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Need help with ANY AZ Mortgage or Down Payment Assistance Programs in AZ?

We can help you get qualified for ANY AZ mortgage so you can buy a home including the several Down Payment Assistance Programs in AZ!   There are a few First Time Home Buyer Programs in AZ as well!! Which mortgage program is best for you?  What program will get you the best payment?  Are you looking for an FHA Loan, VA Loan, USDA Loan, Jumbo Loan or a Conventional Loan?  We're here to help get you the most up to date mortgage rates in Arizona with the best payment that fits your situation!

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NEIGHBORHOOD STABILIZATION PROGRAM

In the wake of the 2008 mortgage crisis, the federal government took action to help bolster the weakened economy and help fix the housing market.  This included the creation of the Neighborhood Stabilization Program.  As the name suggests, this program was formed to stabilizing areas that had suffered from foreclosures.

This program includes grant money that has been offered to states, local governments and select non-profit entities.

It was originally created in 2008 as part of the Housing and Economic Recovery Act.

It was then continued through a second round of funding provided in 2009 under the American Recovery and Reinvestment Act.

Next, additional funds were authorized under the Dodd–Frank Wall Street Reform and Consumer Protection Act in 2010.

Arizona Neighborhood Stabilization Program Information

What Are AZ Home Buyer Grants?

Many home buyers search for home loan grants Arizona. How do they work?  Grants are given by the federal, state or local governments and, when available, are great to help with down payment assistance and closing costs.

Unlike some types of assistance, grants are not expected to be repaid.

There are a variety of different down payment assistance programs available in Arizona. They are offered through the state, county and city governments and state housing agencies and are made available to serve low to average income earning Arizona families.  They also help revitalize areas that have been hit hard by foreclosures to help boost and stabilize home values.

At times, instead of a true grant program, many of the down payment assistance programs will provide the assistance funds in the form of a silent second that has no interest, no payment and is forgiven monthly over the first three years of home ownership.

List of Arizona Down Payment Assistance Programs

Home Buyer Grants Available in Arizona Offered by the Federal Government

Programs offered by the federal government are typically administered through the Department of Housing and Urban Development (HUD).  Please note that arizonadownpaymentassistance.com is not a government agency and is not affiliated with HUD.

Programs including home loan grants in Arizona that HUD offers include (but are not limited to) the following:

  • Good Neighbor Next Door provides substantial discounts on homes in key revitalization areas to teachers, law enforcement officers, firefighters and EMTs.
  • Homeownership Voucher Program provides assistance in the form of home buying subsidies to first time homebuyer low-income families.
  • Homeownership for public housing residents provides assistance for public housing residents in becoming homeowners.
  • Neighborhood Stabilization Program help revitalize Arizona communities that have been hit hard by foreclosures and abandonment to help boost and stabilize home values. The program aims for the purchase and redevelopment of foreclosed and abandoned homes and residential properties.

Assistance for Existing Homeowners

In addition, the government offers affordable housing help to existing homeowners that are struggling to maintain their higher mortgage payments through various refinance, modification, short sale or deed-in-lieu programs.

Two of the most popular recent government affordable housing mortgage programs include the Making Home Affordable Program and the Home Affordable Foreclosure Alternatives Program.

HOMES WE CAN HELP YOU FINANCE

$493,900
3 Beds ⋅ 3 Baths ⋅ 7040243 MLS ⋅ 2,131 SqFt.
Stunning South Chandler Remodel with Spectacular Sunset Views! This beautifully updated 2,131 sq. ft. townhome combines modern design, quality upgrades, and an unbeatable location. The open-concept floor plan is filled with natural light and features all-new Pella windows upstairs, including expansive picture windows, a new roof, newer HVAC system, new water heater, and owned solar for enhanced energy efficiency. The chef-inspired kitchen showcases granite countertops, refinished cabinetry with crown molding, a center island, pantry, stainless steel appliances (refrigerator included), breakfast bar and a cozy dining nook. Throughout the home you'll find custom interior paint, luxury lighting and ceiling fans, new custom tile flooring downstairs, new vinyl plank flooring upstairs, -- and upgraded 5-inch baseboards. Step outside to a spacious covered patio featuring custom lighting and breathtaking Arizona sunset views--perfect for entertaining or relaxing at the end of the day. The oversized two-car garage includes convenient overhead storage. You are just steps away from enjoying your Sparkling Community Pool and Spa all year long. Ideally situated near top-rated schools, premier shopping, dining, golf courses, and entertainment, this move-in-ready home offers the perfect blend of style, comfort, and convenience.

1441 W Marlin Drive, Chandler
$275,000
2 Beds ⋅ 2 Baths ⋅ 7040221 MLS ⋅ 926 SqFt.
Beautifully updated home featuring an updated kitchen with rich expresso cabinetry, granite countertops and stainless steel appliances. The open floor plan seamlessly connects the kitchen, dining and living areas. Soaring ceiling and oversized windows fill the home with natural light. Laundry room and two bedrooms located upstairs. One car garage attached and one assigned parking spot right next to garage. Ideally located in the heart of Chandler with convenience access to shopping, dining, parks and major commuter routes.

1126 W Elliot Road Unit 1041, Chandler
$320,000
2 Beds ⋅ 2 Baths ⋅ 7040152 MLS ⋅ 1,181 SqFt.
Welcome to this beautifully maintained home with thoughtful updates, nestled in a vibrant active adult community. Offering 2 bedrooms, 2 bathrooms, charming eat-in kitchen nook, and versatile flex room, this home is designed to fit your lifestyle--whether you need a home office, hobby space, reading room, or guest retreat. Inside, you'll find dual-pane windows, wood-look laminate flooring, updated kitchen, and more. Step outside to a low-maintenance backyard featuring multiple seating areas-perfect for enjoying Arizona's beautiful weather. A standout features is its prime location directly across from a large grassy common area, community pool, and clubhouse, making it easy to enjoy everything the neighborhood. Residents of this community enjoy a variety of social activities all year long.

542 S Higley Road Unit 75, Mesa
$325,000
2 Beds ⋅ 2 Baths ⋅ 7039980 MLS ⋅ 1,024 SqFt.
Located in a desirable gated community offering privacy, comfort, and low HOA fees. This well-maintained home features a functional layout with inviting living spaces and a peaceful atmosphere throughout. One of the standout features of this property is the private backyard that backs to a wash, with a covered patio and a fountain creating added separation and a quiet, secluded feel. Conveniently located near shopping, dining, freeway access, and local amenities, this home combines low-maintenance living with an ideal setting in a secure gated community. Some of the features include new paint in 2022, new blinds in 2023, ceiling fans and all lights replaced in 2023. Window tints in 2025. Insulated garage attic. Fountain and fire pit. Insulated garage attic

6610 E University Drive Unit 58, Mesa
$340,000
3 Beds ⋅ 3 Baths ⋅ 7039951 MLS ⋅ 1,452 SqFt.
In the heart of South Tempe your low maintenance home awaits on a quiet street. Bright and open with lots of natural light. Entertain friends and family in updated kitchen that opens up to the great room as well as the private patio. Efficiently laid out with a surprising amount of storage. Updated bathrooms including a powder room for guests. Unique location by the US-60, Loop 101, and I-10 freeways, Kiwanis Park and the Tempe Sports Complex...where your family will enjoy 12-acre lake with fishing, Indoor wave pool and aquatic center, Tennis, pickleball, Basketball,volleyball, Soccer, baseball, and softball fields, Batting cages, Dog park and more. Lot's of grassy areas in the community as well as the pool you don't maintain. Your budget will appreciate the new HVAC and water heater.

907 E Shobe Drive, Tempe
$374,900
3 Beds ⋅ 2 Baths ⋅ 7039886 MLS ⋅ 1,532 SqFt.
Beautiful 3 bedroom, 2 bath single level home in the gated community of Toscano Villas. You'll love the stunning views of the mountains and the golf course on your drive up to the property! The charming front courtyard leads to the elegant entry and open living and dining area with a fireplace. The kitchen includes a ceramic cook top, 42 inch maple cabinets, wall ovens, a breakfast bar & nook overlooking the courtyard. The rear patio provides a beautiful space to relax with maintenance free landscaping. This is a well-maintained home with a new roof in 2021 and new exterior paint in 2023. Toscano Villas offers a sparkling community pool and clubhouse. This is a perfect lock-and-leave property and can be sold furnished. Take a look at the drone video in the photo section! The Dinosaur Mountain golf course is consistently rated one of the top courses in Arizona. The scenery, dramatic elevation changes, abundant wildlife and exhilarating views all make for a memorable golfing experience. Matched with the same great golf course conditioning is Sidewinder, rated 4 Stars by Golf Digest. Sidewinder leads golfers through desert arroyos and native desert washes. The course offers a challenging desert layout for golfers of all abilities.

5370 S Desert Dawn Drive Unit 43, Gold Canyon
$450,000
3 Beds ⋅ 3 Baths ⋅ 7039751 MLS ⋅ 1,586 SqFt.
Welcome to gated Echelon at Ocotillo in Chandler, AZ! This beautifully maintained 2020-built home blends newer construction with low-maintenance living. The open floor plan features a light-filled great room and a modern kitchen with gas cooktop and on-demand tankless water heater. Upstairs delivers comfortable separation between living and sleeping areas. HOA-maintained landscaping leaves more time to enjoy resort-style amenities: heated pool and spa, pickleball courts, walking paths, playground, and gathering areas. Ideally located near Ocotillo's lakes, golf, shopping, dining, and major commuter routes, this home combines comfort, convenience, and everyday enjoyment in one of Chandler's most desirable communities. Owner holds an inactive AZ real estate license. Move-in ready in gated Echelon at Ocotillo! This 2020-built Chandler home delivers the best of newer construction with a lock-and-leave, low-maintenance lifestyle. Step into a bright, open great room that flows into a stylish kitchen with a gas cooktop and on-demand tankless water heater -- ideal for everyday living and easy entertaining. Upstairs, the bedrooms sit comfortably apart from the main living spaces for added privacy. Because the HOA maintains the exterior landscaping, your weekends stay free to enjoy the community's heated pool and spa, pickleball courts, walking paths, playground, and gathering areas. You're just minutes from Ocotillo's lakes, golf, top-rated shopping and dining, and major commuter routes. Comfort, convenience, and resort-style living -- all in one of Chandler's most sought-after neighborhoods. Owner holds an inactive AZ real estate license.

4077 S Sabrina Drive Unit 94, Chandler
$495,000
3 Beds ⋅ 2 Baths ⋅ 7039532 MLS ⋅ 1,612 SqFt.
Beautifully updated and thoughtfully designed, this spacious 3 bed, 2 bath home with an additional office, offers an open great room floor plan with vaulted ceilings, recessed and pendant lighting, decorative concrete flooring, designer two-tone paint, and abundant natural light. The remodeled kitchen features white cabinetry with upgraded hardware, granite countertops, tile backsplash, induction cooktop, wall oven, frosted glass cabinet accents, and an under-counter refrigerator and freezer. The primary suite includes dual closets, remodeled bathroom incl. walk-in glass shower, and marble countertops. Added spacious office with bay windows provides a flexible retreat with direct backyard access. Enjoy a covered patio, travertine surfaces, waterfall feature, and enclosed pet patio

2626 N El Dorado Place, Chandler
$379,000
3 Beds ⋅ 3 Baths ⋅ 7039424 MLS ⋅ 1,850 SqFt.
Nestled in the gated community of Desert Springs adjacent to the Alta Mesa Golf Club, this beautifully maintained home offers nearly 2,000 square feet of inviting living space. Featuring 3 bedrooms, 2.5 bathrooms, and a versatile loft, the floor plan provides flexibility for a home office, media room, or play area. The spacious living room offers vaulted ceilings and an abundance of natural light, creating an open and welcoming atmosphere. The large kitchen is equipped with upgraded stainless steel appliances, generous counter space, and ample room for entertaining. A large two-car garage offers additional storage. The low-maintenance backyard is thoughtfully designed with turf, paver accents, mature shade trees, and a drip irrigation system, creating an ideal outdoor retreat.

5415 E Mckellips Road Unit 114, Mesa
$425,000
3 Beds ⋅ 3 Baths ⋅ 7039277 MLS ⋅ 1,968 SqFt.
This wonderful home is flooded with light and positive energy. Curb appeal is everything Arizona with beautiful desert landscape and home style. Once inside, you will find a super floor plan for everyday living and entertaining. The kitchen is open to the main living space with a nearby office/bonus room. The kitchen is nicely detailed with newer upscale appliances and quartz counters. The second floor has a loft area with 3 nicely sized bedrooms and two bathrooms. The primary bedroom is generously sized with a full bathroom and a spacious walk-in closet. A two car garage and soothing backyard round out this gorgeous dwelling. Come make this home your homeownership a reality. Fantastic location and not far to loop 101, 202, or the 60.

1255 N Arizona Avenue Unit 1012, Chandler
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