WHY START FROM SCRATCH WHEN YOUR INVESTMENT CAN START WORKING FOR YOU FROM DAY ONE? Here's your opportunity to own a beautiful, nearly new duplex in the heart of Phoenix, with an established tenant already leasing BOTH units under a 3-YEAR LEASE AGREEMENT! Built in 2024, this income-producing property offers 3,334 total sq. ft., featuring TWO spacious 4-bedroom, 3.5-bath residences, each with dual primary suites, modern finishes, quartz countertops, stainless steel appliances, two laundry areas, and a 2-car garage. EV charging adds another modern convenience! Minutes from Downtown Phoenix, major employment centers, entertainment, and freeways. YEAR-END INVESTORS, TAKE NOTICE! Secure an income-producing asset with potential depreciation and tax advantages. Why wait to build your portfolio?

1434 S 11th Avenue, Phoenix

7625 E Camelback Road Unit B101, Scottsdale

$324,000

2 Beds ⋅ 2 Baths ⋅ 7098316 MLS ⋅ 1,140 SqFt.

Old Town Scottsdale living, ground floor easy! This well priced 2-bedroom, 2-bath condo at The Maya puts you minutes from the dining, shopping and spring training energy that make Old Town famous. Inside: granite counters, stainless appliances, tile and bamboo flooring, and a dramatic stone grotto shower in the primary suite. The community brings the resort to you-sparkling pool, heated spa, fitness center and walking paths. Skip the stairs and the yard work: this is lock-and-leave Scottsdale at its most fun. Come see why ground floor is the best floor!

7625 E Camelback Road Unit B101, Scottsdale

$1,074,995

4 Beds ⋅ 3 Baths ⋅ 7098314 MLS ⋅ 2,163 SqFt.

SCOTTSDALE STUNNER | DESIGNER REMODEL, RESORT-STYLE BACKYARD & NO HOA! Welcome to this gorgeous, fully remodeled 4-bedroom, 3-bath Scottsdale home where modern luxury meets effortless living! This single-level beauty boasts a desirable split floor plan, stylish finishes, and a showstopping chef's kitchen featuring an oversized island, quartz countertops, custom cabinetry, and an impressive statement range that's sure to delight any cooking enthusiast! Step outside to your private backyard oasis featuring a sparkling PebbleTec pool, expansive grassy area, and charming pergola--perfect for entertaining or relaxing under the Arizona sun. Sophisticated design, effortless indoor-outdoor living, and an incredible Scottsdale location make this move-in-ready gem a must-see!

8713 E Sandalwood Drive, Scottsdale

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