Surprise Arizona Mortgage - Surprise Arizona Mortgage Rates

Find the Best Surprise Arizona Mortgage - Surprise Arizona Mortgage Rates

Looking to find the best Surprise Arizona Mortgage with the best Surprise Arizona Mortgage Rates? Our team is here to help! We specialize in assisting buyers in getting prequalified with a mortgage, making the home buying process simple, smoother and more efficient. Our experienced mortgage professionals work closely with buyers to understand their financial goals and guide them through the prequalification process. With access to a wide range of loan options and lenders, we can help buyers find the best mortgage solution tailored to their needs. Whether you're a first-time homebuyer, moving from out of state, buying a 2nd home or investment home or just looking to upgrade or downsize, we are committed to providing exceptional service with the best Arizona mortgage rates and expertise to help guide you through the process without stress! Contact us to get started!

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HOMES WE CAN HELP YOU FINANCE WITH SURPRISE ARIZONA MORTGAGE

$1,049,000
2 Beds 3 Baths 7082644 MLS 2,045 SqFt.
Welcome to luxury living at its finest in the exclusive, 55+ single-level section of Sterling Grove Golf & Country Club. This meticulously and elegantly upgraded ''Potomac'' model sits on a rare, premium oversized lot, offering the perfect blend of sophisticated interior design and an absolute backyard paradise. Inside, the highly desirable split floor plan immediately impresses, seamlessly balancing privacy with open-concept entertaining spaces where every corner showcases high-end, thoughtful upgrades that elevate the living experience. Step out back into your private oasis, perfectly positioned along hole #14 and strategically situated so you can enjoy premium golf course frontage with total peace of mind and no golf balls hitting the house. The outdoor living area is an entertainer' ...dream, featuring a pristine pool enhanced by elegant deck-jet water features, a custom pergola, and a cozy fire pit area perfect for evening relaxation. A spacious patio equipped with electronic screens ensures year-round comfort, while a convenient double-wide gate opens up to allow for easy backyard access. Best of all, the yard is oriented to capture jaw-dropping, unobstructed mountain and sunset views that truly define Arizona living. This turnkey masterpiece offers a rare opportunity to own one of the finest lots and models in Sterling Grove. Furniture is negotiable. Sterling Grove Golf & Country Club is the West Valley's newest golf experience. The Golf Course is a world-class Nicklaus Design course, operated by the renowned Troon Golf Management Services and designed to be enjoyed by golf enthusiasts and newcomers alike. The state-of-the-art practice facilities are second to none. Hone your skills at the driving range, putting and chipping greens, or in the golf simulator. This home has first-class amenities and beautiful views of the White Tank Mountains, lakes, and ponds. You'll also enjoy the neighborhood greenery on your walks, jogs, bike rides!

17693 W Guthrie Street, Surprise

$555,000
4 Beds 4 Baths 7082024 MLS 3,371 SqFt.
Sun-ready living in Marley Park!! This 2018 Ashton Woods two-story home offers 3,371 square feet with 4 bedrooms, 3 full baths and 1 half bath, an oversized loft, a versatile den, and a 3-car tandem garage. A manicured front landscape and paver driveway set the tone before you even step inside. Open living areas feature tile flooring, abundant natural light, and a calm earthy palette. The upgraded kitchen includes white shaker / Glacier White cabinetry with 42-inch uppers, granite counters, tile backsplash, stainless appliances, and a center island. The great room opens through a multi-panel slider to a low-maintenance backyard finished with pavers, synthetic turf, and patio misters--indoor-outdoor living without the yard work. Gas stub for a future barbecue. Primary suite with dual-sink bath, separate shower and tub, and walk-in closet. Jack and Jill bathroom serving two secondary bedrooms. Additional bedrooms with upgraded carpet and pad. Upstairs laundry. 8-foot doors with upgraded hardware, designer 6x24 tile in living areas, upgraded lighting and plumbing fixtures, home-theater and security pre-wire. Spray-foam insulation. Home has solar. Seller currently pays low to virtually nothing each month for electricity--ask for recent statements and solar paperwork so you can confirm for yourself. Marley Park wraps the home in tree-lined streets, greenbelts, community pools, parks, playgrounds, and the Heritage Club Center--an easy, walkable backdrop for everyday living. Shopping, dining, and major routes are close by in Surprise. Come walk through and feel how the light, layout, and indoor-outdoor flow fit.

14369 W Wethersfield Road, Surprise

$579,900
4 Beds 2 Baths 7081571 MLS 2,060 SqFt.
RARE FOUR-BEDROOM MARLEY PARK HOME WITH ELEVATED DETAILS & EXCEPTIONAL INDOOR-OUTDOOR LIVING Discover a hard-to-find four-bedroom, two-bath home in Marley Park offering an impressive combination of architectural details, thoughtful upgrades, and exceptional indoor-outdoor living. Designed for both everyday comfort and entertaining, this meticulously maintained residence features 10-foot ceilings, 8-foot interior doors, upgraded kitchen finishes, integrated audio and a backyard designed to be enjoyed year-round. The open, airy floor plan is enhanced by the home's tall ceilings and oversized interior doors, while the flexible four-bedroom layout provides space for family, guests, a home office, hobbies, or personal retreats. The kitchen features 42-inch high cabinets, high-end stainless steel appliances, a gas range, and double ovens, offering generous storage, including a large corner pantry, creating an ideal setup for everyday cooking or entertaining. The primary bedroom includes a dual vanity counter, extensive shower and large walk in closet. Comfort and efficiency are enhanced by newly installed 22-inch-thick ceiling insulation. Additional features include a whole house UV water softening system and solar panels that help reduce electricity costs. The HVAC system and hot water heater have been regularly serviced keeping them well maintained. Entertainment extends in the living area of the home and outdoors with a built-in surround-sound stereo system. The backyard is truly an extension of the living space, featuring a built-in natural gas barbecue, private infrared sauna for two, utilizing chromatic or colored light therapy, outdoor audio, pool lighting controlled by phone app which can be paired with Spotify, and a striking custom full length mural on the back wall. The pool area includes a limestone deck, marble pool coping and a large cantilever pool umbrella, Two storage sheds provide additional convenience. Additional upgrades include a top of line Shasta Pools salt-free freshwater treatment system with oxygenated nano-bubbles cleaning technology, built-in SST alarm system, and substantial front security screen door. Residents of Marley Park enjoy access to two community pools(one heated year round) a clubhouse, and 19 parks, adding to the lifestyle appeal of this distinctive home. With its combination of spacious living, elevated finishes, smart-home conveniences, energy-conscious improvements, and an unforgettable backyard, this four-bedroom home offers a unique opportunity to enjoy the Marley Park lifestyle. Experience a home designed to elevate the way you live, relax, and entertain.

14616 W Larkspur Drive, Surprise

$584,950
5 Beds 3 Baths 7081279 MLS 3,305 SqFt.
**Welcome to this beautifully maintained 3305 sf. 5-bed, 3-bath home in Surprise's sought-after community of Desert Oasis. GREAT lot location & one of the neighborhood's most popular well laid-out floorplans. This immaculate move-in ready home offers a separate Kitchen eating area, formal Dining room, Family room, Living room, & a bedroom downstairs. VERY MANY thoughtfully selected upgrades throughout. The gourmet kitchen features SS appliances, double built-in oven, microwave, fridge incl., maple cabinetry, 42'' uppers, granite tile countertops, roll out shelves, & abundant storage. Split floor plan offering privacy for the primary suite. Primary suite has dual vanities, oversized walk-in shower, soaker tub, & a large walk-in closet. Brand NEW tile, carpet & pad. **SEE UPGRADES LIST. SO MANY tasteful upgrades in this home! Remodeled bathrooms w/ tiled showers, granite counters, premium plumbing fixtures & comfort height toilets. **BRAND NEW Premium Sherwin Williams int. & ext. paint. BIG 4' extended length garage W/ high quality openers & insulated doors. Premium high quality security screen doors & 3 gates W/ door handle locks. Efficient 16 seer HVAC units. Upgraded stair rail, recessed lighting, home theater surround sound system, laundry sink pre-plumb, alarm system, RO & soft water system, sun screens, RV / EV 50 amp electrical outlet and SO MUCH MORE. *Washer/Dryer, 6 stools & 2 large TV's included with the sale! The private backyard features a large grass area, fully stuccoed block wall fence, gas stub out for BBQ, Hot Tub pre-wire, and an extended paver patio. Great for relaxing & entertaining. *Prime lot location with 2 green belt areas located right next to and across the street from this home. *Just minutes away from plenty of shopping, dining, and recreational choices. 22 golf courses within 10 miles. Easy Freeway access. COME SEE THIS WONDERFUL PROPERTY NOW!!

26302 N 168th Avenue, Surprise

$380,000
3 Beds 3 Baths 7080829 MLS 1,793 SqFt.
HAVE IT ALL! The WATER SOFTENER, Roman shades, refrigerator, washer, and dryer, plus a ROOF WARRANTY, are all INCLUDED! Oh wait, there's more. SOLAR panels that keep the energy bills down all year long! Come see this warm and bright home, ready for your family. Rare premium lot. Only 12 homes in this community enjoy this setting, and once it's gone, it's GONE. With no neighbors in front and an open, green view, the park practically becomes your own front yard and you'll never have to lift a finger for it, since it's all maintained by the HOA. Why pay pool upkeep costs that often exceed your HOA dues, when you can simply stroll over to the community pool as if it were your own? This home delivers year-round energy savings with a solar system that keeps those notorious Arizona summer electric bills low, plus a water softener (nearly $6,400, paid in full), an absolute must-have for Arizona's hard water. This move-in-ready TURNKEY home means no fans to install, no lighting to add, no backyard to landscape. It's all done for you. Simply move in and enjoy. The backyard is complete and low-maintenance, perfect for families or busy professionals who still want private outdoor space to enjoy. Inside, an updated soft green backsplash, stylish ceiling fans, and elegant lighting give this home a modern, elevated feel that sets it apart from anything else in the community. Situated in a growing NW Valley corridor close to major employment centers, this home has already raised one happy young family. Now it's ready for the next family to grow and dream here. Come see it. YOU'LL FALL IN LOVE!

14221 W Hackamore Drive, Surprise

$430,000
3 Beds 2 Baths 7080808 MLS 1,591 SqFt.
Beautifully reimagined and remodeled with over 100k invested in this project!! This 3-bedroom, 2-bath residence is nestled within an exclusive gated adult community, offering refined comfort and effortless living for your next chapter. Meticulously maintained and thoughtfully upgraded, the home welcomes you with an open concept design and soaring vaulted ceilings that create a sense of spacious elegance. Expansive new windows flood the interior with natural light, enhancing the warmth of the new luxury laminate flooring that flows seamlessly throughout. A former flex space has been thoughtfully converted into a third bedroom, adding versatility and functionality to the floor plan. The fully renovated kitchen serves as the heart of the home, featuring new countertops and a striking island designed for gathering and entertaining. Both bathrooms have been beautifully remodeled with modern finishes that elevate the home's overall sophistication. New ceiling fans provide comfort throughout, while a dedicated A/C splitter ensures a climate controlled garage ideal for hobbies, storage, or workspace needs. Additional upgrades reflect a commitment to quality and efficiency, including a new water heater, a whole-home water softener and filtration system, an insulated quiet-package garage door, and new energy-efficient windows complemented by custom solar shades in the bedrooms. The exterior has been completely transformed into a private retreat. Professionally redesigned front and back landscaping, a new irrigation system, and elegant outdoor lighting create a polished and serene environment. Epoxy finishes on the front and rear patios, as well as the garage floor, add both durability and style. A newly added patio privacy wall offers seclusion, while the covered back patio features a new fan and lighting for year-round enjoyment. Fresh interior paint and a newly painted block privacy wall complete the home's refreshed presentation. A new sliding glass door further enhances the seamless indoor-outdoor living experience. With scenic mountain views, nearby golf, shopping and dining, and convenient freeway access, this move-in ready residence delivers a resort-inspired lifestyle with modern luxury at every turn.

17988 W Deneen Way, Surprise

$599,900
6 Beds 4 Baths 7080416 MLS 3,297 SqFt.
Six bedrooms and four bathrooms give this two-story home serious room to spread out -- whether you need space for a large household, frequent guests, or a dedicated home office. From the moment you walk in, tile flooring runs throughout the main living areas, creating a durable, easy-care foundation for daily life. The living room, dining space, and kitchen all open into one another, making the layout ideal for entertaining or simply keeping an eye on the kids while you cook. The kitchen anchors the main floor with warm wood cabinetry that offers abundant storage, a center island for extra prep space and casual seating, and a full suite of stainless steel appliances. It's a layout built for both everyday meals and larger gatherings. Upstairs, the primary suite is generously sized, with enough room for a separate sitting area -- a nice touch if you want a reading nook, small home gym corner, or just extra breathing room away from the main living space. The en-suite bathroom includes a double-sink vanity, making morning routines easier for two. The remaining bedrooms are versatile enough to serve as guest rooms, a home office, a playroom, or flex space to suit whatever your household needs most. A loft-style landing at the top of the stairs adds yet another gathering spot -- great for a second living area, homework station, or media nook. Outside, a covered patio provides shaded outdoor living space overlooking a grass lawn, bordered by low-maintenance desert landscaping -- a practical balance between usable yard space and water-conscious design. A three-car garage, finished with built-in cabinets and epoxy flooring, offers ample storage and a clean, functional space for vehicles, tools, or hobbies. Location is a major highlight here: this home is zoned for Dysart Unified School District: Western Peaks Elementary School, Cimarron Springs Middle School, and Willow Canyon High School -- all rated "A". Add in close access to Highway 303 with major shopping both north and south, and this location delivers on both education and convenience.

18049 W Ivy Lane, Surprise

$1,399,000
2 Beds 3 Baths 7080378 MLS 2,657 SqFt.
Welcome to luxury desert living at its absolute finest in the prestigious Sterling Grove Golf and Country Club. Nestled on a MASSIVE 15,383 sq ft corner lot at the quiet end of an exclusive 55+ parcel surrounded entirely by single-level homes, this highly sought-after St. Helena model offers unparalleled privacy with a neighbor on only one side. From the moment you step inside, the extensive premium upgrades are on full display, starting with striking, custom-built nine-foot black metal French doors that lead into a sophisticated private office. The open-concept living area boasts a dramatic wood-beamed ceiling and elegant crown molding, flowing seamlessly past a formal den/lounge and a well-appointed butler's pantry. The split floor plan layout ensures ultimate comfort for guests with... ... a separate bedroom featuring its own en-suite bathroom and walk-in closet, while the primary suite serves as a lavish retreat complete with a spa-like soaking tub and a custom closet upgrade. Indoor-outdoor entertaining reaches new heights thanks to a massive 16-foot multi-panel sliding patio door that opens up to an extended covered patio built for maximum shade. The breathtaking backyard is truly second to none, showcasing a large professional-grade putting green, a charming gazebo, and an elevated swim-spa deck designed specifically to capture unobstructed, panoramic views of the Arizona mountains and vibrant desert sunsets. Complete with a spacious grassy side yard, a pristine tree-lined perimeter, a three-car garage, and extensive landscape and pendant lighting to illuminate those cooler desert nights, this turnkey masterpiece offers a resort-style lifestyle that simply cannot be replicated. Sterling Grove Golf & Country Club is the West Valley's newest golf experience. The Golf Course is a world-class Nicklaus Design course, operated by the renowned Troon Golf Management Services and designed to be enjoyed by golf enthusiasts and newcomers alike. The state-of-the-art practice facilities are second to none. Hone your skills at the driving range, putting and chipping greens, or in the golf simulator. This home has first-class amenities and beautiful views of the White Tank Mountains, lakes, and ponds. You'll also enjoy the neighborhood greenery on your walks, jogs, bike rides!

11001 N Mckinney Street, Surprise

$330,000
2 Beds 2 Baths 7080303 MLS 1,627 SqFt.
Welcome to easy, sun-soaked living in Sun City Grand (''The Grand''), one of Surprise, Arizona's most sought-after 55+ master-planned communities. This spacious 2-bedroom, 2-bathroom home offers over 1,600 square feet of comfortable, single-level living designed for how you actually want to spend retirement -- relaxing, entertaining, and enjoying the Arizona sunshine. Inside, an open-concept kitchen flows effortlessly into the main living space, making it a natural gathering spot for family dinners and get-togethers with friends. Both bedrooms are generously sized, and the layout features two private owner's suites -- ideal for hosting overnight guests, an in office or hobby room, or giving everyone their own space. The garage has had additional storage cabinets added. Step outside to a huge covered back patio, the perfect place to sip your morning coffee, dine al fresco, or unwind as the desert sky turns colors at sunset. It's outdoor living at its finest, and it's yours nearly year-round in the Valley's famously mild winters. Living in The Grand means resort amenities right at your doorstep: four championship golf courses (Cimarron, Desert Springs, and the Granite Falls courses), resort-style pools including an indoor pool, tennis, pickleball, bocce, lawn bowling, two fitness centers, and dozens of social clubs and community events. Hop in your golf cart and cruise to Main Street's shops, coffee, ice cream, and restaurants, this is a lifestyle, not just an address.

15327 W Echo Canyon Drive, Surprise

$599,990
6 Beds 4 Baths 7080109 MLS 3,478 SqFt.
What's Special: Appliances Included | 1st Floor Primary Bedroom | Loft | South Facing Lot. New Construction - Ready Now! Built by America's most Trusted Home Builder. Welcome to the 45RM5 at 14314 W Artemisa Avenue in Almeria at Rancho Mercado! This spacious new home is designed for flexibility and comfort, featuring a private primary suite on the main level along with an additional bedroom and full bathroom near the front of the home, perfect for guests or multi-generational living. The open-concept kitchen, dining areas, and great room create an inviting space for gathering, while the covered outdoor living area extends entertaining outdoors. Upstairs, a large loft anchors three secondary bedrooms and a private second suite with its own bath and walk-in closet. The three-car garage, including a separate one-car bay, provides ample room for storage. Enjoy an active, connected lifestyle with scenic trails linking the playground, sports courts, and dog park. Whether you're taking an evening stroll, playing a game of volleyball or basketball, or spending time with your four-legged friend, there's something for everyone to enjoy. Hello, natural light! There's no shortage of windows to enjoy the Arizona sunshine. Additional Highlights Include: alternate A/C location with gate, GE gas appliance pkg, 42" uppers at kitchen, shower in place of tub/shower at secondary bath, interior door at primary bed to bath, and water softener loop. MLS#7080109

14314 W Artemisa Avenue, Surprise

$595,000
4 Beds 3 Baths 7079635 MLS 2,647 SqFt.
INVESTORS or OWNER OCCUPIED, This beautiful 4 bed/3 bath, 3 car garage 2026-built home with an attached NexGen CASITA in the master-planned Community of Windstone Ranch is the one! Owner has recently received an approved ZONING verification for an ASSISTED LIVING HOME from the City of Surprise. The interior exudes refined style with high ceilings, abundant natural light, recessed lighting, and wood-look tile flooring t/out. Designed for everyday living, the seamlessly flowing open layout is sure to impress! The spotless kitchen has SS appliances, quartz counters, a walk-in pantry, white shaker cabinets w/crown molding, and an island w/breakfast bar. Occupy the home as your residence or apply for permits for the ALH. The NexGen casita has it's own garage and separate entrance as well! Offering its own kitchen, living space, bedroom with a walk-in closet & stacked washer/dryer, and direct access to a single-bay garage. The backyard, with a covered patio & view fence, is the ideal spot to relax or enjoy a BBQ! With your creative ideas, you can make it a complete outdoor living space. No direct neighbors behind, as it backs onto a common area. Conveniently close to local entertainment, shopping, dining, and beautiful views of nearby regional parks. The community further enhances the lifestyle with fantastic on-site amenities, including a pool, playground, and basketball court for endless relaxation & recreation. Don't miss this opportunity with the added bonus of the ALH lovcation approval from the City of Surprise. See documents for further information.

15024 W Desert Hollow Drive, Surprise

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