Bella Camino New Homes in San Tan Valley, AZ: KB Home Prices and Incentives
By Megan Williams, REALTOR® and Associate Broker | Last updated November 2026
Bella Camino is a small KB Home community in San Tan Valley (ZIP 85143), off Gantzel Road and Bella Vista Road, near Poston Butte High School. As of November 2026, KB Home lists plans from $312,990 to $385,990, and only 2 Bella Camino homes are on the MLS right now. KB Home is advertising rates as low as 4.99% on a 5/1 FHA adjustable-rate loan, which is not the same as a 30-year fixed. Today's listings are below this guide.
On this page: Prices | Builders and incentives | The catch | Monthly costs | Location, schools and water | FAQs
What do new homes in Bella Camino cost?
| Bella Camino, as of November 2026 | Homes | Average list price | Price range |
|---|
| For sale or pending right now | 2 | $397,000 | $395,000 to $400,000 |
| Sold in the last 12 months | 3 | $370,000 | $358,000 to $389,000 |
| KB Home base prices (9 plans) | n/a | n/a | $312,990 to $385,990 |
Source: live MLS data from our site's listing feed (MLS community "Bella Camino"; KB Home plan prices from kbhome.com and NewHomeSource), pulled November 8, 2026. Counts change daily. We update this table monthly.
What that means for you: Bella Camino barely shows up on the MLS, so the MLS numbers above are a tiny sample. The builder price list is the better guide here. A base price of about $313,000 buys a 1,155 square foot, 3-bedroom plan. The largest plan, about 2,524 square feet, starts near $386,000 before options and lot premiums. That is a low price for a brand-new home this close to Queen Creek in November 2026.
The base price is a starting point, not the price you will pay. KB Home builds each home to order, so flooring, cabinets, a bigger patio and the lot itself all add to it. The one finished home we saw, a 5-bedroom plan, was listed at $399,990.
Which builders are in Bella Camino, and what are they offering?
| Builder (neighborhood) | Starting price | Advertised offer, seen Nov 7, 2026 |
|---|
| KB Home (Bella Camino Traditions) | From $312,990 | Rates as low as 4.99% (5.781% APR) on a 5/1 FHA adjustable-rate loan, site-wide; "recently reduced" tag on NewHomeSource |
Source: each builder's website or NewHomeSource listing, checked November 7, 2026. Offers change weekly and most end within 30 to 60 days. Call us for today's numbers.
KB Home is the only builder here. It listed 8 plans you can personalize and 1 move-in-ready home when we checked.
What is the catch with builder incentives at Bella Camino?
The big one here is the loan type.
It is an adjustable rate. A 5/1 ARM keeps the same rate for the first 5 years. After that, the rate can go up or down once a year. So the 4.99% rate is real, but only for 5 years. Ask what the most it can rise is, and what your payment would be at that cap.
It is an FHA loan. FHA loans allow a small down payment, which helps first-time buyers. They also carry mortgage insurance, often for the life of the loan. That is part of why the APR (5.781%) is higher than the rate.
The lender. You never have to use the builder's lender to buy the home. You usually do have to use it to get the advertised rate. Jason at Blue Collar Loans can price a 30-year fixed and a conventional loan next to the KB offer, so you see the real monthly difference in dollars.
Here is a call we get a lot. A young couple renting in another state finds Bella Camino online because it is one of the few new homes listed in the low $300,000s. They plan to stay 10 years. The 4.99% ARM looks great on the flyer. But their plan is longer than the 5-year fixed period, so we price it three ways: the ARM, an FHA 30-year fixed, and a conventional loan with a seller credit. Then they pick the one that still works in year six, not just year one.
We came to Arizona from the Detroit area in 2008 and live nearby in Queen Creek. We have sold more than 700 homes, and 20 of our 29 home sales from September 2025 to August 2026 were families relocating to Arizona. See our track record.
What will a Bella Camino home cost each month beyond the price?
| Cost | What we found |
|---|
| HOA | About $109 a month or more, per a November 2026 Jome listing for the Bella Camino HOA. It covers common area upkeep. We confirm the exact amount from the HOA disclosure for your lot. |
| Community facilities district (CFD) or special district | We did not find one for Bella Camino in public sources. We check your public report and the Pinal County tax bill for any special district line before you sign. |
| FHA mortgage insurance | If you use the FHA offer, plan on a monthly mortgage insurance charge on top of principal, interest, taxes and HOA |
| Property tax timing | A new home can take 18 to 24 months to show up fully on the tax rolls, so an early escrow estimate based on the lot alone can come up short later |
Source: Jome community listing for Bella Camino Traditions, checked November 7, 2026, and Pinal County tax practice. Confirm current figures on your lot's public report.
What that means for you: on a low-priced home, the HOA, mortgage insurance and a tax bill that jumps in year two can add up to a bigger share of your payment than you expect. We build your monthly number with all of them in it.
Where is Bella Camino, and what schools and water serve it?
Bella Camino's sales office is at 31565 N. Clearview Way, reached from Gantzel Road and East Bella Vista Road in the 85143 ZIP code. State Route 24 and Ironwood Road are the main way north toward Loop 202 and Mesa. The community has a play structure, a tot lot, ramadas, a picnic area with barbecue grills and walking paths with mountain views. San Tan Mountain Regional Park and the farms and shops of Queen Creek are nearby.
Listings place Bella Camino in Florence Unified School District, with schools such as Skyline Ranch K-8 and Poston Butte High School. School boundaries can change, so we confirm the schools for your exact address before you sign.
San Tan Valley sits in the Pinal groundwater area. In 2021 the state stopped approving new subdivisions that rely only on groundwater here. That rule limits future lots. It does not touch lots that were already platted and approved, like the ones selling now. Water providers vary across San Tan Valley. EPCOR's San Tan system is on the state's April 2026 list of providers with a 100-year assured water supply. The builder pages we read do not name Bella Camino's water provider, so we confirm it from your lot's public report and read that report with you.
Frequently asked questions about Bella Camino
Do I have to use the builder's lender to get the incentives at Bella Camino?
Not to buy the home. But the 4.99% rate KB Home advertised in November 2026 is a 5/1 FHA ARM through its lending partners. Jason can compare it to a fixed-rate outside quote before you choose.
Can I bring my own agent to Bella Camino, and who pays them?
Yes. The KB sales consultant works for KB Home, not for you. The builder normally pays the buyer's agent, but your agent usually has to be registered on your first visit. Call us before you tour.
What will my monthly cost be, including HOA and taxes?
Plan for your mortgage, an HOA of about $109 a month or more, property taxes, and FHA mortgage insurance if you use that loan. We pull exact figures for your lot.
Are there quick move-in homes, and how long does a build take?
Very few. KB Home showed one move-in-ready home in November 2026. Most homes here are built to order, and the contract gives a build window, not a firm date, so plan your lease around it.
Should I get an inspection on a brand-new Bella Camino home?
Yes. We recommend an independent home inspection before closing, even on a brand-new home, so problems get fixed while the builder still has to fix them. Then we help you file any warranty items in year one.
Want to tour Bella Camino with someone on your side? Call or text Megan & Jason Williams at 480-618-1890 or schedule a callback. See all new construction in San Tan Valley, Bella Vista Farms, Rancho Bella Vista, our new construction guide, or our relocation guide.
