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Series Introduction: HOW TO BUY A HOUSE IN ARIZONA

What you need to know about buying a house in Arizona including First Time Home Buyer Programs and how to take advantage of the best Arizona down payment assistance programs.

Learn what you need to know to navigate the home buying process much easier, save money and limit your worry and stress.

Here is what you need to know to prepare to buy a house in Arizona:

Step 1: SHOULD YOU BUY A HOME IN ARIZONA

Step 2: KNOW THE BENEFITS OF HOME OWNERSHIP

Step 3: KNOW THE TRUE COSTS OF HOME OWNERSHIP

Step 4: PREPARING A HOUSEHOLD BUDGET

Step 5: MAKE A LIST OF DESIRED HOME FEATURES

Step 6:GET PRE-APPROVED TO BUY A HOME

Step 7: WORKING WITH AN AGENT AND SEARCHING FOR A HOME

Step 8: MAKING A PURCHASE OFFER AND GETTING IT ACCEPTED

Step 9: WHAT TO DO AFTER YOUR PURCHASE OFFER IS ACCEPTED

Step 10. THE LOAN PROCESS FROM APPLICATION TO CLOSING

Step 11. WHAT DO YOU HAVE TO DO TO CLOSE ON YOUR NEW HOME

As you prepare to buy a home in Arizona, this guide will help you answer all of these important questions.

The Arizona real estate market is as strong as it has been in the last 10 years as more and more people, like you, are making the decision to stop renting and buy a home. Home ownership is still part of the American Dream. There are many financial and social benefits of home ownership.

It’s possible that buying a home will be the largest financial decision (major purchase) that you’ll ever make. Buying a home can be a complicated process. You need to understand as much as possible about how to buy a house in Arizona.

"You need the best information available to guide you through the home buying process.

This should be one of the most exciting events in your life. After all, your home will be an extension of who you are and you take pride in owning your home. Owning your home provides a feeling of comfort and stability. You gain a feeling of belonging as you plant roots and create strong ties with your family, friends and neighbors.

STEP 1: SHOULD YOU BUY A HOME IN ARIZONA

Legal Disclaimer

This home buyer series is intended to provide general information regarding the process of how to buy a house in Arizona. It is not intended to provide buyers with legal, accounting or financial advice. You are advised to seek the services of a skilled professional this those fields.

Additionally, this home buyer series does not set forth all qualification criteria for any of the loans described herein; all interested persons must successfully meet qualification criteria and complete the application process to obtain such loans.

HOMES WE CAN HELP YOU FINANCE

$248,900
2 Beds ⋅ 2 Baths ⋅ 7060675 MLS ⋅ 945 SqFt.
Just Remodeled 2 Bdrm, 2 Bath Townhome with Private Covered Patio, Carport and Community Pool. Gourmet Kitchen with New Quartz Countertops, New Cabinets, Custom Tile Backsplash, New Stainless-Steel Appliances and New Refrigerator. The Kitchen leads out to a Large Great Room with Vaulted Ceiling and Arcadia Door to Access the Covered Patio and Fenced-in Private Backyard. Both Bedrooms have Walk-In Closets and Tile Plank Floors. The Master Bath has Custom Tile Shower, New Cabinets, New Quartz Countertops, New Sinks, and New Plumbing Fixtures. New Paint, New Fans, New Lighting and Plumbing Fixtures Throughout. Laundry is Inside. This is a Well-Maintained Complex with a Community pool and Grassy Areas.

629 N Mesa Drive Unit 27, Mesa
$275,000
2 Beds ⋅ 2 Baths ⋅ 7060396 MLS ⋅ 926 SqFt.
Become the proud owner of this lovely 2-bedroom, 2-bath townhome in Park Centre Casitas! Discover a serene living room with soaring vaulted ceilings, a soothing palette, abundant natural light, durable tile flooring, and an inviting fireplace. The eat-in kitchen comes with granite counters, chic pendant lighting, stainless steel appliances, and a peninsula with a breakfast bar for casual meals. The primary bedroom features soft carpeting, a private bathroom, and ample closet space. Unwind at the end of a long day on the cozy balcony, perfect for enjoying a good book or refreshing drinks. Don't miss out on this fantastic opportunity!

1001 N Pasadena -- Unit 101, Mesa
$240,000
2 Beds ⋅ 2 Baths ⋅ 7060359 MLS ⋅ 716 SqFt.
Welcome to this charming 2-bedroom, 2-bathroom residence in Casitas Tempe! 1 MILE FROM ASU!! Inside, you'll find wood-look flooring, vaulted ceilings, tons of natural light & a designer palette. The inviting living room is paired with sliding doors that open to the patio. Formal dining room! The kitchen offers a pantry, white cabinets, SS appliances & a pass-through window w/breakfast bar. All bedrooms come with carpet floors. The perfectly sized main bedroom has an ensuite w/walk-in closet, and access to the attached private yard. Outside, the pergola-covered patio provides a quiet retreat or additional space for entertaining. Storage room that could also be a workshop. Plus assigned parking space! Great location near major commutes, schools, shopping, dining, & more!

1827 E Kirkland Lane Unit A, Tempe
$449,000
3 Beds ⋅ 3 Baths ⋅ 7060305 MLS ⋅ 1,380 SqFt.
Welcome to this beautifully appointed 3-bedroom, 2.5-bath corner-end unit located in a gated community in one of Tempe's most desirable locations. Offering the perfect combination of style, comfort, and convenience, this home is ideal for both owner-occupants and investors alike. Step inside to discover soaring ceilings, abundant natural light, and an open-concept great room enhanced by recessed lighting. The thoughtfully designed kitchen features stainless steel appliances, a spacious dining area, and a large island with bar seating--perfect for entertaining or casual everyday living. A convenient powder room completes the main level. Upstairs, you'll find a private primary suite, two generously sized guest bedrooms, a full secondary bathroom, and an upstairs laundry room for added convenience. Enjoy one of the larger outdoor spaces in the community with a spacious backyard that's perfect for pets, entertaining, or creating your own outdoor retreat. A private two-car garage adds even more functionality. Residents enjoy exceptional community amenities, including an Olympic-size swimming pool, heated spa, BBQ area, and a dedicated dog park. Location is everything, and this home delivers. Just minutes from Sloan Park, home of the Chicago Cubs Spring Training, Tempe Marketplace, Mesa Riverview, and Arizona State University, you'll have easy access to premier shopping, dining, entertainment, and recreation. With quick access to major freeways and close proximity to ASU, this property also presents an outstanding opportunity for investors seeking strong rental demand from students and professionals alike. Whether you're searching for your next home or a smart investment in the heart of the Valley, this exceptional Tempe condo offers the lifestyle, location, and value you've been waiting for.

280 S Evergreen Road Unit 1368, Tempe
$265,000
2 Beds ⋅ 3 Baths ⋅ 7060296 MLS ⋅ 1,161 SqFt.
HUGE PRICE IMPROVEMENT! This two-story condo is full of character and truly move-in ready. Upstairs you will find two spacious bedrooms, each with its own walk-in closet and full bathroom, so everyone gets their own space and privacy. Downstairs, the living area has personality to spare with unique wall cutouts and a cute half bath! Recent updates include wood-look flooring, fresh white paint throughout, updated bathrooms, and stainless steel appliances in the kitchen. This home shows in amazing condition from top to bottom. Out front, a charming porch entry welcomes you home, but the back patio is where you will want to spend most of your time. It has been refreshed with new turf and a cozy seating area that is perfect for morning coffee or an afternoon iced tea. There are no neighbors There are no neighbors directly behind you. Complex also has a community pool. This one shows even better in person than it does in photos. Come see it for yourself.

220 N 22nd Place Unit 1071, Mesa
$324,900
2 Beds ⋅ 3 Baths ⋅ 7060277 MLS ⋅ 1,152 SqFt.
This exceptional 2-bedroom, 2.5-bathroom two-story townhouse condo is in pristine, move-in ready condition, offering a low-maintenance and functional multi-level layout. The main living space features a practical kitchen equipped with appliances providing a clean and reliable setup for all your daily culinary needs. Designed with comfort in mind, the private sleeping quarters upstairs feature plush carpeting in the bedrooms to ensure warmth and noise reduction underfoot, along with the convenience of a half-bath on the main floor for guests. Spotlessly prepared and meticulously maintained throughout, this turnkey property is completely ready for a stress-free transition into a cozy and effortless lifestyle.

860 N Mcqueen Road Unit 1119, Chandler
$400,000
3 Beds ⋅ 2 Baths ⋅ 7060272 MLS ⋅ 1,314 SqFt.
Well maintained cared for spacious two bedrooms upstairs one on the main level Living area has vaulted ceiling and wood burning fireplace Flooring is in excellent condition carpet on stairwell and upstairs bedrooms Garage is deep comfortable for any vehicle Private yard backs to common wash area

338 E Larkspur Lane, Tempe
$360,000
4 Beds ⋅ 3 Baths ⋅ 7060233 MLS ⋅ 1,963 SqFt.
Welcome to this move-in-ready 3-bedroom, 2.5-bath tri-level townhome in the gated Lake Park community of Dobson Ranch, one of Mesa's most sought-after neighborhoods. Ideally situated with golf course VIEWS and directly across from the community pool, this beautifully maintained home offers fresh interior paint, newer windows, new stainless steel appliances, a water softener, and durable hard-surface flooring throughout. The main living level features an open living and dining space, an inviting kitchen, guest bath, and a private balcony overlooking the Dobson Ranch Golf Course. Upstairs, the spacious primary suite is joined by two generously sized secondary bedrooms and a full guest bath, while the lower level provides a flexible bonus room perfect for a home office, media room, fitness studio, guest suite, or second living area with walkout access to a private patio and grassy yard. An oversized laundry room offers additional storage and potential to add another bathroom. Additional highlights include a gated front courtyard, detached one-car garage with storage, and access to Dobson Ranch's renowned amenities including lakes, walking and biking paths, community pool, dog park, golf, and beautifully maintained common areas. Conveniently located near US-60, Loop 101, shopping, restaurants, parks, and entertainment, this home offers the perfect combination of low-maintenance living, flexible space, and an exceptional Mesa lifestyle.

2524 S El Paradiso Drive Unit 40, Mesa
$340,000
3 Beds ⋅ 3 Baths ⋅ 7060183 MLS ⋅ 1,566 SqFt.
Recently updated and move-in ready home located in a gated community with no carpet. This 3-bedroom, 2.5-bath townhome offers the perfect blend of style, comfort, and convenience. Fresh interior paint and new tile flooring throughout the downstairs and all bathrooms creates a clean, modern feel in this open floorplan. Upstairs, the primary suite is a true retreat, featuring two walk-in closets and a private balcony. Each secondary bedroom also includes its own walk-in closet, providing exceptional storage. Convenient upstairs laundry room, attached 2-car garage, and private courtyard just outside the front door. This desirable gated community offers residents access to a sparkling community pool and relaxing spa, offering resort-style amenities just steps from home. GO AND SHOW

6710 E University Drive Unit 124, Mesa
$489,000
3 Beds ⋅ 3 Baths ⋅ 7060128 MLS ⋅ 1,456 SqFt.
LOCATION! PRICE IMPROVEMENT! This stunning property in PRISTINE CONDITIONS offers a blend of convenience and LUXURY. Located in Treviso at Echelon, coveted resort-style gated neighborhood in the Ocotillo Masterplan Community. Stepping into the door you'll get a new-build feel. Designed for effortless living, this SMART home features 3 bedrooms, 2.5 bathrooms, spacious living room, and highly upgraded gourmet kitchen. SONOMA Maple Linen cabinets, QUARTZ countertops, stainless steel appliances, gas range. Upgraded Super Luxury floor. Pre-wired for internet connections. RING door alarm system. Separate laundry room upstairs with washer/dryer included. Tankless water heater. Water softener system. 2-car garage with private driveway. Private Front courtyard for additional enjoyment of Arizona

4077 S Sabrina Drive Unit 30, Chandler
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