Surprise Arizona Mortgage - Surprise Arizona Mortgage Rates

Find the Best Surprise Arizona Mortgage - Surprise Arizona Mortgage Rates

Looking to find the best Surprise Arizona Mortgage with the best Surprise Arizona Mortgage Rates? Our team is here to help! We specialize in assisting buyers in getting prequalified with a mortgage, making the home buying process simple, smoother and more efficient. Our experienced mortgage professionals work closely with buyers to understand their financial goals and guide them through the prequalification process. With access to a wide range of loan options and lenders, we can help buyers find the best mortgage solution tailored to their needs. Whether you're a first-time homebuyer, moving from out of state, buying a 2nd home or investment home or just looking to upgrade or downsize, we are committed to providing exceptional service with the best Arizona mortgage rates and expertise to help guide you through the process without stress! Contact us to get started!

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HOMES WE CAN HELP YOU FINANCE WITH SURPRISE ARIZONA MORTGAGE

$417,095
3 Beds 3 Baths 7062506 MLS 1,882 SqFt.
What's Special: Flex Room | Cul-de-Sac Lot | Close to Amenities | South Facing Lot | Covered Patio | Large Kitchen Island. New Construction - January Completion! Built by America's Most Trusted Home Builder. Welcome to the Arlington at 16528 W Bronco Trail in Artisan at Asante Vista! This thoughtfully designed two-story home offers an open and inviting layout that makes everyday living and entertaining feel effortless. The bright kitchen features a generous pantry and overlooks the dining area and great room, creating a seamless gathering space. A versatile flex room near the entry provides the perfect place for a home office, hobby room, or play space. Upstairs, the private primary suite includes a spacious walk-in closet and dual-sink bath, while two additional bedrooms and a centrally located laundry room add convenience for the whole household. Step outside to the covered patio and enjoy a comfortable extension of your living space. Artisan at Asante offers a vibrant lineup of amenities, including a resort-style pool with lap lanes, a recreation center with fitness and aerobics rooms, and spacious indoor and outdoor gathering areas. Enjoy pickleball and basketball courts, plentiful green space, and winding walking paths that make every day active and enjoyable. Additional Highlights Include: 36" upper cabinets at kitchen, pendant light prewires at kitchen island, GE gas stainless steel appliances, ceiling fan prewire with double switch, window coverings, cabinet hardware and matte black finishes. MLS#7062506

16528 W Bronco Trail, Surprise

$775,000
2 Beds 3 Baths 7061274 MLS 2,732 SqFt.
Beautifully maintained Ironwood offers 2,732 square feet of living space on a premium lot overlooking the Desert Springs Golf Course, with views of the White Tank Mountains. This home features 2 bedrooms, 2.5 baths, a private den/office, formal dining room, and an inviting library/game room with custom built-in shelving. The great room is the heart of the home, showcasing a custom entertainment wall with decorative shelving, abundant natural light, and breathtaking views through newer windows and sliding glass doors. The kitchen offers granite countertops, a large center island with electric cooktop and retractable downdraft vent, wall oven and microwave, Bosch dishwasher, four-door stainless refrigerator, abundant cabinetry, and a generous walk-in pantry, a butler's pantry. Adjacent casual dining overlooks the patio and golf course beyond. The spacious primary suite features a sitting area perfect for reading, exercise, or relaxation, along with picturesque golf course and mountain views. The luxurious ensuite bath includes dual vanities, a jetted soaking tub, remodeled tiled walk-in shower, large walk-in closet, private water closet, and bidet. Guests will appreciate the comfortable secondary bedroom and nearby bath with walk-in shower. Outdoor living is equally impressive with an extended covered patio, cool decking, motorized sunscreen, tranquil water feature, professionally landscaped low-maintenance yard, and wrought iron fencing that preserves the spectacular golf course and mountain views. Additional highlights include owned solar (24 panels) with exceptionally low electric costs, two HVAC systems replaced in 2018, newer Andersen rear windows and slider, epoxy-coated garage floors, service door, extensive garage cabinetry and workshop space, golf cart garage, whole house water softener, hot water recirculating system, and newer water heater. Inside laundry features new Samsung Red Front Loader washer and dryer, cabinets and counter space. A rare opportunity to enjoy spacious living, stunning views, and outstanding energy efficiency in one of The Grand's most sought-after floor plans.

15905 W Clear Canyon Drive, Surprise

$467,990
4 Beds 3 Baths 7061080 MLS 2,222 SqFt.
Discover the Lavender Plan, a beautifully designed single-story home offering 2,222 sq. ft. of stylish, functional living space on a corner lot with neighboring single level homes. This move-in-ready residence with a Modern Desert style exterior features a front porch, 4 spacious bedrooms, 3 bathrooms, a flexible guest retreat, a 2.5-car garage tandem garage and an outstanding 55' deep backyard situated on an end lot. At the heart of the home, the kitchen shines stained wood shaker 42'' cabinets, quartz countertops, a white designer backsplash, and a large island perfect for gathering. As part of the Ahton Woods Roosevelt Collection, it comes complete with gourmet stainless steel appliances featuring a gas cooktop, under cabinet hood, dishwasher and microwave oven wall unit in addition to prewires for pendant lights. Wood-look plank tile flows through the main living areas, leading to an open great room that connects effortlessly to a covered patio through a 4-panel sliding glass door, ideal for indoor-outdoor living. Additional highlights include a soft water loop, 8-foot interior doors and elegantly finished bathrooms with White Sand quartz countertops and oval sinks. With its thoughtful layout, modern finishes, and welcoming design, the Lavender Plan is a home you'll love to live in every day. Located in the gated Visara community in Surprise (163rd Ave & Visara Pkwy) with future amenities including a pool, basketball court, BBQ/picnic areas, tot lot, community trails, and quick access to Loop 303 & Route 60.

16179 W Red Bird Road, Surprise

$729,000
2 Beds 2 Baths 7060580 MLS 2,180 SqFt.
Situated on Desert Springs Golf Course, enjoy stunning lake and mountain views. This Verbena offers a blend of style, and functionality with 2 bedrooms, 2 baths, a den, and flexible living spaces. The gourmet kitchen stands out with custom dark wood cabinetry and vent hood, granite countertops, a full slab granite backsplash, an island with large curved countertop for added dining, pendant lighting, upgraded appliances including a gas range, microwave, wine cooler, a Frigidaire Gallery refrigerator and a large walk-in pantry. The custom A/V wall with gas fireplace adds ambience. A convenient pass-through window opens to the outdoor grilling area, making entertaining convenient and easy. Off of the kitchen, the multi-purpose room is ideal for dining, relaxing or game nights. The inviting great room features a custom entertainment wall with a gas Kiva fireplace, creating a warm and elegant focal point. Skylights in the entry and multi-purpose room fill the home with natural light, while upgraded baseboards, large tile flooring, plantation shutters and paneled interior doors add distinctive charm throughout. The primary suite is truly a "room with a view" The spacious bay window overlooking that golf course is a great spot for a sitting area, a spacious walk-in closet, vanity with dual sinks, and a walk-in shower. The guest bedroom has ample space to make your visitors feel at home and the guest bath offers a tub and shower. The 3-car extended garage has epoxy floors, built-in cabinetry, a service door to the side yard, and a 5-foot extension to the side, creating room for a workshop or hobby room and an enclosed space for storage or a workshop. The third garage bay has been separated with a wall and door. Other features include a reverse osmosis system, hot water recirculation system, updated HVAC, water heater, and a central vacuum system. The inside laundry has an updated Whirlpool Duet front-load washer and dryer, along with cabinetry for added storage. Enjoy spectacular golf course, lake, and mountain views from your backyard in one of the community's most desirable locations. This exceptional home combines quality upgrades, versatile living spaces, and an unbeatable setting.

15869 W Clear Canyon Drive, Surprise

$500,000
3 Beds 3 Baths 7059873 MLS 3,032 SqFt.
Some homes check all the boxes. Others create a lifestyle. Perfectly positioned directly across from Wisdom Park, this beautifully maintained Marley Park home combines timeless architecture, exceptional indoor and outdoor living, and the flexible spaces today's buyers are looking for. From the moment you arrive, the quintessential Marley Park front porch invites you to slow down, relax, and enjoy one of the community's most desirable settings, with sweeping views of the park just across the street. Step inside to a dramatic formal living room with soaring two-story ceilings, abundant natural light, and rich solid hardwood oak floors that add warmth and character throughout the main living spaces. Designed for both everyday living and entertaining, the thoughtful floor plan offers ele formal spaces, expansive open-concept gathering areas, and multiple flexible rooms that easily adapt to your lifestyle. The heart of the home is the spacious kitchen, featuring an oversized island, stainless steel appliances, a gas range, walk-in pantry, butler's pantry, and extensive cabinetry, all opening seamlessly to the generous family room and casual dining area. Out back, your private resort-style retreat awaits. Cool off in the sparkling pool, gather around the built-in gas fire pit on cool Arizona evenings, or enjoy outdoor dining beneath the large covered patio. The expansive paver patio and signature Marley Park brick wall create a backyard that feels both inviting and private, making it equally suited for entertaining friends or enjoying a quiet evening at home. One of the home's most unique features is the finished, air-conditioned bonus room with its own private exterior entrance. This versatile space opens the door to endless possibilities, whether you envision a home office, fitness studio, media room, game room, creative workspace, or private retreat. Upstairs, the spacious loft provides yet another flexible living area, complemented by a built-in workstation, abundant storage, conveniently located laundry, and generously sized secondary bedrooms. The primary suite offers a peaceful escape with dual vanities, a soaking tub, separate shower, and an oversized walk-in closet with built-in shelving. Beyond the home itself, Marley Park offers a lifestyle unlike any other in Surprise. Residents enjoy 21 uniquely themed parks connected by the community's signature Arbor Walk, creating beautiful spaces to stroll, play, gather with neighbors, and enjoy the outdoors. Combined with its convenient location near top-rated schools, shopping, dining, and entertainment, it is easy to see why Marley Park remains one of Surprise's most sought-after communities. This is more than just a beautiful home. It is a place to gather, entertain, relax, and enjoy everything that makes Marley Park such a special place to live.

15362 W Eugene Terrace, Surprise

$599,990
6 Beds 4 Baths 7059238 MLS 3,478 SqFt.
What's Special: Secondary Bedroom with Attached Bath | Larger Lot | Larger Backyard | Close to Park | 3-Car Garage | Covered Patio | 1st Floor Primary Suite. New Construction - August Completion! Built by America's Most Trusted Home Builder. Welcome to the 45-RM5 at 14315 W Soft Wind Drive in Almeria at Rancho Mercado! This floorplan is a spacious two-story floor plan offering 3,478 square feet of thoughtfully designed living space. This home features six bedrooms, four bathrooms, and a three-car garage. At the heart of the home, the open concept great room and kitchen flow seamlessly together, with the dining area conveniently situated nearby. The expansive layout creates an inviting atmosphere with plenty of room for everyday living and hosting family and friends. The primary suite is located on the main floor and serves as a private retreat. The luxurious en suite bathroom features a separate soaking tub and shower, dual vanities, and a spacious walk-in closet. The second floor also includes additional bedrooms, a full bathroom, and a conveniently located laundry room, providing comfort and functionality throughout the home. Meandering walks along lush trails and competitive volleyball or basketball games can become your new normal. There's even a dog park for your furry friends! Enjoy the connectivity of a master-planned community. Beautiful trails connect a playground to sports courts and a dog park. Hello, natural light! There's no shortage of windows to enjoy the Arizona sunshine. Additional Highlights Include: garage service door, 42" upper cabinets in kitchen, GE Monogram 30" gas cooktop with single oven, and gas line for future dryer. MLS#7059238

14315 W Soft Wind Drive, Surprise

$999,999
5 Beds 4 Baths 7059113 MLS 3,311 SqFt.
Spectacular custom home on just over 2.25 acres, offering privacy, luxury, and breathtaking mountain views! This impeccably maintained property features 4 spacious bedrooms--3 each with its own ensuite-- A separate front guest suite with private entrance and porch adds flexibility for multigenerational living or guests. Step inside to find soaring ceilings, plantation shutters, recessed lighting, and a cozy media niche with fireplace. The chef's kitchen is a showstopper, complete with custom cabinetry, granite counters, stainless steel appliances, double wall ovens, a walk-in pantry, center island, and a two-tier peninsula with breakfast bar. OWNER/AGENT Double doors lead to the serene primary suite featuring a private sitting area, Double walk-in closets, jetted tub, dual vanities, and direct access to a luxurious in-home sauna. Fresh interior and exterior paint, new flooring, and newer appliances provide peace of mind and comfort. Outdoors, enjoy the expansive covered patio, new spa with pergola, vibrant desert landscaping, and multiple fruit trees. The fully fenced yard includes double RV gates, three driveways, sprinkler system for all vegetation, and a spacious 3-car garage. A 37-ft 2022 RV with 3 slide-outs and full hook-ups currently used as a guesthouse conveys with the property. Laundry Room has extra room & a sink. Oversized Garage has storage cabinets. Entire home is filled with closets and storage. Exterior storage room for all of your extra stuff :) Home warranty included.NEW ROOF, NEW HVAC,NEW FENCING,NEW FLOORS.2022 Rockwood 37 foot RV set up as tiny house with brand new deck included. New fencing is powered by solar with 2 RV Gates.HVAC is 2026 on West side of home.

15523 W Peakview Road, Surprise

$447,000
3 Beds 3 Baths 7058964 MLS 2,485 SqFt.
3BD/2.5BA home in The Orchards of Surprise. Soaring ceilings and over 2,485 square feet of thoughtfully designed living space set the stage for this beautifully maintained home. Built in 2004, this two-story home offers 3 bedrooms, 2.5 bathrooms, multiple living areas, and versatile spaces that can easily adapt to your lifestyle. The kitchen serves as the heart of the home with granite countertops, an oversized island with seating, stainless steel appliances, abundant cabinetry, and an open connection to the dining area and family room. Natural light fills the main living spaces, while the soaring ceiling in the formal living room creates an inviting first impression and adds architectural character. Designed with flexibility in mind, the home features both an upstairs loft & an additional downstairs flex space that can serve as a home office, media room, hobby space, workout area, play area or study. Tile flooring extends throughout the main living areas, while carpet provides comfort in the bedrooms, loft, and family room. A convenient half bath is also located on the main level for guests. The spacious primary suite offers a relaxing retreat with a walk-in closet, dual sink vanity, separate garden tub and shower, and a private water closet. Two additional bedrooms and the upstairs loft provide comfortable separation between living and sleeping spaces. Outside, enjoy a covered patio and backyard ready for relaxing or entertaining. A two-car garage and low-maintenance landscaping complete the property. Located in The Orchards, residents enjoy convenient access to the Surprise Recreation Campus, aquatic center, library, parks, tennis courts, fishing lake, Surprise Stadium, shopping, dining, grocery stores, and everyday services. The neighborhood also offers convenient access to schools and major West Valley commuter routes. Professional photography is scheduled, with additional property details to be added before the home's official market debut.

15243 W Statler Street, Surprise

$749,999
2 Beds 3 Baths 7058838 MLS 2,001 SqFt.
Experience luxury living in this highly coveted Potomac Spanish residence, located within the prestigious Sterling Grove Golf & Country Club community in Surprise, Arizona. Designed with an optimal split-bedroom layout for maximum privacy, this exceptional property features a bright, open-concept great room that flows effortlessly into a private home office. At the heart of the home is a chef-inspired gourmet kitchen, fully equipped with a gas cooktop, wall oven, built-in microwave, and premium cabinetry. A large quartz island serves as the perfect centerpiece, complemented by a stylish tile backsplash. Elegant window treatments and durable, high-end vinyl flooring run throughout the home's main living areas. The interior transitions seamlessly to a private outdoor oasis via... ...upgraded, multi-panel stacking glass doors. Outside, you can enjoy resort-style Arizona living with a pristine heated pool and spa, completely framed by the rare advantage of having no rear neighbors behind you. When it is time to unwind, the generous master suite offers a peaceful retreat, complete with a spa-like bathroom featuring dual sinks, a dedicated vanity station, a spacious walk-in shower, and an expansive walk-in closet. Sterling Grove Golf & Country Club is the West Valley's newest golf experience. The Golf Course is a world-class Nicklaus Design course, operated by the renowned Troon Golf Management Services and designed to be enjoyed by golf enthusiasts and newcomers alike. The state-of-the-art practice facilities are second to none. Home your skills at the driving range, putting and chipping greens, or in the golf simulator. This neighborhood has first-class amenities and beautiful views of the White Tank Mountains, lakes, and ponds. You'll also enjoy the neighborhood greenery on your walks, jogs, and bike rides.

12075 N Luckenbach Street, Surprise

$638,500
2 Beds 3 Baths 7058813 MLS 2,289 SqFt.
OWNED SOLAR. This exceptional property sits on a prime corner lot within the 55+ age-restricted section of Surprise, Arizona's prestigious Sterling Grove Golf & Country Club, offering scenic mountain vistas and direct views of the 10th tee box. Inside, the open-concept great room features vaulted ceilings, recessed lighting, and a dedicated office space, all beautifully styled with strategically placed tile and upgraded Berber carpeting in the bedrooms to create an ideal environment for entertaining. The gourmet kitchen is a chef's dream, fully equipped with a central island, elegant marble countertops, two-toned soft-close cabinetry in white and gray, a tiled backsplash, a walk-in pantry, and premium appliances including a gas cooktop, built-in... ... wall oven, microwave, and refrigerator. The main sleeping quarters are headlined by a spacious primary suite boasting a walk-in closet, recessed lighting, and a luxurious attached bathroom featuring dual vanities, marble counters, and a beautifully tiled walk-in shower. Overnight visitors will appreciate the generous guest ensuite, which includes its own private full bathroom with a traditional shower and tub combination. The backyard serves as a peaceful retreat where residents can unwind while watching golfers tee off against a backdrop of stunning mountain scenery. Additional premium upgrades add significant value to the property, including a Tesla vehicle charger, built-in garage storage (Gladiator brand) cabinets, a side service door, and a dedicated laundry room plumbed for a future sink. Best of all, buyers will enjoy immediate energy savings without the added debt, as the seller will fully pay off the existing solar panel system at closing. Sterling Grove Golf & Country Club is the West Valley's newest golf experience. The Golf Course is a world-class Nicklaus Design course, operated by the renowned Troon Golf Management Services and designed to be enjoyed by golf enthusiasts and newcomers alike. The state-of-the-art practice facilities are second to none. Home your skills at the driving range, putting and chipping greens, or in the golf simulator. This neighborhood has first-class amenities and beautiful views of the White Tank Mountains, lakes, and ponds. You'll also enjoy the neighborhood greenery on your walks, jogs, and bike rides.

17376 W Wildwood Street, Surprise

$529,000
3 Beds 2 Baths 7058736 MLS 2,282 SqFt.
Lovingly maintained Stonecrest model showcasing exceptional pride of ownership in every room. This spacious home offers an inviting split floor plan with expansive living and dining areas, a generous great room with fireplace and custom built-ins, plantation shutters throughout, and a bright kitchen featuring abundant cabinetry, granite countertops, and an oversized breakfast bar perfect for gathering with family and friends. While thoughtfully preserved in its original style, the home has been meticulously cared for and offers the perfect opportunity to personalize over time. Step outside to an expansive covered patio designed for effortless entertaining and relaxing Arizona evenings. A wonderful opportunity to enjoy the lifestyle The Grand is known for. Some homes have been remodeled. Others have simply been treasured. This Stonecrest is one of those rare homes where years of meticulous care are evident from the moment you arrive. From the beautifully maintained desert landscape and welcoming front courtyard to the thoughtfully cared-for interior, this home reflects a level of pride of ownership that is becoming increasingly difficult to find. Every room tells the story of a home that has been lovingly enjoyed, carefully maintained, and respectfully preserved over the years. The highly desirable Stonecrest floor plan remains one of The Grand's most popular designs, offering generous living spaces that flow effortlessly from one room to the next. Whether entertaining a large gathering or enjoying a quiet evening at home, the layout provides the flexibility today's buyers appreciate. Natural light pours through expansive windows enhanced by plantation shutters, creating warm, inviting living spaces throughout the home. The spacious great room serves as the heart of the residence, featuring a handsome fireplace framed by custom built-in shelving, creating an inviting focal point for everyday living and holiday gatherings alike. The kitchen opens beautifully to the great room, making conversation easy while preparing meals or entertaining guests. Rich granite countertops provide generous workspace, abundant cabinetry offers excellent storage, and the oversized breakfast bar invites family and friends to gather comfortably while meals are prepared. The adjacent casual dining area enjoys views of the backyard and easy access to the covered patio. For more formal occasions, the separate living and dining rooms offer elegant spaces for holiday dinners, celebrations, or simply enjoying the flexibility of additional entertaining areas. The soaring ceilings and open sightlines enhance the spacious feeling throughout the home. The primary suite provides a peaceful retreat with generous proportions, abundant natural light, and a spacious ensuite bath designed for comfort and convenience. Guest accommodations offer privacy for visiting family and friends while maintaining the thoughtful split-bedroom design that has made the Stonecrest such an enduring favorite. Throughout the home, neutral finishes create a timeless backdrop ready for a new owner's personal style. Rather than following short-lived design trends, this residence has been exceptionally preserved, allowing its next owner the opportunity to move in immediately and update only if and when desired. Step outside and discover what may become your favorite room of the house. The expansive covered patio was clearly designed with Arizona living in mind. There is abundant space for outdoor dining, morning coffee, afternoon conversations, or entertaining friends during our beautiful desert evenings. Mature landscaping creates a peaceful setting while providing an inviting extension of the home's indoor living spaces. Homes like this are becoming increasingly rare--not because they feature the newest finishes, but because they reflect decades of conscientious ownership and exceptional care. The cleanliness, condition, and attention to detail found throughout this residence provide a wonderful foundation for its next chapter. Located within The Grand, one of Arizona's premier active adult communities, residents enjoy championship golf, resort-style amenities, fitness facilities, pickleball, tennis, swimming, restaurants, clubs, lifelong learning opportunities, and an active social calendar that has made The Grand one of the Valley's most sought-after destinations. This is more than a beautiful home. It is a home that has been cherished. For the next owner, it offers the opportunity to continue that legacy while creating memories of their own. I especially like these two lines because they're memorable without overselling: Some homes have been remodeled. Others have simply been treasured. and later... Homes like this are becoming increasingly rare--not because they feature the newest finishes, but because they reflect decades of conscientious ownership and exceptional care.

15912 W Clear Canyon Drive, Surprise

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