Arizona MLS Real Estate Search

Need help with ANY AZ Mortgage or Down Payment Assistance Programs in AZ?

We can help you get qualified for ANY AZ mortgage so you can buy a home including the several Down Payment Assistance Programs in AZ!   There are a few First Time Home Buyer Programs in AZ as well!! Which mortgage program is best for you?  What program will get you the best payment?  Are you looking for an FHA Loan, VA Loan, USDA Loan, Jumbo Loan or a Conventional Loan?  We're here to help get you the most up to date mortgage rates in Arizona with the best payment that fits your situation!

Also get access to our Realtor MLS UPDATED EVERY 5 Minutes!  That means EVERY home from EVERY Real Estate Company that is currently for Sale and FASTER THAN ZILLOW!

Questions or need help to get started with the mortgage process?
Call/text us at (480) 442-2502 or click the LIVE CHAT below.

NEIGHBORHOOD STABILIZATION PROGRAM

In the wake of the 2008 mortgage crisis, the federal government took action to help bolster the weakened economy and help fix the housing market.  This included the creation of the Neighborhood Stabilization Program.  As the name suggests, this program was formed to stabilizing areas that had suffered from foreclosures.

This program includes grant money that has been offered to states, local governments and select non-profit entities.

It was originally created in 2008 as part of the Housing and Economic Recovery Act.

It was then continued through a second round of funding provided in 2009 under the American Recovery and Reinvestment Act.

Next, additional funds were authorized under the Dodd–Frank Wall Street Reform and Consumer Protection Act in 2010.

Arizona Neighborhood Stabilization Program Information

What Are AZ Home Buyer Grants?

Many home buyers search for home loan grants Arizona. How do they work?  Grants are given by the federal, state or local governments and, when available, are great to help with down payment assistance and closing costs.

Unlike some types of assistance, grants are not expected to be repaid.

There are a variety of different down payment assistance programs available in Arizona. They are offered through the state, county and city governments and state housing agencies and are made available to serve low to average income earning Arizona families.  They also help revitalize areas that have been hit hard by foreclosures to help boost and stabilize home values.

At times, instead of a true grant program, many of the down payment assistance programs will provide the assistance funds in the form of a silent second that has no interest, no payment and is forgiven monthly over the first three years of home ownership.

List of Arizona Down Payment Assistance Programs

Home Buyer Grants Available in Arizona Offered by the Federal Government

Programs offered by the federal government are typically administered through the Department of Housing and Urban Development (HUD).  Please note that arizonadownpaymentassistance.com is not a government agency and is not affiliated with HUD.

Programs including home loan grants in Arizona that HUD offers include (but are not limited to) the following:

  • Good Neighbor Next Door provides substantial discounts on homes in key revitalization areas to teachers, law enforcement officers, firefighters and EMTs.
  • Homeownership Voucher Program provides assistance in the form of home buying subsidies to first time homebuyer low-income families.
  • Homeownership for public housing residents provides assistance for public housing residents in becoming homeowners.
  • Neighborhood Stabilization Program help revitalize Arizona communities that have been hit hard by foreclosures and abandonment to help boost and stabilize home values. The program aims for the purchase and redevelopment of foreclosed and abandoned homes and residential properties.

Assistance for Existing Homeowners

In addition, the government offers affordable housing help to existing homeowners that are struggling to maintain their higher mortgage payments through various refinance, modification, short sale or deed-in-lieu programs.

Two of the most popular recent government affordable housing mortgage programs include the Making Home Affordable Program and the Home Affordable Foreclosure Alternatives Program.

HOMES WE CAN HELP YOU FINANCE

$449,500
3 Beds ⋅ 2 Baths ⋅ 6984002 MLS ⋅ 1,732 SqFt.
Welcome to Tempe's Shalimar East, a well-maintained, stable community with mature landscaping and a quiet atmosphere. Homes rarely come up for sale, reflecting residents' long-term satisfaction. This turn-key residence offers both privacy and comfort. This home combines modern updates with timeless design. Step inside to a soaring vaulted ceiling and a light, bright great room floor plan that creates an open, inviting atmosphere. The beautifully remodeled kitchen features stainless steel appliances, granite countertops, a breakfast bar, and ample cabinetry (soft close, of course)-perfect for both everyday living and entertaining. Enjoy the gorgeous Arizona days from your private courtyard. This property backs to a lush grassy common area with the sparkling community pool just steps away, creating a resort-like feel. The home showcases renovated bathrooms, updated flooring, neutral paint tones, and stylish lighting and ceiling fans throughout. Modern floating stairs add a contemporary touch to the interior design. All three of the bedrooms are spacious and comfortable. There are two bedrooms up with a full bath to share, and one bedroom down with a powder room. **The seller is willing to install a shower & vanity downstairs if the buyer is interested**. See example photos in the gallery. Additional highlights include a spacious two-car garage. A definite bonus to most townhome floor plans. This is the perfect lock-and-leave property! The flat roof portion was resurfaced in Jan/Feb 2026. The tile portion in 2022. The a/c unit is newer, replaced in 2020, and the water heater in 2024. All new double-pane windows, and an Arcadia door on all west-facing windows. The stackable washer/dryer and refrigerator all convey! The big-ticket items have been taken off your to-do list! Tempe has so much to offer. A central location close to shopping, dining, great golf courses, Arizona State University, The Botanical Garden, Phoenix Zoo, Papago Park, and the list goes on and on. Easy access to the 101, 202, and US-60, yet the neighborhood feels tucked away from the city's hustle. Shalimar East combines the best of Tempe living: central convenience, peaceful surroundings, and a true sense of community. Visit today, you'll be happy you did!

3147 S Fairfield Drive, Tempe
$260,000
2 Beds ⋅ 2 Baths ⋅ 6980662 MLS ⋅ 934 SqFt.
NEW PRICE! Great opportunity to own a 2-bedroom, 2-bath lower-level townhome offering 934 sq. ft. in a highly desirable Tempe location. This functional floor plan features comfortable living spaces, a private courtyard patio, and convenient ground-floor access.Enjoy community amenities including a sparkling pool and well-maintained common areas, all just minutes from ASU, shopping, dining, entertainment, major freeways, and everyday conveniences. Sold AS IS, this home presents an excellent opportunity for a first-time buyer, student, or investor. While it could benefit from some cosmetic updates and TLC, it offers the chance to personalize the space, add value, and build equity in one of Tempe's most sought-after locations.Don't miss this affordable opportunity to make it your own!

1905 E University Drive Unit 102, Tempe
$399,900
3 Beds ⋅ 3 Baths ⋅ 6980555 MLS ⋅ 1,618 SqFt.
THIS IS THE ONE! 3-bedroom with a 2-car garage is move-in ready and filled with upgrades, including a new roof, newer AC unit, new interior and exterior paint, new flooring throughout, and new appliances and more! Soaring vaulted ceilings create a bright, open feel in the spacious living and dining area, complete with a cozy fireplace. The kitchen features stainless steel appliances, white cabinetry, and ample counter space. The primary bedroom offers backyard access and a private bath with dual sinks. Relax outdoors or enjoy the community pool, spa, and amenities—this charming home truly has it all! Conveniently located close to dining, shopping, and freeway access! This wont last long!

1906 E Calle De Arcos Drive, Tempe
$243,000
3 Beds ⋅ 1 Baths ⋅ 6980427 MLS ⋅ 988 SqFt.
BRAND NEW HVAC! Welcome to this beautifully updated 3-bedroom, 1-bathroom townhome in the heart of the Mesa Fiesta District. This move-in ready home features a modern kitchen with quartz countertops, stainless steel appliances, a subway tile backsplash, and updated cabinetry. The interior is finished with a mix of durable tile on the main floor and laminate wood flooring upstairs. Recent upgrades include newer windows, a sliding door and an updated bathroom with a walk-in shower. Enjoy community amenities like a sparkling pool, BBQ area, and green spaces. Perfectly located within walking distance to Mesa Community College and Banner Desert Hospital. Includes two assigned parking spaces.

948 S Alma School Road Unit 128, Mesa
$419,000
3 Beds ⋅ 3 Baths ⋅ 6979949 MLS ⋅ 1,679 SqFt.
***Seller to offer up to $10,000 dollars in concessions to buyer with a full price offer****Welcome to this beautifully maintained 3-bedroom, 2.5-bath condo located in a desirable gated community. This spacious home offers a well-designed floor plan with an open living and dining area, ideal for both everyday living and entertaining. The kitchen features ample cabinetry and counter space, with pantry. A convenient half bath on the main level adds extra functionality. Additional highlights include an attached garage, upstairs laundry, and low-maintenance living with community-managed exterior. Conveniently located next to shopping, parks and freeways

1255 N Arizona Avenue Unit 1061, Chandler
$349,900
2 Beds ⋅ 2 Baths ⋅ 6979733 MLS ⋅ 1,237 SqFt.
Brand New A/C. Embrace easy living in this move-in ready, fully updated 2-bedroom, 2-bath townhouse located in the desirable Greenfield Glen 55+ community. This low-maintenance home features a functional open layout with new flooring, updated appliances, modern window shutters, and contemporary light fixtures throughout. Enjoy resort-style community amenities, including a sparkling pool and beautifully maintained common areas, perfect for Arizona living. Ideal for a lock-and-leave lifestyle, this affordably priced property offers comfort, convenience, and peace of mind. Don't miss this opportunity to enjoy carefree living in a quiet, welcoming adult community.

1021 S Greenfield Road Unit 1045, Mesa
$469,900
2 Beds ⋅ 2 Baths ⋅ 6979681 MLS ⋅ 1,542 SqFt.
JUST REDUCED $60,000! Great value and opportunity to live in this amazing community of Encanterra. Take advantage of all the amenities it offers or just relax and enjoy the manicured common areas. This home was lived in for less than 3 months then seller relocated. It's like new but only better with window treatments, water softener, reverse osmosis, and all the little things that are needed. This Evia model offers great room living with modern stainless steel appliances, gas cooktop, large kitchen island, breakfast bar, and coffee station. Bathrooms have upgraded finishes and tiled surrounds. Primary bath offers floating dual sink vanity with undermount lighting, private toilet room, walk-in closet, and glass enclosed shower. Easy living, low maintenance, gated, and ready for you

506 E Citrus Hollow Way, Queen Creek
$370,000
3 Beds ⋅ 3 Baths ⋅ 6978858 MLS ⋅ 1,358 SqFt.
Finding a property that balances a prime location w/a ''no-expense-spared'' renovation is a rarity. Finding one with a first-floor primary suite & full basement is virtually unheard of! This one underwent a complete, ground-up transformation around 5 yrs ago. Forget the ''builder grade'' upgrades often seen in today's market. This home was meticulously reconstructed starting from bare plywood & drywall to ensure structural & aesthetic integrity. Newer premium wood-look tile flooring flows t/o main living areas anchored by substantial 4.5'' baseboards for a custom, high-end finish. Brand new carpeting just installed in all 3 bedrooms. HOA maintains roof/replacement, water/sewer/garbage, front yard/exterior/street/common areas. The chef's kitchen has been entirely reconfigured for a modern flow. It features custom cabinetry, stunning granite countertops, premium stainless steel appliance package, & an expansive island design. Total peace of mind comes standard. The home features entirely updated electrical wiring, newer outlets, & designer lighting fixtures. Beyond the surface, the "guts" of the home are newer, including a high-efficiency water heater, newer supply lines, & contemporary sinks. This layout was intelligently redesigned to maximize both comfort & convenience. Originally a 2-bath unit, this home now boasts 2.5 elegantly appointed bathrooms. Each features newer vanities topped with luxe marble & all-new commodes. Enjoy the rare convenience of a first-level primary bedroom, offering a private retreat without the need for stairs. The detached & oversized 2-car garage provides ample space for vehicles & all of your gear, while the basement offers that elusive extra square footage with 2 additional bedrooms for a home gym, theater, or workshop. Why settle for a view of a parking lot? This unit occupies the coveted "Golden Spot" of the community. Step out your front door & find yourself mere steps from the community pool & mailboxes- The ultimate in convenience. Your personal outdoor escape features a professionally landscaped yard with premium AstroTurf, providing a lush, green aesthetic year-round with zero maintenance required. This is a "ground-up" remodel. In a market of cosmetic flips, this home stands alone as a complete reconstruction! Enjoy weekend grills in the backyard, & don't forget to visit the community's pool for a refreshing time. Easy access to the 101, 202, & 60 freeways, near ASU Research Park, Intel, Chandler Regional Hospital, shops, dining, top-rated schools... You are at the center of it ALL! Come see it before it's gone!

2875 W Highland Street Unit 1133, Chandler
$429,900
3 Beds ⋅ 3 Baths ⋅ 6978751 MLS ⋅ 2,187 SqFt.
Located in the highly desirable Cooley Station community in Gilbert, this beautifully upgraded home offers 3 bedrooms and 2.5 bathrooms with thoughtful finishes throughout. Enjoy park-front living with a spacious balcony/deck overlooking acres of lush green space, while the community pool, playground, and open park areas are just steps from your front door—an unbeatable lifestyle feature. Upstairs, the primary suite provides a relaxing retreat with a double-vanity bathroom and upgraded countertops. The additional bedrooms are generously sized, offering ample space for family or guests. Downstairs, the versatile family room adds flexibility and can easily function as a fourth bedroom, home office, or media room. This is a rare opportunity to own a thoughtfully designed, move-in-ready home in one of Gilbert's most sought-after communities. Come take a look!

3671 E Leslie Drive, Gilbert
$214,900
1 Beds ⋅ 1 Baths ⋅ 6978666 MLS ⋅ 606 SqFt.
This unit is the largest 1 bed unit. It is 606 sqft where the others are 597sqft. Andersen Springs has it all, a lake, pickleball courts, tennis courts, 3 heated pools with hot tubs, fitness center and lakeside walking paths for year round fun. Plus this unit makes you feel like your living in a magazine! Just perfect for vacation home living. Complete with southwest charm. A serene north facing balcony with lakeview and a gorgeous tree to watch the birds. Sought after, impeccably kept Chandler community, close to shopping and freeways. Recently renovated bathroom All appliances stay. All the furnishings can stay in seperate bill of sale to truly make this a smart vacation home buy. Just bring your swimsuit.

1825 W Ray Road Unit 2120, Chandler
Start Your Search

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.