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Series Introduction: HOW TO BUY A HOUSE IN ARIZONA

What you need to know about buying a house in Arizona including First Time Home Buyer Programs and how to take advantage of the best Arizona down payment assistance programs.

Learn what you need to know to navigate the home buying process much easier, save money and limit your worry and stress.

Here is what you need to know to prepare to buy a house in Arizona:

Step 1: SHOULD YOU BUY A HOME IN ARIZONA

Step 2: KNOW THE BENEFITS OF HOME OWNERSHIP

Step 3: KNOW THE TRUE COSTS OF HOME OWNERSHIP

Step 4: PREPARING A HOUSEHOLD BUDGET

Step 5: MAKE A LIST OF DESIRED HOME FEATURES

Step 6:GET PRE-APPROVED TO BUY A HOME

Step 7: WORKING WITH AN AGENT AND SEARCHING FOR A HOME

Step 8: MAKING A PURCHASE OFFER AND GETTING IT ACCEPTED

Step 9: WHAT TO DO AFTER YOUR PURCHASE OFFER IS ACCEPTED

Step 10. THE LOAN PROCESS FROM APPLICATION TO CLOSING

Step 11. WHAT DO YOU HAVE TO DO TO CLOSE ON YOUR NEW HOME

As you prepare to buy a home in Arizona, this guide will help you answer all of these important questions.

The Arizona real estate market is as strong as it has been in the last 10 years as more and more people, like you, are making the decision to stop renting and buy a home. Home ownership is still part of the American Dream. There are many financial and social benefits of home ownership.

It’s possible that buying a home will be the largest financial decision (major purchase) that you’ll ever make. Buying a home can be a complicated process. You need to understand as much as possible about how to buy a house in Arizona.

"You need the best information available to guide you through the home buying process.

This should be one of the most exciting events in your life. After all, your home will be an extension of who you are and you take pride in owning your home. Owning your home provides a feeling of comfort and stability. You gain a feeling of belonging as you plant roots and create strong ties with your family, friends and neighbors.

STEP 1: SHOULD YOU BUY A HOME IN ARIZONA

Legal Disclaimer

This home buyer series is intended to provide general information regarding the process of how to buy a house in Arizona. It is not intended to provide buyers with legal, accounting or financial advice. You are advised to seek the services of a skilled professional this those fields.

Additionally, this home buyer series does not set forth all qualification criteria for any of the loans described herein; all interested persons must successfully meet qualification criteria and complete the application process to obtain such loans.

HOMES WE CAN HELP YOU FINANCE

$415,000
2 Beds ⋅ 3 Baths ⋅ 7066171 MLS ⋅ 1,278 SqFt.
Stunning curb appeal in a private gated neighborhood, Welcome to 2786 E. Apache, a nearly new 2 bedroom plus den home designed for effortless, low maintenance living. Inside, you will find a light and bright layout anchored by a spacious kitchen featuring pristine white cabinetry, ample counter space, and modern finishes perfect for cooking and entertaining. The added flexibility of the separate den provides an ideal space for a home office, hobby room, or guest area. Step outside to the star of the home, an expansive outdoor patio created for ultimate relaxation. Whether you are resetting after a long day, firing up the grill for a weekend BBQ, or giving your pets space to lounge, this outdoor setup covers all the bases. The community perks make this home a standout, featuring gated entry, a refreshing community pool, and a playground. Plus, the prime location puts you right near top rated schools, excellent dining options, entertainment, and quick freeway access. This move in ready home combines modern design, smart layout, resort style amenities, and outdoor living at its finest.

2786 S Apache Drive, Chandler
$300,000
2 Beds ⋅ 2 Baths ⋅ 7066025 MLS ⋅ 1,105 SqFt.
INCREDIBLE BUYER INCENTIVES: $4,000 MORTGAGE CONCESSION. Seller will pay up to $4,000 at closing towards your interest rate buydown if you finance with lender of sellers choice. 1350 S Greenfield Rd Unit 2219 is a two-story Mesa townhome built in 2007. The kitchen offers wood cabinetry and stainless steel appliances, providing ample space for meal preparation. An open-concept main level connects the kitchen, dining, and living areas beneath vaulted ceilings for a bright, spacious feel. The bedrooms include ceiling fans and generous closet space, while the bathrooms offer wood-toned vanities with ample storage. Residents enjoy access to a community pool within the gated community, and a one-car attached garage adds convenient parking.

1350 S Greenfield Road Unit 2219, Mesa
$335,000
2 Beds ⋅ 2 Baths ⋅ 7065971 MLS ⋅ 1,392 SqFt.
Welcome to easy, low-maintenance living in this immaculate 2-bedroom, 2-bathroom patio home in North Mesa, ideally positioned overlooking the 2nd tee box of Painted Mountain Golf Course. Lovingly maintained and used only a few months each year, this home offers the perfect lock-and-leave lifestyle for a full-time resident, winter visitor, or second-home. This property features tile flooring, dual-pane windows, updated interior doors and trim, and numerous additional improvements throughout. The exterior has also been well cared for & maintained over the years. For added peace of mind, security roller shields have been installed on the windows and doors, making it easy to secure the home when you're away. The combination of golf-course views, an established neighborhood, and minimal- maintenance living, makes this property an ideal Arizona retreat. Whether you're looking for a seasonal escape, a low-maintenance primary residence, or a home you can simply lock up and leave, this beautifully maintained North Mesa patio home is ready to enjoy.

2329 N Recker Road Unit 21, Mesa
$319,900
3 Beds ⋅ 2 Baths ⋅ 7065961 MLS ⋅ 1,118 SqFt.
Single-level Mesa residence with NO HOA highlights a variety of updates! The exterior features clean paint finishes, low-care landscaping, and gated carport. The 1-car garage with new opener houses an included bonus washer/dryer and provides two additional private driveway spaces. Inside, enjoy an abundance of natural light, a neutral palette, and LVP flooring, energy-efficient dual-pane windows and two sliding glass doors. The primary bedroom offers a sizable closet, a direct backyard path, and a private bathroom with double sinks. Bathrooms showcase complementary countertops and fixtures. The eat-in kitchen includes refreshed counters, cabinetry, stainless steel appliances, and patio access. Enjoy the covered patio and matching side gate. Near parks, dining, and easy access to US-60

1327 S Allen Street, Mesa
$319,900
2 Beds ⋅ 2 Baths ⋅ 7065922 MLS ⋅ 900 SqFt.
Welcome to your dream townhouse! This **fully remodeled 2-bed, 2-bath home has NO HOA and a brand-new A/C**, making it ideal for low-maintenance living. The home features a completely updated kitchen with new cabinetry, counters and stainless steel appliances, beautifully renovated bathrooms, new flooring, lighting, fixtures and fresh paint throughout. Additionally you'll enjoy a private, zero-maintenance outdoor space as well as attached 1-car garage and carport. Super conveniently located, you'll be minutes from shopping, restaurants, Downtown Mesa, major freeways and the **new Sprouts Farmers Market coming soon** in walking distance! Whether you're a first-time buyer, investor, or snowbird looking for an easy lock-and-leave home, this turnkey property is ready to go!

957 W Emerald Circle, Mesa
$265,000
3 Beds ⋅ 2 Baths ⋅ 7065818 MLS ⋅ 1,055 SqFt.
Beautifully remodeled 3-bedroom, 2-bath corner unit in Tamarron Village! This move-in ready home features a fully remodeled kitchen and bathrooms, updated finishes throughout, vaulted ceilings, and a cozy fireplace. The unique multi-level layout offers great separation of space with a bright, open feel. Enjoy the added privacy of a corner unit along with access to the community pool and gated community. Conveniently located near shopping, dining, and major roadways. A rare opportunity to own a stylishly updated 3-bedroom home at an attractive price -- come see it before it's gone!

455 S Mesa Drive Unit 176, Mesa
$364,900
3 Beds ⋅ 3 Baths ⋅ 7065792 MLS ⋅ 1,550 SqFt.
Welcome to this beautifully updated 2-story townhome-style home offering 3 bedrooms and 2.5 baths, along with a convenient 2-car garage. Fresh interior paint and new carpet throughout create a bright, move-in ready feel, while the kitchen shines with granite countertops and stainless steel appliances, perfect for cooking and entertaining. The open living areas flow effortlessly, and a private balcony offers a nice spot to relax and take in the view. With its modern updates and functional layout, this home is ready for its next owner to move right in!

1367 S Country Club Drive Unit 1098, Mesa
$315,000
3 Beds ⋅ 2 Baths ⋅ 7065721 MLS ⋅ 1,536 SqFt.
Welcome to this spacious 3-bedroom, 2-bath townhome offering 1,536 square feet in a gated Mesa community. The bright, open interior features pet-friendly LVP flooring and a seamless flow between the kitchen, dining, and living areas. The kitchen offers granite countertops, stainless steel appliances, abundant cabinetry, a subway-tile backsplash, and a breakfast bar. The generous primary suite includes dual sinks and a walk-in closet. Two additional bedrooms provide flexibility for guests, an office, or hobbies. Enjoy a private balcony, attached one-car garage, community pool, grassy common areas, and a community dog park only feet from the front door. Conveniently located near shopping, dining, freeway access, and everyday amenities, this well-maintained home is ready to impress!

7726 E Baseline Road Unit 266, Mesa
$474,000
4 Beds ⋅ 3 Baths ⋅ 7065646 MLS ⋅ 2,028 SqFt.
Fantastic opportunity to own this end-unit townhome in Mosaic at Layton Lakes! You'll be delighted by a captivating open layout with high ceilings, a soothing palette, blinds, and attractive wood-look flooring. The gourmet kitchen features quartz counters, crisp white shaker cabinetry with crown moulding, pendant/recessed lighting, a stylish tile backsplash, stainless steel appliances, a pantry, and an island with a breakfast bar. You'll also find a cozy loft ideal for a reading nook or lounge. The primary bedroom showcases soft carpeting, a private bathroom with dual sinks, and a walk-in closet. Unwind at the end of a long day in the backyard, complete with pristine artificial turf and a covered patio for refreshing drinks or enjoying a good book. Make it yours today!

4556 S Riata Street Unit 103, Gilbert
$409,900
2 Beds ⋅ 3 Baths ⋅ 7065531 MLS ⋅ 1,476 SqFt.
Discover your new lifestyle at this immaculately maintained, 2-bedroom, 2-bathroom residence situated in the highly coveted, gated community of Annecy. As you approach this charming abode, you'll be drawn to its well-manicured front yard that opens to a lush, grassy area, providing an inviting entrance to this delightful home. As you step in the home you will notice the upgraded laminate flooring that effortlessly combines style and practicality. The generous living room promises comfort and warmth, making it an ideal place for relaxing or hosting get-togethers. The heart of this home, the kitchen, boasts modern quartz countertops that marry form and function, offering ample prep space for the avid home chef. With clean lines and a minimalist design, the kitchen truly encapsulates the spirit of modern living. Each bedroom is a sanctuary in its own right. With plenty of natural light flooding through the windows, you're guaranteed a tranquil space to rest and rejuvenate. The bathrooms follow suit, offering contemporary finishes that prioritize comfort and convenience. Not only does this home front a green, grassy area, it's also ideally located near the community pool and lakes - perfect for cooling off during those hot Arizona summers or for enjoying scenic walks throughout the year. This home's exceptional location within Annecy is not to be overlooked. As a resident of this gated community, you'll have easy access to excellent schools, shopping destinations, fine dining, freeways, hospitals, and more. The convenience and security of this neighborhood make it a sought-after gem in the heart of Gilbert. This property presents a unique opportunity to embrace comfortable, stylish living in a prime location. Don't let this opportunity pass by - welcome to your new home at 1635 E Dogwood Ln.

1635 E Dogwood Lane, Gilbert
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