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Need help with ANY AZ Mortgage or Down Payment Assistance Programs in AZ?

We can help you get qualified for ANY AZ mortgage so you can buy a home including the several Down Payment Assistance Programs in AZ!   There are a few First Time Home Buyer Programs in AZ as well!! Which mortgage program is best for you?  What program will get you the best payment?  Are you looking for an FHA Loan, VA Loan, USDA Loan, Jumbo Loan or a Conventional Loan?  We're here to help get you the most up to date mortgage rates in Arizona with the best payment that fits your situation!

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NEIGHBORHOOD STABILIZATION PROGRAM

In the wake of the 2008 mortgage crisis, the federal government took action to help bolster the weakened economy and help fix the housing market.  This included the creation of the Neighborhood Stabilization Program.  As the name suggests, this program was formed to stabilizing areas that had suffered from foreclosures.

This program includes grant money that has been offered to states, local governments and select non-profit entities.

It was originally created in 2008 as part of the Housing and Economic Recovery Act.

It was then continued through a second round of funding provided in 2009 under the American Recovery and Reinvestment Act.

Next, additional funds were authorized under the Dodd–Frank Wall Street Reform and Consumer Protection Act in 2010.

Arizona Neighborhood Stabilization Program Information

What Are AZ Home Buyer Grants?

Many home buyers search for home loan grants Arizona. How do they work?  Grants are given by the federal, state or local governments and, when available, are great to help with down payment assistance and closing costs.

Unlike some types of assistance, grants are not expected to be repaid.

There are a variety of different down payment assistance programs available in Arizona. They are offered through the state, county and city governments and state housing agencies and are made available to serve low to average income earning Arizona families.  They also help revitalize areas that have been hit hard by foreclosures to help boost and stabilize home values.

At times, instead of a true grant program, many of the down payment assistance programs will provide the assistance funds in the form of a silent second that has no interest, no payment and is forgiven monthly over the first three years of home ownership.

List of Arizona Down Payment Assistance Programs

Home Buyer Grants Available in Arizona Offered by the Federal Government

Programs offered by the federal government are typically administered through the Department of Housing and Urban Development (HUD).  Please note that arizonadownpaymentassistance.com is not a government agency and is not affiliated with HUD.

Programs including home loan grants in Arizona that HUD offers include (but are not limited to) the following:

  • Good Neighbor Next Door provides substantial discounts on homes in key revitalization areas to teachers, law enforcement officers, firefighters and EMTs.
  • Homeownership Voucher Program provides assistance in the form of home buying subsidies to first time homebuyer low-income families.
  • Homeownership for public housing residents provides assistance for public housing residents in becoming homeowners.
  • Neighborhood Stabilization Program help revitalize Arizona communities that have been hit hard by foreclosures and abandonment to help boost and stabilize home values. The program aims for the purchase and redevelopment of foreclosed and abandoned homes and residential properties.

Assistance for Existing Homeowners

In addition, the government offers affordable housing help to existing homeowners that are struggling to maintain their higher mortgage payments through various refinance, modification, short sale or deed-in-lieu programs.

Two of the most popular recent government affordable housing mortgage programs include the Making Home Affordable Program and the Home Affordable Foreclosure Alternatives Program.

HOMES WE CAN HELP YOU FINANCE

$245,000
2 Beds ⋅ 2 Baths ⋅ 7027944 MLS ⋅ 1,142 SqFt.
Welcome to Sunland Village, one of Mesa's most sought after 55+ golf communities! This beautifully updated 2 bedroom, 2 bath home offers 1,142 sqft of comfortable living with stylish upgrades throughout. Major improvements include a new roof (2023), HVAC system (2021), and water heater (2024), providing peace of mind for years to come. nside, the home has been thoughtfully refreshed within the last year with new flooring and baseboards, quartz kitchen countertops, freshly painted kitchen cabinets, updated appliances, raised bathroom vanities, popcorn ceiling removal, and all new fixtures. The bright, inviting layout is move-in ready, and all appliances are included for added convenience. Situated in the no pets section of the community, this home offers a quiet and peaceful setting.

520 S Greenfield Road Unit 39, Mesa
$468,000
4 Beds ⋅ 3 Baths ⋅ 7027935 MLS ⋅ 1,675 SqFt.
Seller Financing Available!! Beautiful 4 Bedroom Home in an Unbeatable Location Near Shopping, Dining & Entertainment! This spacious and light-filled home features soaring vaulted ceilings, an open-concept floorplan, and an upgraded kitchen with rich cabinetry, granite countertops, stainless steel appliances, and a breakfast bar overlooking the living space. The expansive layout offers 4 full bedrooms, providing plenty of room for family, guests, home offices, or flex space. Large windows bring in abundant natural light while the open living and dining areas create the perfect setting for entertaining. Conveniently located just minutes from major freeways, top shopping destinations, restaurants, movie theaters, parks, and entertainment hotspots.

2401 E Rio Salado Parkway Unit 1095, Tempe
$289,900
2 Beds ⋅ 2 Baths ⋅ 7027838 MLS ⋅ 1,046 SqFt.
Welcome to 3491 N Arizona Avenue in the heart of Chandler, a beautifully maintained 2 bedroom, 2 bath home offering dual primary suites, each with its own private en suite bathroom for the perfect blend of comfort and functionality. Located in the desirable Discovery at Daybreak community, this home features an inviting layout, abundant natural light, and a private back patio ideal for relaxing, entertaining, or enjoying Arizona evenings outdoors. Residents enjoy access to a community pool, lush green spaces, and a prime Chandler location just minutes from Downtown Chandler, Chandler Fashion Center, the Loop 202, and US 60. With nearby parks, dining, shopping, and scenic Western Canal walking and biking paths, this home combines low-maintenance living with exceptional convenience in one of the East Valley's most connected locations.

3491 N Arizona Avenue Unit 39, Chandler
$459,000
3 Beds ⋅ 2 Baths ⋅ 7027451 MLS ⋅ 1,772 SqFt.
Beautifully maintained condo in the heart of Chandler! This move-in ready unit features an upgraded kitchen with modern finishes, ample cabinetry, and generous counter space that opens seamlessly to the dining and living areas, perfect for entertaining. The home also showcases stylish wood-look tile flooring throughout the main living spaces, adding both elegance and durability. Enjoy a bright and open floor plan with abundant natural light and a functional layout ideal for comfortable living or a lock-and-leave lifestyle. Conveniently located near shopping, dining, entertainment, parks, and easy freeway access. Excellent opportunity for a primary residence, winter retreat, or investment property in a highly desirable Chandler location!

1255 N Arizona Avenue Unit 1236, Chandler
$349,900
2 Beds ⋅ 3 Baths ⋅ 7027449 MLS ⋅ 1,100 SqFt.
Tempe is waiting for you at this 2-bedroom townhome. Inside, guests find two master bedrooms and three bathrooms, perfect for a roommate or small family. This is a charming home close to Tempe Marketplace, Mesa Riverview, and ASU. Professional and soon-to-be professionals will love the atmosphere and the 2-car garage.

2401 E Rio Salado Parkway Unit 1072, Tempe
$364,900
2 Beds ⋅ 2 Baths ⋅ 7027329 MLS ⋅ 1,206 SqFt.
JUST A SHORT WALK TO DOWNTOWN GILBERT and the NEW Heritage Park expansion! Located in the gated community of Via Sorento, this beautifully maintained two-level townhome offers the perfect blend of comfort, convenience, and style. The owner has thoughtfully updated and meticulously cared for the home throughout ownership. Inside, you'll find wood-look tile flooring, fresh paint, vaulted ceilings, fire sprinklers, and abundant natural light. The kitchen features granite counters, stainless steel appliances, white cabinetry with crown molding, recessed lighting, and a large island with breakfast bar seating. The spacious primary suite includes dual sinks, a walk-in closet, and plush carpet. Enjoy peaceful mornings or evenings on the private balcony overlooking the neighborhood.

240 W Juniper Avenue Unit 1169, Gilbert
$395,000
3 Beds ⋅ 2 Baths ⋅ 7027228 MLS ⋅ 1,309 SqFt.
Welcome home to this lightly lived in only 2 years young beatiful townhome. This Verdin model features the primary bedroom on the lower level with seperate bathroom which features double vanity with quartz counter top and walk-in shower as well as a walk in closet. Laundry w/stackable washer\dryer also located on lower level. Upstairs you will enjoy an open concept with balcony off of the great room. Kitchen features white cabinets with soft close, quartz counter tops w/bar seating as well as a seperate dining area and double door pantry. There are 2 secondary bedrooms as well as a full bath w/linen closet. All appliances convey also included soft water system and RO. The attached 2 car garage has plug for EV. Located close to dining and shopping. Don't miss out on making this home yours!

778 S Olympic Drive, Gilbert
$325,000
2 Beds ⋅ 2 Baths ⋅ 7026747 MLS ⋅ 897 SqFt.
LAKEFRONT CONDO Living in Chandler Near Shopping, Dining & Loop 101! Ground-floor lakefront condo in a gated Chandler community with direct water views, private patio access, and resort-style amenities near Dobson Rd & Ray Rd. This remodeled 2-bedroom, 2-bath condo offers approximately 897 sq ft and covered patio overlooking the lake, plus exterior storage space. Fishing and boating are permitted on the community lake, creating a unique waterfront lifestyle in the heart of Chandler. Interior upgrades completed in 2022 include wood-look tile flooring throughout, refinished cabinetry, Dunn-Edwards interior paint, LED lighting, faux wood blinds, updated fixtures, and remodeled bathrooms. The kitchen features quartz-look countertops, gray shaker-style cabinets, black appliances microwave, dishwasher, refrigerator, and glass-top range. Full-size washer and dryer included. The primary suite offers lake views, a large walk-in closet, detached vanity area, and a remodeled walk-in shower with multiple shower heads including a rain shower feature and upgraded Moen fixtures. Guest bath includes a 5-foot soaking tub and updated vanity. Sliding glass doors open directly to the covered patio overlooking the lake, ideal for outdoor dining, relaxing, or enjoying sunset water views. Community amenities include 3 swimming pools, fitness center, tennis courts, BBQ areas, walking/jogging paths around the lake, covered parking, and gated entry. Additional updates include new HVAC and water heater installed in 2024. HOA covers water, sewer, and trash. Located 0.3 miles to Fry's Marketplace, 0.4 miles to Sprouts Farmers Market, 0.5 miles to Pita Jungle, 1.5 miles to Loop 101 access, 2.0 miles to Chandler Fashion Center, and 3.5 miles to Intel's Chandler campus. Convenient access to dining, shopping, parks, golf, and major employment corridors throughout Chandler and the East Valley!

1825 W Ray Road Unit 1113, Chandler
$450,000
2 Beds ⋅ 2 Baths ⋅ 7026732 MLS ⋅ 1,633 SqFt.
Welcome to Tuscany Villas at Painted Mountain Golf Course -- a highly sought-after gated, lock-and-leave community offering effortless desert living and resort-style amenities. This rare free-standing golf course villa, creating the perfect opportunity for full-time living or a seasonal retreat. Designed with an open-concept layout, the home offers comfortable and functional living spaces ideal for both everyday enjoyment and entertaining. The kitchen features stainless steel appliances, granite countertops, a large prep island, abundant cabinetry, and seamless flow into the dining and family room areas. Expansive windows invite in beautiful natural light, while tile flooring throughout the main living areas provides both style and easy maintenance. The spacious owner's suite is a private retreat featuring a bay window sitting area, walk-in closet, and an en-suite bath complete with dual sinks, a relaxing soaking tub, and walk-in shower. The secondary bedroom functions as a true en-suite with a tub/shower combination, offering comfort and privacy for guests. Additional highlights include a laundry room with added cabinetry for storage and a spacious two-car garage. Step outside to your private backyard retreat featuring an electric awning, extended patios and a built-in gas firepit with seating -- the perfect setting for relaxing Arizona evenings and outdoor entertaining. Enjoy the convenience of a single driveway, low-maintenance living, and the exceptional lifestyle Tuscany Villas is known for. Residents enjoy access to community amenities including a clubhouse, heated pools and spa, fitness center, pickleball courts, billiards, scenic walking paths, and beautifully maintained grounds. HOA includes: roof maintenance, exterior maintenance, front landscaping, cable, internet, and blanket insurance coverage -- delivering exceptional lock-and-leave convenience. Residents of Tuscany Villas enjoy resort-style amenities including a clubhouse, pools and spa, fitness center, pickleball courts, billiards, landscaped parks, playgrounds, and scenic walking paths -- all supporting an active and vibrant lifestyle.

6202 E Mckellips Road Unit 190, Mesa
$459,000
2 Beds ⋅ 3 Baths ⋅ 7026684 MLS ⋅ 1,536 SqFt.
Experience the best of Tempe at this FULLY FURNISHED three-story 2-bed/2.5-bath Chicago style Brownstone townhome with brand NEW HVAC, washer, dryer (2025) and a community pool! Best location in Tempe - close proximity to Mill Ave, Tempe Beach Park, and ASU. Discover a welcoming living room and family room, perfect for entertaining or relaxing, where abundant natural light fills every corner. Formal dining room is ready for hosting dinner parties. Thoughtful touches such as wood-look tile flooring and fresh paint throughout create a bright and inviting atmosphere. Well-appointed kitchen displays recessed lighting, stainless steel appliances, ample cabinetry, and granite counters. Airy primary bedroom is upstairs for extra privacy, complete with a private bathroom featuring a shower & . . . tub combo and a walk-in closet. After a busy day, unwind on the cozy balcony or go for a swim in the community pool. Hurry, This amazing gem is the one you're looking for!

570 W 6th Street, Tempe
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