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We can help you get qualified for ANY AZ mortgage so you can buy a home including the several Down Payment Assistance Programs in AZ!   There are a few First Time Home Buyer Programs in AZ as well!! Which mortgage program is best for you?  What program will get you the best payment?  Are you looking for an FHA Loan, VA Loan, USDA Loan, Jumbo Loan or a Conventional Loan?  We're here to help get you the most up to date mortgage rates in Arizona with the best payment that fits your situation!

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In the wake of the 2008 mortgage crisis, the federal government took action to help bolster the weakened economy and help fix the housing market.  This included the creation of the Neighborhood Stabilization Program.  As the name suggests, this program was formed to stabilizing areas that had suffered from foreclosures.

This program includes grant money that has been offered to states, local governments and select non-profit entities.

It was originally created in 2008 as part of the Housing and Economic Recovery Act.

It was then continued through a second round of funding provided in 2009 under the American Recovery and Reinvestment Act.

Next, additional funds were authorized under the Dodd–Frank Wall Street Reform and Consumer Protection Act in 2010.

Arizona Neighborhood Stabilization Program Information

What Are AZ Home Buyer Grants?

Many home buyers search for home loan grants Arizona. How do they work?  Grants are given by the federal, state or local governments and, when available, are great to help with down payment assistance and closing costs.

Unlike some types of assistance, grants are not expected to be repaid.

There are a variety of different down payment assistance programs available in Arizona. They are offered through the state, county and city governments and state housing agencies and are made available to serve low to average income earning Arizona families.  They also help revitalize areas that have been hit hard by foreclosures to help boost and stabilize home values.

At times, instead of a true grant program, many of the down payment assistance programs will provide the assistance funds in the form of a silent second that has no interest, no payment and is forgiven monthly over the first three years of home ownership.

List of Arizona Down Payment Assistance Programs

Home Buyer Grants Available in Arizona Offered by the Federal Government

Programs offered by the federal government are typically administered through the Department of Housing and Urban Development (HUD).  Please note that is not a government agency and is not affiliated with HUD.

Programs including home loan grants in Arizona that HUD offers include (but are not limited to) the following:

  • Good Neighbor Next Door provides substantial discounts on homes in key revitalization areas to teachers, law enforcement officers, firefighters and EMTs.
  • Homeownership Voucher Program provides assistance in the form of home buying subsidies to first time homebuyer low-income families.
  • Homeownership for public housing residents provides assistance for public housing residents in becoming homeowners.
  • Neighborhood Stabilization Program help revitalize Arizona communities that have been hit hard by foreclosures and abandonment to help boost and stabilize home values. The program aims for the purchase and redevelopment of foreclosed and abandoned homes and residential properties.

Assistance for Existing Homeowners

In addition, the government offers affordable housing help to existing homeowners that are struggling to maintain their higher mortgage payments through various refinance, modification, short sale or deed-in-lieu programs.

Two of the most popular recent government affordable housing mortgage programs include the Making Home Affordable Program and the Home Affordable Foreclosure Alternatives Program.


3 Beds 2.5 Baths 6711291 MLS 1,953 SqFt.
Welcome to the Larkspur Plan with 3 bedrooms plus a den and 2.5 baths and just over 1900 square feet. Craftsman style exterior pairs perfectly with the paver driveway for great curb appeal. You walk inside the home through a large 8ft exterior door and 9 ft ceilings. The flooring is a wood look ceramic plank tiles in all spaces except the bedrooms and den. This split floorplan and open concept is an entertainer's dream. Featuring a large open concept great room, kitchen, and dining space. The designated dining area has an 8ft sliding glass door that leads you to your outdoor patio that can provide an indoor/outdoor living space, in addition to the 4 -Panel Slider off the great room. The spacious kitchen has upgraded granite counter tops, a large kitchen island, sleek 42-inch upper white shaker style cabinets with matte black pulls, a beige tile backsplash provides a balancing touch and stainless-steel appliances including a gas range are also included. The primary bedroom is tucked away off the great room and has a spacious walk-in closet, double sinks, large walk-in shower, private water closet, and an additional linen closet for extra storage. Additionally, this home has a 30" plastic wiring panel with microduct in the laundry room to store your modem and router and hides any wires for a nice clean finish. Not only is the laundry room perfectly located off garage entry, and large enough for all your storage needs. Located right off the new Loop 202 and Elliot. Great location close to dining, freeways, parks, and entertainment.

5523 W Mcneil Street, Laveen

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