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Need help with ANY AZ Mortgage or Down Payment Assistance Programs in AZ?

We can help you get qualified for ANY AZ mortgage so you can buy a home including the several Down Payment Assistance Programs in AZ!   There are a few First Time Home Buyer Programs in AZ as well!! Which mortgage program is best for you?  What program will get you the best payment?  Are you looking for an FHA Loan, VA Loan, USDA Loan, Jumbo Loan or a Conventional Loan?  We're here to help get you the most up to date mortgage rates in Arizona with the best payment that fits your situation!

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What Are AZ Home Buyer Grants?

Many home buyers search for home loan grants Arizona. How do they work?  Grants are given by the federal, state or local governments and, when available, are great to help with down payment assistance and closing costs.

Unlike some types of assistance, grants are not expected to be repaid.

There are a variety of different down payment assistance programs available in Arizona. They are offered through the state, county and city governments and state housing agencies and are made available to serve low to average income earning Arizona families.  They also help revitalize areas that have been hit hard by foreclosures to help boost and stabilize home values.

At times, instead of a true grant program, many of the down payment assistance programs will provide the assistance funds in the form of a silent second that has no interest, no payment and is forgiven monthly over the first three years of home ownership.

List of Arizona Down Payment Assistance Programs

Home Buyer Grants Available in Arizona Offered by the Federal Government

Programs offered by the federal government are typically administered through the Department of Housing and Urban Development (HUD).  Please note that arizonadownpaymentassistance.com is not a government agency and is not affiliated with HUD.

Programs including home loan grants in Arizona that HUD offers include (but are not limited to) the following:

  • Good Neighbor Next Door provides substantial discounts on homes in key revitalization areas to teachers, law enforcement officers, firefighters and EMTs.
  • Homeownership Voucher Program provides assistance in the form of home buying subsidies to first time homebuyer low-income families.
  • Homeownership for public housing residents provides assistance for public housing residents in becoming homeowners.
  • Neighborhood Stabilization Program help revitalize Arizona communities that have been hit hard by foreclosures and abandonment to help boost and stabilize home values. The program aims for the purchase and redevelopment of foreclosed and abandoned homes and residential properties.

Assistance for Existing Homeowners

In addition, the government offers affordable housing help to existing homeowners that are struggling to maintain their higher mortgage payments through various refinance, modification, short sale or deed-in-lieu programs.

Two of the most popular recent government affordable housing mortgage programs include the Making Home Affordable Program and the Home Affordable Foreclosure Alternatives Program.

HOMES WE CAN HELP YOU FINANCE

$320,000
2 Beds 2 Baths 7064336 MLS 1,188 SqFt.
There are neighborhoods you move into and neighborhoods you never want to leave. The Gardens in Gilbert is the latter. Tucked into one of the most walkable and well connected pockets of the East Valley, this move in ready home puts you within minutes of Agritopia and The Epicenter, two of Gilbert's most beloved destinations for dining, coffee, community, and everything in between. The lifestyle this location affords is genuinely hard to replicate anywhere else in the Valley. The home itself is warm, functional, and ready to go from day one. Two bedrooms and two full bathrooms are spread across a smart layout that feels open and connected. The modern kitchen anchors the main living area with granite countertops, matching stainless steel appliances, and a breakfast bar that keeps the cook in the conversation. It flows effortlessly into the family and living room, making the whole space feel cohesive and inviting. Upstairs an open loft adds flexibility for a home office, reading nook, or secondary living area, alongside an additional bedroom and full bathroom that gives guests or family members their own comfortable retreat. The two car garage offers direct entry into the home, indoor laundry keeps things convenient, and the HOA takes care of front yard maintenance so your weekends stay yours. Step outside the front door and The Gardens delivers. Two community pools, multiple parks, playgrounds, and basketball courts give the neighborhood an energy that feels alive without ever feeling crowded. Target, Walmart, and a full corridor of shopping and dining are just around the corner. Gilbert has become one of the most desirable cities in Arizona for good reason. This home puts you right in the heart of why.

4212 E Jasper Drive, Gilbert

$380,000
2 Beds 2 Baths 7063534 MLS 1,339 SqFt.
Welcome home to this beautifully remodeled, move-in ready single-level townhome in one of East Mesa's most desirable areas near Red Mountain! Thoughtfully updated with today's buyer in mind, this light-filled home features an open-concept floor plan with soaring ceilings, a spacious great room, & an inviting dining area that flows seamlessly into the stunning kitchen. The renovated kitchen showcases gorgeous quartz countertops, professionally refinished modern cabinetry, a striking full-height quartz backsplash, brand-new Frigidaire stainless steel appliances, contemporary fixtures, & stylish touches throughout. Neutral paint, ceramic tile flooring in the main living areas, and warm wood-look laminate flooring in the bedroom create a clean, modern aesthetic that feels timeless & welcoming. The spacious primary suite offers comfort & privacy, while thoughtful updates & quality finishes continue throughout the home. Additional upgrades include a smart thermostat, full-size LG washer and dryer, dedicated laundry room with built-in cabinetry, and all appliances convey--making this home truly move-in ready. Enjoy Arizona living year-round on the covered south-facing patio overlooking the generously sized backyard, perfect for morning coffee, entertaining, or simply relaxing. A rare two-car attached garage provides direct home access and additional storage. Located within the highly regarded Red Mountain school area and offering a wonderful blend of low-maintenance living, modern updates, and an unbeatable East Mesa location, this is an opportunity you won't want to miss! Location offers quick access to Loop 202 & this is just minutes from shopping, dining, coffee shops, parks, and everyday conveniences. Outdoor enthusiasts will love being near Usery Mountain Regional Park and the Salt River for hiking, biking, kayaking, and endless recreation.

7006 E Jensen Street Unit 120, Mesa

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