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Need help with ANY AZ Mortgage or Down Payment Assistance Programs in AZ?

We can help you get qualified for ANY AZ mortgage so you can buy a home including the several Down Payment Assistance Programs in AZ!   There are a few First Time Home Buyer Programs in AZ as well!! Which mortgage program is best for you?  What program will get you the best payment?  Are you looking for an FHA Loan, VA Loan, USDA Loan, Jumbo Loan or a Conventional Loan?  We're here to help get you the most up to date mortgage rates in Arizona with the best payment that fits your situation!

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FHA Limits Arizona 2020

It is important to know the Arizona FHA loan limits because they impact a variety of down payment assistance programs offered in Arizona. Many of the down payment assistant programs that are available in Arizona have maximum loan amounts that are higher than the FHA loan limits in the county where you are looking to buy your home. So, you are capped by the FHA limits. If that is the case, you will not be able to use an FHA loan to be qualified for the maximum loan amount available for the down payment assistance program you have chosen.

The current FHA loan limit in the majority of the counties in Arizona is $331,760 for a single family residence.  This is FHA’s loan limit floor which is 65% of the conforming loan limit. The Coconino County FHA loan limit is higher because it is considered a high-cost area.

FHA Limits Arizona – Larger Cities

The following information is for a single-family home and is based on the 2019 FHA limits for Arizona.

The FHA loan limit in Phoenix, AZ is $331,760.

The FHA loan limit in Tucson, AZ is $331,760.

The FHA loan limit is Mesa, AZ is $331,760.

The FHA loan limit in Chandler, AZ is $331,760.

The FHA loan limit in Scottsdale, AZ is $331,760.

The FHA loan limit in Glendale, AZ is $331,760.

The FHA loan limit in Gilbert, AZ is $331,760.

The FHA loan limit in Tempe, AZ is $331,760.

The FHA loan limit in Peoria, AZ is $331,760.

The FHA loan limit in Surprise, AZ is $331,760.

The FHA loan limit in Yuma, AZ is $331,760.

The FHA loan limit in San Tan Valley, AZ is $331,760.

The FHA loan limit in Avondale, AZ is $331,760.

The FHA loan limit in Goodyear, AZ is $331,760.

The FHA loan limit in Flagstaff, AZ is $362,250.

The FHA loan limit in Buckeye, AZ is $331,760.

The FHA loan limit in Casa Grande, AZ is $331,760.

The FHA loan limit in Lake Havasu City, AZ is $331,760.

The FHA loan limit in the city of Maricopa, AZ is $331,760.

The FHA loan limit in Sierra Vista, AZ is $331,760.

The FHA loan limit in Prescott Valley, AZ is $331,760.

The FHA loan limit in Prescott, AZ is $331,760.

The FHA loan limit in Apache Junction, AZ is $331,760.

The FHA loan limit in Queen Creek, AZ is $331,760.

The FHA loan limit in Kingman, AZ is $331,760.

The FHA loan limit in Anthem, AZ is $331,760.

The FHA loan limit in Nogales, AZ is $331,760.

The FHA loan limit in Payson, AZ is $331,760.

The FHA loan limit in Show Low, AZ is $331,760.

The FHA loan limit in Safford, AZ is $331,760.

Are you ready to buy a home in Arizona?  There are many down payment assistant programs available in Arizona that can be used with FHA financing.  Find out what is the best option for you.

HOMES WE CAN HELP YOU FINANCE

$255,000
2 Beds ⋅ 2 Baths ⋅ 7067238 MLS ⋅ 1,038 SqFt.
Welcome to this beautifully renovated 2-bedroom, 1.5-bath townhouse in the established Villas Mesa II community. Thoughtfully updated throughout in 2026, this 1,038 sq ft home offers a fresh, modern feel with extensive improvements, creating a truly move-in-ready home. The completely remodeled kitchen is the heart of the home, featuring stylish white shaker cabinetry and hardware, white, veiny quartz countertops with a convenient pass-through to the great room, new stainless steel GE range, range hood, refrigerator, sink with pull-down faucet, dishwasher, disposal, and updated LED lighting. Both bathrooms have been completely refreshed with stylish finishes, including a new downstairs vanity, faucet, updated plumbing, and attractive gold accents. The upstairs bath has also been updated with a brand-new vanity, hardware, toilet, faucets, and accents, along with professionally regrouted tile with durable epoxy grout and a new exhaust fan. Extensive updates continue throughout the home, including the dramatic 15-foot ceiling above the staircase, fresh interior paint, new baseboards and trim, new carpet and pad throughout the upstairs, and new tile at the stair landing. New lighting and ceiling fans add to the modern, comfortable feel, while every switch, outlet, and cover has been replaced for a clean, updated finish. Additional improvements include three new windows with matching stucco repairs, a new security door, new blinds, updated locksets, and freshly painted fencing. The property also includes two assigned parking spaces, one covered and one uncovered, for added convenience. Step outside to the private patio, offering plenty of space for outdoor seating, dining, and entertainment. Low-maintenance artificial turf creates an inviting outdoor setting, while the laundry room has been enhanced with new, spacious shelving. With extensive renovations completed by licensed contractors and documentation available, this home offers the opportunity to move in and enjoy. Conveniently located in Mesa with easy access to shopping, dining, entertainment, and major roadways, this beautifully updated townhouse combines modern style, thoughtful improvements, and comfortable living in one inviting home.

1342 W Emerald Avenue Unit 403, Mesa
$275,000
2 Beds ⋅ 2 Baths ⋅ 7067190 MLS ⋅ 850 SqFt.
*QUALIFIED BUYERS MAY RECEIVE UP TO AN ADDITIONAL $68,840.00 IN DOWN-PAYMENT ASSISTANCE*** incredible home and opportunity is only available to income eligible buyers who don't currently own a home. Income limits are based on household size (have not owned a home in the last 3 years or ever) who meet income criteria based on household size (less than) 1- $94,440 2 -$108,000 3 - $121,440 4 -$134,880 5 - $145,680 6 - $156,480 7 - $167,280 8 - $178,080

2333 E Mcarthur Drive, Tempe
$348,900
3 Beds ⋅ 2 Baths ⋅ 7067119 MLS ⋅ 1,456 SqFt.
Welcome home to this ADORABLE and well-kept townhome in the middle of Mesa! Tasteful remodeling EVERYWHERE (see supplemental)!! End-unit corner lot means privacy, and close to the community pool! Fireplace, open floorplan, updated fixtures, and luscious landscaping screams LUXURY without the price tag. This home will not last long! Updates, Remodels, and Renovations: - Luxury Vinyl Plank flooring throughout - Carpet in Master Bedroom and Bedroom 1 - Guest Bathroom COMPLETE OVERHAUL - Master Bathroom: Victorian bathtub, tile flooring, cabinets, mirrors, and countertop - Newer washer and dryer and laundry cabinets - Kitchen: cabinets, countertops, stainless steel appliances, plantation shutters, and pot lights - Three skylights throughout

3510 E Hampton Avenue Unit 114, Mesa
$410,000
2 Beds ⋅ 2 Baths ⋅ 7067111 MLS ⋅ 1,321 SqFt.
You must see this 2 bedroom 2 bath Lock & Leave - Low maintenance Townhouse - The HOA maintains front /back landscaping. You are left to enjoy Country Club style living at its best w/countless amenities in this Beautiful Gated Resort. Encanterra Features 4 Pools & htd Spa -GOLF- Tennis & Pickleball Courts - A great Workout Facility- Inviting Lakes -5 Community Restaurants and much much more. Open concept is at the heart of the home w/expansive Great Room-Dining Nook & Gourmet Kitchen; which features Large Island w/Quartz Counters, Stainless Steel Appliances. Host can serve meals, Entertain and stay part of the action. Enjoy a split Master Suite w/Designer upgrades. The Front Office Cove keeps work separate. 12x24 design set Tile throughout. Relax on your private covered patio.

810 E Verde Boulevard, Queen Creek
$349,950
3 Beds ⋅ 3 Baths ⋅ 7067000 MLS ⋅ 1,432 SqFt.
Welcome to Aspire Sun Valley! This home is the cream of the crop. Its perfect position in the community gives you increased privacy, grass right out the front door, and close proximity to the pool, mailbox, guest parking, and play structure! These modern single family attached homes are less than 7 years old and boast impressive features. 3 bedrooms, 2.5 baths, 2 car direct entrance garage, granite counters, stainless appliances, tiled backsplash and floors, and more! This home has been meticulously cared for and it shows. It needs nothing and is move in ready now! *Seller will offer paint credit to cover exterior repaint that HOA has scheduled for end of year*

7531 E Billings Street Unit 111, Mesa
$310,000
2 Beds ⋅ 2 Baths ⋅ 7066884 MLS ⋅ 1,032 SqFt.
Discover this charming 2-bedroom, 2-bath townhome in Fountain of the Sun, a 55+ community. The inviting living room features neutral tones, vertical blinds and wood-look flooring. The kitchen offers granite counters, white shaker cabinetry, recessed lighting, stainless steel appliances and a pass-through breakfast bar. The primary suite includes backyard access, dual sinks and a walk-in closet. Enjoy the open patio, nearby golf and community amenities. Qualified buyers may have several down payment assistance options available, including programs for eligible first-time buyers. Financing and program eligibility are subject to lender guidelines, income limits, credit approval, property eligibility and funding availability. Buyer to verify all community, golf and amenity information.

507 S Palo Verde Way, Mesa
$265,000
2 Beds ⋅ 2 Baths ⋅ 7066836 MLS ⋅ 892 SqFt.
Great 2 bedroom townhome conveniently located close to major freeways, ASU, shopping, dining & Sky Harbor Airport. New carpet. Covered patio with storage closet and private yard. Security screen door. Ceiling fans throughout. Community pool & tennis courts. HOA includes water, sewer, trash & exterior maintenance. Two assigned covered parking spots.

609 W 14th Street, Tempe
$279,000
2 Beds ⋅ 1 Baths ⋅ 7066730 MLS ⋅ 1,146 SqFt.
Welcome to this charming 2-bedroom, 1-bath home ideally situated in an outstanding location! This inviting property offers comfortable living, convenient access to nearby amenities, which include shopping dining, entertainment, and spring training baseball! Don't forget about the added benefit of owned solar panels, a valuable feature that can help reduce monthly energy costs. This home is an excellent opportunity for a first-time buyer, downsizer, or investor. Make this Beautiful Tempe Home yours today!

2321 W Vineyard Road, Tempe
$385,000
2 Beds ⋅ 2 Baths ⋅ 7066388 MLS ⋅ 1,339 SqFt.
Welcome to this desirable East Mesa area! Step inside and fall in love with this beautifully updated home. The kitchen is a wonderful focal point of the home, offering an updated look and a practical layout for everyday cooking and entertaining. The bedrooms provide comfortable retreats at the end of the day, and the updated bathrooms add a clean, refreshed feel. Enjoy the convenience of a community setting with access to amenities including a pool and spa, shopping, dining, and everyday conveniences are just minutes away. The home is also conveniently located near Falcon Hill Park and the surrounding East Mesa area.

7006 E Jensen Street Unit 118, Mesa
$305,000
2 Beds ⋅ 3 Baths ⋅ 7066379 MLS ⋅ 1,148 SqFt.
Welcome home to Tivoli at Augusta Ranch, where low-maintenance living meets one of Mesa's most convenient locations! This inviting 2-bedroom, 2.5-bath townhome offers approximately 1,148 sq ft of comfortable living space plus a 1-car garage. The functional two-story layout gives you plenty of room to spread out, with both bedrooms offering their own space upstairs and a convenient half bath for guests on the main level. Whether you're looking for a full-time home, lock-and-leave Arizona retreat, or simply a place that lets you spend less time on maintenance and more time enjoying where you live, this one checks the boxes. Located in the desirable Augusta Ranch area with easy access to shopping, dining, recreation and major East Valley routes.

2024 S Baldwin -- Unit 93, Mesa
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