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We can help you get qualified for ANY AZ mortgage so you can buy a home including the several Down Payment Assistance Programs in AZ!   There are a few First Time Home Buyer Programs in AZ as well!! Which mortgage program is best for you?  What program will get you the best payment?  Are you looking for an FHA Loan, VA Loan, USDA Loan, Jumbo Loan or a Conventional Loan?  We're here to help get you the most up to date mortgage rates in Arizona with the best payment that fits your situation!

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FHA Limits Arizona 2020

It is important to know the Arizona FHA loan limits because they impact a variety of down payment assistance programs offered in Arizona. Many of the down payment assistant programs that are available in Arizona have maximum loan amounts that are higher than the FHA loan limits in the county where you are looking to buy your home. So, you are capped by the FHA limits. If that is the case, you will not be able to use an FHA loan to be qualified for the maximum loan amount available for the down payment assistance program you have chosen.

The current FHA loan limit in the majority of the counties in Arizona is $331,760 for a single family residence.  This is FHA’s loan limit floor which is 65% of the conforming loan limit. The Coconino County FHA loan limit is higher because it is considered a high-cost area.

FHA Limits Arizona – Larger Cities

The following information is for a single-family home and is based on the 2019 FHA limits for Arizona.

The FHA loan limit in Phoenix, AZ is $331,760.

The FHA loan limit in Tucson, AZ is $331,760.

The FHA loan limit is Mesa, AZ is $331,760.

The FHA loan limit in Chandler, AZ is $331,760.

The FHA loan limit in Scottsdale, AZ is $331,760.

The FHA loan limit in Glendale, AZ is $331,760.

The FHA loan limit in Gilbert, AZ is $331,760.

The FHA loan limit in Tempe, AZ is $331,760.

The FHA loan limit in Peoria, AZ is $331,760.

The FHA loan limit in Surprise, AZ is $331,760.

The FHA loan limit in Yuma, AZ is $331,760.

The FHA loan limit in San Tan Valley, AZ is $331,760.

The FHA loan limit in Avondale, AZ is $331,760.

The FHA loan limit in Goodyear, AZ is $331,760.

The FHA loan limit in Flagstaff, AZ is $362,250.

The FHA loan limit in Buckeye, AZ is $331,760.

The FHA loan limit in Casa Grande, AZ is $331,760.

The FHA loan limit in Lake Havasu City, AZ is $331,760.

The FHA loan limit in the city of Maricopa, AZ is $331,760.

The FHA loan limit in Sierra Vista, AZ is $331,760.

The FHA loan limit in Prescott Valley, AZ is $331,760.

The FHA loan limit in Prescott, AZ is $331,760.

The FHA loan limit in Apache Junction, AZ is $331,760.

The FHA loan limit in Queen Creek, AZ is $331,760.

The FHA loan limit in Kingman, AZ is $331,760.

The FHA loan limit in Anthem, AZ is $331,760.

The FHA loan limit in Nogales, AZ is $331,760.

The FHA loan limit in Payson, AZ is $331,760.

The FHA loan limit in Show Low, AZ is $331,760.

The FHA loan limit in Safford, AZ is $331,760.

Are you ready to buy a home in Arizona?  There are many down payment assistant programs available in Arizona that can be used with FHA financing.  Find out what is the best option for you.

HOMES WE CAN HELP YOU FINANCE

$401,000
2 Beds ⋅ 2 Baths ⋅ 6960956 MLS ⋅ 1,080 SqFt.
Welcome to 1527 S River Dr. in the heart of Tempe. The property features a spacious backyard with plenty of room to entertain, relax or personalize to your liking. The roof was redone this year, providing added value and peace of mind. The garage offers great potential and is perfect for a man cave, hobby space or home gym. Conveniently located near shopping, dining and ASU, this home presents an excellent opportunity for homeowners or investors looking to be close to it all.

1527 S River Drive, Tempe
$350,000
2 Beds ⋅ 2 Baths ⋅ 6955627 MLS ⋅ 1,371 SqFt.
Welcome to effortless living in this beautifully maintained 2-bedroom, 2-bath home with a 2-car garage, perfectly situated in one of the area's premier adult lifestyle communities. Thoughtfully updated and move-in ready, this residence blends comfort, style, and low-maintenance living. The heart of the home is an impressive chef-inspired kitchen, featuring granite countertops, a large custom island, stainless steel appliances, and elegant shutter blinds filtering in natural light throughout. The spacious primary suite and inviting guest bedroom offer ideal retreats, while the **laundry roomwith extra shelving**keeps everyday tasks organized and convenient. A Nuvo H2O reverse-osmosis system add peace of mind. Enjoy morning coffee or sunset cocktails on the covered patio, complete with retractable sun shades for year-round comfort. The garage is fully equipped with cabinetry, providing excellent storage. But the lifestyle doesn't stop at your doorstepthis community is truly exceptional. Residents enjoy access to a 13,000 sq. ft. recreation center, featuring a grand ballroom, library, card room, billiards, and a full lineup of clubs and activities. Outdoors, you'll find two pools, six tennis courts, pickleball, bocce, shuffleboard, horseshoes, a softball field, and courts for basketball and volleyball. Nature lovers will appreciate the walking and biking trails, pet owners will love the dog park, and RV enthusiasts can take advantage of the dedicated parking and storage.

2101 S Yellow Wood -- Unit 71, Mesa
$210,000
2 Beds ⋅ 1 Baths ⋅ 6937242 MLS ⋅ 800 SqFt.
Beautifully updated single level townhouse in a well maintained 55+ community. You'll love the new wood look flooring, fresh paint and modern feel! The kitchen features white shaker cabinets, granite counter tops and stainless steel appliances. The open layout feels spacious and inviting with no interior steps for easy living. Covered front patio and a private storage unit just steps away near the parking. Enjoy peace of mind knowing the HOA covers exterior maintenance, roof, water, sewer and trash. Convenient Mesa location close to shopping, dining and easy freeway access. All information deemed reliable but not guaranteed. Buyer to verify all material facts.

2458 E University Drive Unit 2, Mesa
$275,000
2 Beds ⋅ 2 Baths ⋅ 6929566 MLS ⋅ 1,038 SqFt.
Welcome to this charming two-story townhome located in the desirable Villas Mesa II community! This well-maintained home features an inviting private courtyard with low-maintenance synthetic grass. The main level offers an open floor plan with neutral paint, a half bath, and a stylish kitchen complete with stainless steel appliances, white cabinetry, and a breakfast bar. Upstairs includes two spacious bedrooms and a full bathroom with updated lighting. Enjoy the convenience of being centrally located in Mesa's revitalized Fiesta District, just minutes from shopping, dining, and Sloan Park--perfect for Spring Training fans. Community amenities include a pool and spa for year-round relaxation.

1342 W Emerald Avenue Unit 236, Mesa
$323,500
3 Beds ⋅ 2 Baths ⋅ 6926255 MLS ⋅ 1,220 SqFt.
Spacious 3-bedroom, 1.5 bath two story home offering over 1,200 square feet in an unbeatable Tempe location! This light and bright home features new flooring throughout, a newly updated kitchen and bathrooms, brand new air conditioning unit, brand new roof, and new windows along the rear of the home facing the courtyard. A large front great room flows seamlessly into a designated dining area just off the kitchen, with a convenient half bath located downstairs, creating an inviting and functional living space. Upstairs, there are three bedrooms including a spacious primary bedroom with a generous walk-in closet and a full dual-access bathroom connecting both to the primary bedroom and the hallway for added convenience. Enjoy the private courtyard patio on the main level, with a rear entrance leading directly to covered parking. The courtyard also includes a nicely sized storage shed for additional storage. Ideally positioned within the community, the home is conveniently close to the large sparkling pool and surrounded by green space, palm trees, and walking paths. Community amenities also include tennis and basketball courts. Located near the 18th hole of Ken McDonald Golf Course and perfectly situated in the heart of Tempe, just minutes from Arizona State University, shopping, dining, the US 60, and Chandler Fashion Center. Well suited for a variety of uses, including primary residence, student housing near ASU, or long-term rental potential.

6512 S Mcallister Avenue, Tempe
$439,000
2 Beds ⋅ 2 Baths ⋅ 6924352 MLS ⋅ 1,342 SqFt.
This home is located in the amazing guard-gated resort community of Encanterra. **Owned Solar**This well-maintained 2-bedroom-2-bathroom-2-car garage home features an open Floorplan, tile flooring throughout. Plantation shutters, recessed lighting, and ceiling fans. The kitchen offers cabinets with crown molding, tile backsplash, stainless steel appliances, solid surface counters, and a prep island with a breakfast bar and desk area. The primary bedroom has a walk-in closet and a private ensuite with dual sinks. Don't miss the stacked washer and dryer. The spacious backyard is one of the larger lots in the community with mountain views. Covered patio. This incredible community offers Golf, Pools, Tennis, Fitness Centers, and a Restaurant.This home and community are a must-see!

943 E Cobble Stone Drive, Queen Creek
$274,900
2 Beds ⋅ 2 Baths ⋅ 6917474 MLS ⋅ 1,144 SqFt.
Your sweet condo home awaits your pleasure in this lovely gated, quiet community in the heart of Mesa. 202 Red Mountain freeway nearby with easy access to all points North, South, East, and West! It is move-in ready with fresh paint & carpet. Enjoy your morning coffee with golden sunshine flooding your space overlooking the pool and golf course from your balcony. Be at ease entertaining in your well-appointed kitchen with tons of cabinets & counterspace. All appliances included (fridge, washer & dryer). ONLY an electric bill (HOA covers the water, sewer, & trash)! The attached direct-access garage adds peace of mind + storage! Walk to nearby Fry's grocery, fitness club, vet, nails & more. Close to ASU & Cubs Spring Training. Move-In and enjoy EZ living today. HOA beautifully maintains the property with recent exterior building repaint and security lighting, new pool surround and fencing, new pedestrian gates and larger mailboxes.

1335 E June Street Unit 239, Mesa
$329,000
2 Beds ⋅ 2 Baths ⋅ 6890789 MLS ⋅ 1,340 SqFt.
Welcome to this charming 2-bedroom, 2-bath patio home in a desirable 55+ community that features its own private community pool. Inside, you'll find a spacious living room, indoor laundry, and a large 2-car garage for added convenience. The private back patio offers a peaceful outdoor retreat, perfect for relaxing or entertaining. Also, the roofs were recently replaced in 2022.

2055 N 56th Street Unit 20, Mesa
$423,000
2 Beds ⋅ 2 Baths ⋅ 6843601 MLS ⋅ 1,379 SqFt.
Welcome to easy living in the heart of Mountain Bridge -- East Mesa's premier gated community at the base of the Red Mountains. SELLER CON-SESSIONS OFFERED This single-level Villa-concept bungalow lives like a private retreat. Natural light pours through the open layout, no carpet anywhere. Thoughtful storage throughout, an owned water softener, and a soft water loop add everyday comfort and value. Step outside to a beautiful private back patio with no neighbors behind you, plus a private driveway and gated courtyard entry -- a rare combination of seclusion and connection. 2- minute walk to pool and dog park, and clubhouse. The kitchen features granite counters, a gas cooktop, reverse osmosis, and stainless appliances built for both quick meals and entertaining. Premium HOA Must roof, stucco, exterior paint, and front yard landscaping are all maintained for you. That means more weekends and fewer to-do lists. Resort-style amenities are just steps away. The Villa Members Club offers a year-round heated pool, spa, billiards and card room, and fitness center. Cross the bridge to the Owners Club for a sprawling resort-style pool, tennis and pickleball courts, a full-size fitness center, chipping and putting green, lit sport courts, and more. All of this sits minutes from the Loop 202 Red Mountain Freeway, Usery Mountain Regional Park, Salt River recreation, top-rated Mesa Unified schools, and the shopping and dining of East Mesa. Whether you're looking to right-size, simplify, or settle into a community designed around connection and recreation, this Villa is ready to welcome you home.

2041 N 88th Street, Mesa
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