Arizona MLS Real Estate Search

Need help with ANY AZ Mortgage or Down Payment Assistance Programs in AZ?

We can help you get qualified for ANY AZ mortgage so you can buy a home including the several Down Payment Assistance Programs in AZ!   There are a few First Time Home Buyer Programs in AZ as well!! Which mortgage program is best for you?  What program will get you the best payment?  Are you looking for an FHA Loan, VA Loan, USDA Loan, Jumbo Loan or a Conventional Loan?  We're here to help get you the most up to date mortgage rates in Arizona with the best payment that fits your situation!

Also get access to our Realtor MLS UPDATED EVERY 5 Minutes!  That means EVERY home from EVERY Real Estate Company that is currently for Sale and FASTER THAN ZILLOW!

Questions or need help to get started with the mortgage process?
Call/text us at (480) 442-2502 or click the LIVE CHAT below.

PIMA TUCSON HOMEBUYER’S SOLUTION

The Pima Tucson Homebuyer’s Solution helps overcome barriers so you can buy a home in Tucson, Arizona.  The benefits are similar to those offered by the programs listed above and are offered in all of Pima County including the City of Tucson.

There is no purchase price limit to this program other than the maximum amounts of the loan program that you choose.  For example, in 2020, the maximum FHA loan amount in Pima County is $331,760.  Household income cannot exceed $99,169.

A Pima Tucson Homebuyer’s Solution conventional loan program is now offered through the both the Fannie Mae FHA Preferred loan program and the Freddie Mac FHA Advantage loan program.

Program Highlights:

Down payment assistance options available between 2.5% and 6%.  You can choose what is best for you based on your loan scenario.

There is no first time homebuyer requirement.

Asssistance money received through the Pima Tucson Homebuyer’s Solution is a silent second that has no interest, no payment and is forgiven monthly over the first three years of home ownership.  The lien is completely forgiven after you stay in the home for three years without refinancing.  The purpose of the silent second is to provide stability and ensure the ongoing success of the down payment assistance program in Tucson and all of Pima County.

The assistance money offered to help you buy a home in Tucson or other parts of Pima County has been consistently available and has continuous funding.

How to Qualify:

Qualify for a FHA, VA, USDA or conventional loan with a maximum debt-to-income ratio of 50%.

Minimum FICO score is 640.  Some of the different mortgage programs and down payment amount scenarios may require a higher score.

Household income cannot exceed $105,291.

Take a convenient homebuyer education course.

Which of the Arizona Mortgage Programs is Best for You?

Below you will find links to information for low down Arizona mortgage programs that work best with down payment assistance programs.

FHA Home Loans

FHA home loans are often used with down payment assistance and first time home buyer programs because they have flexible qualifying criteria and great interest rates. FHA loans are intended to help people overcome the barriers to home ownership and finance their first home.

VA Home Loans

VA home loans are a popular option for those who served.  They are guaranteed by federal government through the Veterans Benefits Administration.  Arizona VA mortgages help meet the housing needs of eligible veterans and have some of the best benefits of any mortgage program.

USDA Home Loans

USDA loans are offered through a government loan program that is designed to help potential low- to moderate-income homeowners in rural communities. This includes the outskirts of some of Arizona’s larger cities where many of the most affordable homes are located.

Conventional Home Loans

A conventional loan is any mortgage loan that is not insured by any government agency (i.e. FHA, VA or USDA). Today, conventional loans are written to the guidelines set by Fannie Mae or Freddie Mac.

Arizona Mortgage Company

Working with an Arizona mortgage company can save you money and give you peace of mind.

Arizona Mortgage Programs When financing a new home, knowing which is the right loan program to choose can seem challenging. There are many financing options available and sometimes the terms and verbiage can be difficult to understand.  We understand that while one type of loan will work for a particular person, it’s not the best for another.

"Every family or individual has different needs, and we will work together to help you find the best financing options for your particular situation.

We are an Arizona-based mortgage lender that is authorized to offer low down mortgage programs that accept down payment assistance and we will fully explain your financing options and advise you as to what will be the most satisfactory and affordable choice … for the short-term and the long-term.

Work With a Reputable Licensed Arizona Mortgage Lender

Simply put, not all loan officers are alike. When shopping for a low down mortgage program that works best with Arizona down payment assistance programs, it is important that you work with a reputable licensed loan officer who is knowledgeable about the various loan programs that accept down payment assistance.

Get a quote from a licensed lender who is approved to offer the low down mortgage programs that work best with Arizona down payment assistance. Getting a quote involves speaking with a loan officer, finding out how much you can buy and what your payment will be and providing any requested information.  This way you can get a prequalification letter that you can provide to a real estate agent and down payment assistance plan administrator.

Starting the process to get prequalified is not hard. We can help you rest easy knowing you qualify for the best of the Arizona mortgage programs and down payment assistance options for your personal needs.

HOMES WE CAN HELP YOU FINANCE

$469,500
3 Beds ⋅ 3 Baths ⋅ 7045384 MLS ⋅ 1,737 SqFt.
Welcome to this beautifully maintained 3-bedroom, 2.5-bath home in the highly sought-after Lantana Village community of Chandler! Offering 1,737 sq ft of thoughtfully designed living space, this popular floor plan features an updated kitchen with newer quartz countertops, ample cabinetry, an extra large pantry & an open-concept layout perfect for everyday living & entertaining. Upstairs, a versatile loft provides flexible space for a home office, media room, or play area. The spacious primary suite features a walk-in closet, dual sinks, & a beautiful walk-in shower. Enjoy a private low-maintenance backyard & resort-style community amenities including a pool, pickleball, basketball court, and walking paths. Conveniently located near top-rated schools, shopping, dining, & freeway access. Updates: New kitchen counter tops: May 2025 New water heater: July 2023 Jacuzzi bath remodel of primary (change from bath shower combo to luxury walk in) and secondary baths: July 2022

3841 S Laurel Way, Chandler
$242,900
2 Beds ⋅ 1 Baths ⋅ 7045247 MLS ⋅ 910 SqFt.
Move-in ready and beautifully remodeled, this 2-bedroom, 1-bath townhouse offers 910 sq. ft. of stylish living just one mile from Arizona State University. Seller will pay 6 months of HOA dues and Special Assessment with an accepted offer. Features include fresh interior paint, tile flooring throughout, recessed lighting, ceiling fans, newer dual-pane windows and sliding glass door, plus an updated bathroom with a custom tiled shower and modern vanity. The kitchen includes matching black appliances, and the refrigerator, washer, and dryer convey. Enjoy a spacious private patio with storage and a covered 1-car carport. Conveniently located near Downtown Tempe, Tempe Town Lake, Tempe Marketplace, Light Rail, major freeways, and Sky Harbor Airport.

1827 E Kirkland Lane Unit D, Tempe
$349,000
2 Beds ⋅ 2 Baths ⋅ 7045101 MLS ⋅ 1,556 SqFt.
This townhouse sits directly on the Green of Hole 17 & the Fairway of Hole 18, with unobstructed views and a patio worth lingering on. Brand new turf, new windows, and updates throughout mean this one is genuinely move-in ready, not just freshened up. The finishes feel considered. The location is the kind you can't manufacture. Dobson Ranch is one of Mesa's most established communities, and this unit sits right in the middle of what makes it worth being here.

2524 S El Paradiso -- Unit 67, Mesa
$334,900
3 Beds ⋅ 2 Baths ⋅ 7045041 MLS ⋅ 1,400 SqFt.
3.99% INTEREST RATE IS AVAILABLE FOR THIS HOME (ASK YOUR AGENT FOR MORE INFO. BUYER'S AGENT PLEASE SEE MLS DOCUMENTS TAB). THIS IS A MODEL PERFECT HOME WITH 3 BEDROOM, 2 BATHROOM HOME WITH LARGE GARAGE IN A GATED COMMUNITY WITH A BIG, BEAUTIFUL POOL. Located on Baseline Road between Power Rd & Loop 202. This Beautiful Home is 1400 Square Feet with 9-Foot Ceilings, Lots of Natural Light and has been Completely Remodeled & Upgraded throughout. ALL New Plank-Style Luxury Vinyl Flooring, 4'' Baseboards, Granite Countertops, 48'' Tall Cabinets, Pantry, and Brushed Nickel Fixtures Throughout. Washer, Dryer, and Refrigerator included with a Full Price Offer.

7726 E Baseline Road Unit 236, Mesa
$345,000
3 Beds ⋅ 3 Baths ⋅ 7045015 MLS ⋅ 1,534 SqFt.

1250 S Rialto Street Unit 1, Mesa
$459,999
3 Beds ⋅ 3 Baths ⋅ 7044869 MLS ⋅ 1,926 SqFt.
Prime South Tempe location in Alta Mira, minutes to the 101 Loop, ASU & Tempe Marketplace! This 3 bed/2.5 bath townhome offers a spacious layout with vaulted ceilings, cozy fireplace, and an attached 2-car garage. Primary suite features a private en-suite bath. Bring your vision: great bones and unbeatable value-add potential in a quiet, established community. Enjoy resort-style amenities including a community pool, spa and pickleball courts. Close to shopping, dining & freeway access. Don't let this opportunity pass you by inquire today!

8852 S Taylor Drive, Tempe
$393,000
2 Beds ⋅ 2 Baths ⋅ 7044550 MLS ⋅ 1,651 SqFt.
Find your ideal retirement haven in the 55+ gated Community in Verde Groves! This beautiful townhome offers 2 beds + den, 2 baths, and a 2-car garage. The inviting interior features plantation shutters, a neutral palette, vaulted ceilings, a neutral palette, and carpet & tile flooring t/out. You'll love the desirable great room, perfect for everyday living & entertaining! The impressive kitchen boasts SS appliances, butcher block & granite counters, recessed lighting, a tile backsplash, ample white cabinetry, and a breakfast bar. Cozy dining space with a bay window! The den can be an office or additional living space. Enter the primary bedroom to find a bay window and an ensuite with dual sinks & a walk-in closet. The secondary bedroom includes access to the Jack & Jill secondary bathroom. BRAND NEW Dishwasher, Microwave, RO system and Soft Water system. Enjoy relaxing or have a fun BBQ in the private backyard with a covered patio & pavers! HOA takes care of the front & back landscaping, exterior painting, water, trash, pest control, roof repair & replacement. PLUS! Resort-style living awaits active adult Verde Groves, providing a clubhouse, fitness center, pool, library, billiards room, arts & crafts spaces, demonstration kitchen, and a variety of social clubs and activities. Don't miss this opportunity!

4202 E Broadway Road Unit 130, Mesa
$379,999
3 Beds ⋅ 3 Baths ⋅ 7044379 MLS ⋅ 1,397 SqFt.
Back on the Market! Buyer didn't qualify! This adorable two-story stand alone home, in Seawynds at the Islands is the one for you! Light &. Bright,Freshly painted & all new flooring/LVP/Carpet throughout.Conveniently close to restaurants, shopping & golfing! Spacious living area showcasing soaring ceilings to enhance the space. Spotless kitchen complete with lots of storage. a peninsula with a breakfast bar & sleek stainless steel appliances for a seamless cooking experience. The serene primary bedroom promises a good night's sleep, including a full bathroom with dual sinks The low maintenance backyard is the perfect size to enjoy weekend grilling and relaxing evenings. Multiple Community Pools & Green Belt/Parks, Walking Paths, Community Ctr.

1071 W Sandy Banks Drive, Gilbert
$445,000
3 Beds ⋅ 2 Baths ⋅ 7044337 MLS ⋅ 1,539 SqFt.
Beautifully updated home in a desirable Tempe location, offering a blend of modern updates, flexible living areas, and low-maintenance outdoor living. Fresh neutral finishes, wood-look tile flooring t/out, updated lighting, and abundant natural light create a clean, move-in-ready feel from the moment you enter. The spacious floor plan features an oversized dining room with custom built-in cabinetry and shelving, providing storage and entertaining space. Multiple living areas offer flexibility for working from home, hobbies, or creating the perfect media room. The kitchen features ample cabinetry, granite counters, and stainless-steel appliances. Private backyard designed for easy maintenance and year-round enjoyment with newly installed Gazebo. Over $75k in improvements - see supplement HOME IMPROVEMENTS since purchase: Fresh interior paint throughout in 2022 Shiplap to one bedroom wall in 2024 Window blinds to all rooms in 2022 Kitchen and laundry rooms have window blinds within the doors (built in) All windows replaced by previous owner. New GE stainless steel refrigerator in 2023 11/2025 - 12'x16' aluminum gazebo for backyard 3/2025 - installed/wired 3 ceiling fans w/ light kits in all bedrooms and family room 11/2024 - replaced all cast iron sewer ($21k) 5/2023 - new HVAC 2023 - refinished tub and shower 2022 & 2023 - 2 new bathroom vanities and installation and new toilets 10/2022 - ceramic tile plank flooring throughout 10/2022 - Backyard landscape (turf, fruit trees, pavers, pots) and front yard update (pavers, add rock)

1988 E Oxford Drive, Tempe
$400,000
2 Beds ⋅ 2 Baths ⋅ 7044231 MLS ⋅ 1,401 SqFt.
Beautifully maintained 2-bedroom plus den home in the desirable Alta Mesa golf community! This move-in ready property features an updated interior with upgraded custom kitchen cabinetry, Corian countertops, stainless steel appliances, decorative stove hood, and abundant storage. Refrigerator, washer, and dryer are all included. The spacious great room showcases a cozy fireplace, while tile flooring extends throughout the main living areas with carpet in the bedrooms for added comfort. The den offers flexibility for a home office, hobby room, or guest space. Enjoy outdoor living in the private gated courtyard or relax under the covered patio. Additional highlights include extra storage cabinets in the garage and access to the heated community pool. Conveniently located near golf, shopping, dining, and freeway access, this well-cared-for home offers comfort, style, and low-maintenance living in the heart of Mesa's sought-after Alta Mesa area.

1235 N Sunnyvale Street Unit 94, Mesa
Start Your Search

Copyright 2026 Arizona Regional Multiple Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Arizona Regional Multiple Listing Service. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Arizona Regional Multiple Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.