New River Arizona Mortgage - New River Arizona Mortgage Rates

Find the Best New River Arizona Mortgage - New River Arizona Mortgage Rates

Looking to find the best New River Arizona Mortgage with the best New River Arizona Mortgage Rates? Our team is here to help! We specialize in assisting buyers in getting prequalified with a mortgage, making the home buying process simple, smoother and more efficient. Our experienced mortgage professionals work closely with buyers to understand their financial goals and guide them through the prequalification process. With access to a wide range of loan options and lenders, we can help buyers find the best mortgage solution tailored to their needs. Whether you're a first-time homebuyer, moving from out of state, buying a 2nd home or investment home or just looking to upgrade or downsize, we are committed to providing exceptional service with the best Arizona mortgage rates and expertise to help guide you through the process without stress! Contact us to get started!

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HOMES WE CAN HELP YOU FINANCE WITH NEW RIVER ARIZONA MORTGAGE

$895,000
3 Beds ⋅ 3 Baths ⋅ 7016836 MLS ⋅ 2,522 SqFt.
Mountainside Home! | PAID-OFF SOLAR, PANORAMIC CIRCLE MOUNTAIN VIEWS, POOL, 3-CAR GARAGE | This custom-built hilltop home was designed to maximize every inch of the panoramic Circle Mountain views that make it so special. Large dual-pane Low-E windows bring in natural light and scenic views across nearly every room while helping keep the energy bill down. The single-level layout offers flexible living spaces, a granite kitchen with island seating, and an owner's suite with bay window, walk-in closet, and soaking tub. A second main bedroom with its own bath adds flexibility. Out back, the covered patio, pool, and wide desert setting capture some of the best views in New River. Paid-off solar adds value, and a utility easement provides free internet while also paying the homeowner.

42610 N 22nd Street, New River
$515,000
4 Beds ⋅ 3 Baths ⋅ 7016263 MLS ⋅ 1,951 SqFt.
This beautifully maintained 2019 built 4-bedroom, 3-bath home (the popular Lewis model with thoughtful upgrades) is just two doors away from a charming neighborhood park perfect for daily walks and playtime. The spacious open-concept great room seamlessly flows into a chef-inspired kitchen featuring elegant quartz counters, stainless steel appliances, a gas cooktop, generous breakfast bar, tall 48'' cabinets, and a walk-in pantry. The primary suite is bright and inviting, with direct access to the backyard. More highlights include an oversized Bedroom 2, a dedicated electric vehicle charger, and a split 4th bedroom with its own full bath for privacy & flexibility. Private yard offers lush grass and inviting paver patios. Residents of Anthem enjoy world-class community amenities, including massive 63-acre park, the exciting Big Splash water park, an Olympic-size pool, tennis and pickleball courts, sports fields, a catch-and-release fishing lake, a skate park, miles of scenic trails, community events, plus convenient dining and shopping options. A five minute walk to Basis Charter School.

4215 W Bradshaw Creek Lane, New River
$699,000
4 Beds ⋅ 3 Baths ⋅ 7013387 MLS ⋅ 2,516 SqFt.
**Priced to Sell - New Owner Gets The Benefit of a BRAND NEW SEPTIC SYSTEM** Imagine waking up, stepping onto your balcony, and watching the sun rise over the mountains, coffee in hand, nothing but quiet around you. Set on 1.7 acres in New River, this property gives you something that's getting harder to find: space, freedom, and the ability to live without compromise. No HOA means no restrictions. Bring the toys, the trucks, the trailers, and the lifestyle that comes with them. The outdoor space - designed for the way people actually want to live. A pool with an elevated waterfall becomes the centerpiece, surrounded by a putting green, sand volleyball court, and open space that doesn't feel boxed in. Zoned for horses, with mountain views in every direction and sky that stretches for miles It's equal parts retreat and playground. Pull through the gated driveway and you'll feel the shift immediately. New River sits at a higher elevation in the North Valley - cooler, quieter, and more private, yet close enough to I-17 that the city is always within reach when you need it. Inside, the home is centered around connection. The kitchen has granite counters, stainless appliances, an island that handles both meal prep and conversation. A fireplace adds warmth and character, while the main-level bedroom offers flexibility for guests or multigenerational living. Upstairs, the owner's suite becomes a true retreat. A private fireplace, jetted tub, and access to the east-facing balcony create a space that starts and ends your day with intention. A staircase leading straight down to the pool creates the perfect indoor-outdoor flow. The detached, fully air-conditioned flex space - completely separate and incredibly versatile. Whether it's a quiet home office, gym, creative studio, or entertainment hub, it's a space that adapts to your life, not the other way around. Homes offer features. This one offers options.

47012 N New River Road, New River
$975,000
5 Beds ⋅ 5 Baths ⋅ 7009052 MLS ⋅ 4,408 SqFt.
Privacy you can't buy twice. This 4,408 SF home sits at the end of a quiet cul-de-sac with 145 ft of open wash behind it and sweeping Sonoran desert and mountain views. It lives like two homes in one: a main-level primary suite with backyard access, plus a full upstairs suite with 3 bedrooms, 2 baths, and a loft/media room opening to a walk-out deck. 5BR+ total, with formal living and dining and a main-floor office/den. The open kitchen features dual convection ovens, granite counters, gas cooktop, and a butler's pantry with wine fridge. Soaring great-room ceilings frame a gas fireplace. Resort-style backyard with play pool, real lawn, built-in firepit, and covered patio. Deep 3-car garage, RV gate, and owned solar (paid off at closing) for lower electric bills. Downstairs main retreat is a private haven, complete with sliding doors to the backyard, surround sound speakers, & lavish ensuite w/dual vanities, soaking tub, tiled shower, & large walk-in closet. Built-in speakers also in patio, den, formal living room, garage, and loft. Upstairs, a fabulous loft w/built-in desk area & access to a private balcony provides additional living space! The laundry room boasts extra cabinetry & a utility sink. Relax in the charming front balcony! Entertainer's dream backyard comprises covered patio, sparkling blue pool, lush grass areas, cozy fire pit, shade trees, & a view fence framing the stunning desert/mountain vistas. Great location at a peaceful cul-de-sac! You don't want to miss this awesome opportunity!

4913 W Magellan Drive, New River
$679,000
4 Beds ⋅ 2 Baths ⋅ 7008707 MLS ⋅ 1,872 SqFt.
Experience the perfect blend of Arizona lifestyle, privacy, and functionality with this beautifully maintained 4-bedroom, 2-bath custom home situated on 1.06 acres in one of the most desirable areas of New River--on the east side of Circle Mountain, known for its exceptional aquifer and clean, great-tasting water. From the moment you arrive, you're welcomed by a charming front sitting area with a tranquil koi pond, setting the tone for what truly feels like a private retreat reminiscent of a high-end bed and breakfast. Inside, the home features 10-foot ceilings, Saltillo tile flooring throughout with new luxury vinyl plank flooring in owners suit , granite countertops, GE Profile appliances, and a stunning travertine backsplash. The inviting living room showcases a beautiful fireplace, creating warmth and character. Major upgrades provide peace of mind, including all new dual-pane, low-E windows and sliding glass door (2022), new front door and casing (2023), water heater (2023), new roof (2026), complete exterior paint and wood staining (2025), and all Viga poles were replaced (2026). Additional improvements include a newer AC , garage door opener, and updated pool equipment (approx. 5 years). The outdoor living space is designed for true Arizona enjoyment, featuring a resort-style pool and spa, outdoor kitchen and barbecue area, covered patio, and multiple areas to relax and take in the breathtaking mountain views and unforgettable sunsets. The property has a turn out area, and plenty of room to build a mare motel or more for horse enthusiasts with access to endless riding, hiking, and biking trails throughout the New River mountain range, with views of Pyramid Peak, Table Mountain, and beyond. The grounds also include mature lemon and pomegranate trees and a dedicated gardening area, adding to the property's charm and sustainability. A rare opportunity to own a true desert sanctuary where comfort, character, and wide-open living come together--this is more than a home, it's a lifestyle.

2143 E Cavalry Road, New River
$1,250,000
4 Beds ⋅ 2 Baths ⋅ 7006285 MLS ⋅ 4,300 SqFt.
Calling all Nature lovers, Horse people, and Car enthusiasts. This massive 3.75 acre property with 2 FULL size homes on it offers far more than a typical home! Set on a beautifully landscaped lot with 360 degree mountain views, winding paver paths, mature trees, and standout Southwest character, the setting feels private, established, and made for enjoying Arizona living. 2660SF main house 1640 SF guest house 30X40 Steel building 40 x 40 Steel Building 4 horse stalls 3.75 acres Inside, the home blends warmth and scale with soaring ceilings, rich wood finishes, plantation shutters, and inviting gathering spaces. The great room makes an impression with a dramatic stone fireplace, while the spacious kitchen and dining area are designed for easy everyday living and entertaining alike. The oversized primary suite feels like a true retreat, complete with a spa-style bath featuring dual vanities, a soaking tub, and an expansive walk-in shower. Generous secondary bedrooms, updated baths, and a large, well-equipped laundry room add everyday function. Outside, the lifestyle appeal continues with a covered patio, resort-style pool, desert garden paths, and multiple spaces to relax and take in the views. And for the buyer who needs room for more, the massive detached shop/garage is the ultimate bonus--ideal for collectors, projects, toys, storage, or a serious workshop setup. Distinctive, spacious, and packed with versatility, this is the kind of property that rarely comes along.

45039 N 20th Street, New River
$625,000
6 Beds ⋅ 3 Baths ⋅ 7005504 MLS ⋅ 2,770 SqFt.
Six bedrooms and a dedicated office, all on a single level. That is rare, and we will be straight with you: it is not the layout most people picture when they start looking. Then they walk it. Everyone gets their own space, nobody is climbing stairs, and there is real room for a multigenerational household, two home offices, a workout room, whatever your life actually calls for. None of the square footage is wasted on a plan that only works on paper. It works for the way families really live. What makes this one easier to say yes to is everything that is already handled. The roof is brand new as of May 2026. The solar is owned and paid in full, so the lower electric bills start on day one with no lease to take over. There is a pool out back built for Arizona summers, and the home runs on City of Phoenix water, which matters more than most buyers realize until they are comparing costs down the road. We have also done the homework most listings leave for the buyer to sort out under contract. The inspections are complete and the reports are ready to hand over, so a serious buyer can see exactly what they are getting before writing an offer instead of after. That makes for a shorter, calmer path to closing than most of what is on the market right now. If you have been waiting on the right single-level home with room for everyone, come walk this one. Reach out and we will share the rest in person.

4623 W Heyerdahl Court, New River
$989,000
4 Beds ⋅ 3 Baths ⋅ 7003571 MLS ⋅ 3,160 SqFt.
Looking for views and privacy? Custom home with no HOA, pride of ownership, move in ready. Stunning mountain views, level usable land, no flood zone, paved roads, border state land! Split floor plan with spacious kitchen open to great, large kitchen island, 4 bedrooms, 3 baths, 4 car garage. Highly upgraded with tile flooring, hickory cabinets, granite countertops, stainless steel appliances including fridge, gas cooktop, 3 fireplaces. Master suite with separate exit to back patio, double sinks, jetted tub, large walk-in closet. New interior, exterior paint, master HVAC replaced 2024, roof recoated 2025, water heater 2019, new pool built in 2022. Horse set up, 4 stalls with water, round pen. Large covered patio with exterior fireplace. $10K closing cost concessions with full price offer Home warranty included. Lot coverage 25%, additional 5,000 sf can be build on this lot, RV garage, guest house, workshop

42618 N 3rd Avenue, New River
$869,000
4 Beds ⋅ 3 Baths ⋅ 7001193 MLS ⋅ 3,974 SqFt.
Exquisite turnkey home! Designed for entertaining experience refined living in this stunning 4 bed, 2,5 bath residence with flexible office space that can serve as a 5th bedroom. The backyard is a true retreat, showcasing a custom fire and serene waterfall feature, built-in BBQ and separate sitting area with custom installed roll down patio shades. Enjoy premium touches throughout, including elegant crystal chandeliers and a spacious layout perfect for hosting. Complete with RV parking and custom gates, this exceptional property blends luxury, comfort and functionality.

4407 W Faull Drive, New River
$589,000
4 Beds ⋅ 3 Baths ⋅ 6999959 MLS ⋅ 2,565 SqFt.
INSTANT EQUITY! PRICED BELOW RECENT APPRAISAL! Imagine stepping into a life of complete peace of mind in this stunning 4-bedroom, 3-bathroom plus den home, nestled in the premier, top-safety rated community of Arroyo Norte. With over $100,000 in premium upgrades already completely taken care of, you can leave your maintenance worries behind and simply enjoy the luxury of fully owned solar saving you up to $3,200/year, a brand-new roof, and a new high-efficiency HVAC system. Your days will flow effortlessly inside a bright, carpet-free interior featuring gorgeous luxury vinyl plank flooring, elegant plantation shutters, and a chef's kitchen with a massive island where your family can gather and unwind. Your private backyard oasis is designed for pure relaxation, offering total privacy from single-story neighbors as you practice your putt, host dinners under the powered pergola, or simply take in the breathtaking Daisy Mountain views. With a friendly community park right across the street, Great Hearts Anthem within walking distance, and a quick, easy commute to North Phoenix, this home doesn't just offer a place to live--it offers the quiet, secure, and stress-free lifestyle you've been dreaming of. And for those working at TSMC, you only have a 10 mile commute!

43422 N Hudson Trail, New River
$699,000
4 Beds ⋅ 4 Baths ⋅ 6998856 MLS ⋅ 2,248 SqFt.
Situated on a spacious 1-acre lot in scenic New River, this stunning new construction home combines modern design with breathtaking mountain and desert views. At the heart of the home is a thoughtfully designed kitchen featuring premium white oak double slim shaker cabinetry, elegant quartz countertops, and a clean, modern aesthetic that seamlessly blends function with sophistication. The home's contemporary design continues throughout, offering spacious bedrooms, 2 primary suites, well-appointed bathrooms, and a layout ideal for both everyday living and entertaining. Enjoy the tranquility and privacy of desert living while still being just a short drive from shopping, dining, and highly rated schools. Complete with a 2-car garage and expansive outdoor space with endless potential.

47818 N 27th Avenue, New River
$642,000
3 Beds ⋅ 2 Baths ⋅ 6996272 MLS ⋅ 2,389 SqFt.
*Seller is offering $10,000 in seller concessions toward a rate buy-down or closing costs as well as a 1 year home warranty with an approved offer!* If you've been looking for space, privacy, and true Arizona desert views, this 3-bedroom, 2-bath home in New River delivers. Situated on 1.46 acres with no HOA, you'll have room to spread out -- and the freedom to use it your way. Horse privileges make this property especially versatile, complete with a fenced horse pen and shade structure already in place. The large fenced backyard offers additional flexibility for pets, projects, or simply enjoying the outdoors. The home has been freshly painted inside and out, and the air ducts and dryer vents have been recently cleaned, adding to its move-in-ready appeal. The split floor-plan creates separation between the secondary bedrooms and the primary suite. The primary bedroom includes a walk-in closet, while the en-suite bath features dual vanities and a jetted tub -- perfect for unwinding at the end of the day. A 3-car garage provides generous storage, and the covered patio is an ideal place to take in the sweeping desert landscape and big-sky sunsets. The expansive desert setting creates a peaceful backdrop for enjoying Arizona's natural beauty, where sightings of deer, rabbits, owls, and other native wildlife -- including the occasional bobcat -- are part of the charm of New River living. This is the kind of property that gives you breathing room -- both inside and out.

2244 E Cavalry Road, New River
$720,000
4 Beds ⋅ 3 Baths ⋅ 6993909 MLS ⋅ 2,745 SqFt.
Be captivated by this highly upgraded, immaculate home that blends comfort, style, and elegance at every turn! From the moment you arrive, you'll notice striking curb appeal with stone accents, a paver driveway, double exterior gates, and a gated courtyard that welcomes you inside. Step into the desirable open-concept floor plan, ideal for entertaining and everyday living, featuring artisan vinyl plank flooring installed in August 2025, accordion window treatments, and large patio doors that create seamless indoor-outdoor flow. The upgraded chef's kitchen is a true showstopper with abundant cabinetry, quartz countertops, recessed lighting, premium stainless steel appliances, and a spacious prep island with a breakfast bar. The serene primary retreat offers private patio access, a spa-like ensuite with quartz counters, dual vanities, a glass-enclosed shower, a free-standing tub, and a walk-in closet. A smart split floor plan that adds privacy and comfort, with three additional bedrooms and a full third bathroom making this home both beautiful and highly functional. Plus, a versatile den/teen retreat with sliding doors to the courtyard expands your options, offering the perfect space for an office, media room, or cozy lounge. The landscaped backyard complete with pavers, turf, a covered patio, and breathtaking mountain views from the premium view lot creates the perfect setting to unwind or entertain. Additional upgrades include epoxy garage flooring, double exterior gates, and superior craftsmanship throughout. Discover the perfect combination of sophistication, function, and flawless condition ready for move-in and enjoyment.

44512 N 44th Drive, New River
$695,000
6 Beds ⋅ 4 Baths ⋅ 6989846 MLS ⋅ 3,752 SqFt.
Highly flexible property featuring two self-contained 3-bedroom, 2-bath residences connected by a shared laundry room and an extraordinary Arizona Room with mountain views, skylights, and tongue-and-groove wood ceilings. Ideal for multi-gen living, extended family, caregiver housing, shared ownership, home- business, employee housing, or other flexible residential needs. The East Residence features a bigger kitchen, spacious family room, office/flex space, wraparound view deck, and access to approx. 500 square feet of finished recreation and flex space below. The West Residence offers a complete second living quarters with its own kitchen, living room, 3-bedrooms & 2-baths.An opportunity for those seeking flexibility, privacy & room for multi-family households under one roof!

48214 N 33rd Avenue, New River
$669,900
2 Beds ⋅ 3 Baths ⋅ 6987748 MLS ⋅ 2,042 SqFt.
New well is in and operational! Perched on a serene private hillside, this stunning custom-built home offers panoramic views in every direction and the perfect blend of luxury, privacy, and modern comfort. Built in 2019 and thoughtfully designed to capture the beauty of its surroundings, this exceptional property sits on 3 picturesque acres with endless sky and sweeping vistas as your daily backdrop. Step inside to soaring high ceilings and an open, light-filled floor plan that seamlessly connects indoor and outdoor living. Expansive windows frame breathtaking views from nearly every room, creating a peaceful retreat that feels both grand and inviting. Enjoy outdoor living at its finest with three oversized patios, each offering a unique vantage point to take in sunrise mornings, golden sunsetsand sparkling evening skies. Whether you're entertaining guests or savoring a quiet cup of coffee, there's a perfect spot to relax and unwind. The home features 2 spacious primary bedroom suites plus a dedicated office space along with 3 beautifully appointed bathrooms. Every detail reflects quality craftsmanship and thoughtful design. A two-car garage provides convenience and storage, while abundant additional parking ensures plenty of space for guests, recreational vehicles, and even an RV. If you've been searching for privacy, views, and modern custom construction all in one extraordinary property, this hillside sanctuary delivers it all.

46607 N 35th Avenue, New River
$899,500
5 Beds ⋅ 4 Baths ⋅ 6987168 MLS ⋅ 2,892 SqFt.
Desert living meets modern comfort in this beautifully updated 5 bed/3.5 bath New River home! Set on 1.25 acres, enjoy the wonderful mountain views from the north facing back patio! A sparkling salt water pool is conveniently positioned amongst the expansive turf yard, fire pit and sauna/spa room (a cold plunge is an option!). Inside, enjoy a beautiful kitchen with ceiling-height shaker cabinets, white quartz counters, stainless appliances (GE Cafe), large cabinet-depth fridge, and walk-in pantry (bonus coffee bar within). Additional updates include LVP flooring, new windows, fresh paint, primary bath tiled walk-in shower, and updated main bath. Extras you'll love include a private well, water treatment & softener system, and deep 3-car garage. Superior craftsmanship is evident throughout!

45330 N 14th Street, New River
$549,000
3 Beds ⋅ 2 Baths ⋅ 6982915 MLS ⋅ 1,605 SqFt.
FEELS LIKE A NEW HOME! Gorgeous 3 bed/2 bath/2 car garage with FANTASTIC mountain views in all directions! AMAZING home for the price on an acre lot in New River. Vaulted Ceilings in the Great Room. Kitchen features Maple Cabinets, Granite Countertops, Satin Nickel Hardware, Stainless Appliances and Island. Brand new carpet & interior paint! Tile just professionally cleaned. Recent equipment on private well. All electric home. Spacious Laundry Room with space for Fridge/Freezer. Water Softener. Come enjoy the peace & quiet in rural New River!

49112 N 3rd Avenue, New River
$615,000
3 Beds ⋅ 2 Baths ⋅ 6980080 MLS ⋅ 1,827 SqFt.
Welcome to peaceful desert living in this beautifully maintained New River home, set on a spacious horse-property lot with stunning mountain and sunset views. Enjoy a quiet, private setting while still being conveniently close to I-17, shopping, dining, and outdoor recreation. Inside, the open and functional floor plan is filled with natural light and designed for both everyday living and entertaining. The kitchen flows seamlessly into the main living areas, offering ample cabinetry, generous counter space, and a welcoming layout ideal for gatherings. The bedrooms are comfortably sized, and the primary suite provides a private retreat complete with an en-suite bath. Step outside to wide-open desert skies with room for a full horse setup, toys, animals, or future expansion. The property includes two storage sheds for equipment, tack, or additional storage. With no HOA and plenty of space to spread out, this horse-friendly property offers the freedom to create your ideal outdoor lifestyle. Perfect as a full-time residence or peaceful retreat, this New River home delivers space, views, and true Arizona living.

1405 E Circle Mountain Road, New River
$439,000
4 Beds ⋅ 3 Baths ⋅ 6977648 MLS ⋅ 1,355 SqFt.
Stunningly remodeled home with gorgeous panoramic views on nearly an acre horse property. The split floor plan 3 bedroom main house features granite slab counters, stainless steel appliances, large island and plenty of cabinets and counter space. Ceiling fans and new lighting throughout. Fresh paint inside Over-sized neutral tile throughout the main areas and new carpet in the bedrooms. Both baths in the main house have been remodeled as well. Laundry room off the kitchen w/gas dryer hookup. Detached guest house has private kitchen, dining nook, family room and cozy private bedroom and bath with walk in shower. All newer tile flooring and large covered patio with spectacular mountain views. Horse corral, storage containers and most of the cactus, fridge and washer dryer do not convey.

2417 W Roughrider Road, New River
$567,000
3 Beds ⋅ 2 Baths ⋅ 6976105 MLS ⋅ 1,679 SqFt.
SET ON OVER 2 ACRES IN BEAUTIFUL NEW RIVER, THIS WONDERFUL RANCH STYLE HOME OFFERS LIMITLESS OPPORTUNITY. FEATURING TILE FLOOR THROUGHOUT, A NEW ROOF, 3 CAR GARAGE, WORKSHOP. AND HORSE BARN. ALONG WITH THE PERIMETER FENCE, A HORSE CORRAL AND FRESH PAINT ON THIS AWESOME HOME.

2336 W Estrella Road, New River
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