Do You Need Flood Insurance in Arizona?

Do I need flood insurance in Arizona? Believe it or not, we still have homes in Arizona that need flood insurance. It comes up every now and then, typically if it backs to a wash or maybe up against a mountain, something like that. When we get our monsoon rains, it dumps a lot of water and could potentially put that particular home at risk for a flood. And so yes, every once in a while we do come across in certain areas, areas that homes do require flood insurance.